$20K prop firm challenges compared
Every $20K challenge we hold: list price, all-in cost to a funded account, cost per $1K and the main rules. Every price has a source.
- Challenges
- 64 from 20 firms
- Cheapest all-in (one-time, US$)
- $72 The5ers, Bootcamp
- Median cost per $1K (one-time, US$)
- $7.90 across 3 challenges
- Listed separately in the stats
- 2 2 in other currencies
How the numbers work
List price is the normal price on the firm's own pricing page. Discount-code and countdown prices are left out.
All-in to funded is the list price plus any activation fee the firm charges when you pass: what reaching your first funded account costs if you pass first time. Resets, retakes and add-ons are not included. Where the firm does not state whether there is an activation fee, we show no all-in cost rather than assume there is none.
Monthly plans are marked "per month": their all-in is one month plus the activation fee, and every extra month you take adds the monthly fee again.
Cost per $1K is the all-in cost divided by the account size in thousands of dollars, so different sizes can be compared. Where the firm does not state an activation fee, it uses the list price and says "list price only"; where a firm says a further fee applies but not how much, the row is not ranked on cost.
Target ÷ max loss is the first-step profit target divided by the maximum loss allowed. Lower means less profit to make for each unit of room you have to lose.
Other currencies. Prices the firm states in euros, pounds or another currency are listed separately at that price. We do not convert them, so they are not sorted against dollar prices.
Each row links to its source and shows the date we checked it. Latest check 14 October 2026. Where a firm does not state a value, we say so rather than guess.
How we rank: by the sort you choose (default: cost per $1K of funding, lowest first); monthly plans after one-time prices, missing values last, only US dollar prices ranked. Links marked Ad are affiliate links; they never change the order.
| Firm and programme | List price | All-in to funded | Cost per $1K | Target ÷ max loss | Profit split | Rules | TI score | Source | Visit |
|---|---|---|---|---|---|---|---|---|---|
| PipFarmPay With Profits 2-Stage Consistency2-step · Forex | List price$27one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$1.35list price only | Target ÷ max loss0.60Target 6% + 6% · max loss 10% | Profit splitNot stated | RulesDaily loss 5% · max loss 10% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Pay With Profits 2-Stage Consistency price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmPay With Profits 2-Stage Endurance2-step · Forex | List price$34one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$1.70list price only | Target ÷ max loss0.80Target 8% + 5% · max loss 10% | Profit splitNot stated | RulesDaily loss 5% · max loss 10% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Pay With Profits 2-Stage Endurance price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmPay With Profits 1-Stage Consistency1-step · Forex | List price$41one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$2.05list price only | Target ÷ max loss1.20Target 12% · max loss 10% | Profit splitNot stated | RulesDaily loss 5% · max loss 10% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Pay With Profits 1-Stage Consistency price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmPay With Profits 1-Stage Endurance1-step · Forex | List price$51one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$2.55list price only | Target ÷ max loss1.20Target 12% · max loss 10% | Profit splitNot stated | RulesDaily loss 5% · max loss 10% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Pay With Profits 1-Stage Endurance price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| Maven TradingInstant FundingInstant funding · Forex | List price$68one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.40list price only | Target ÷ max loss–No profit target | Profit split80%Payouts: When Requirements are met | RulesDaily loss 2% · max loss 3%Min days not stated · Time limit not stated | TI score63 | Source: Maven Trading Instant Funding price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| Maven TradingStandard 1-Step1-step · Forex | List price$68one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.40list price only | Target ÷ max loss1.60Target 8% · max loss 5% | Profit split80%Payouts: 10 business days | RulesDaily loss 3% · max loss 5%Min days not stated · Time limit not stated | TI score63 | Source: Maven Trading Standard 1-Step price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| The5ersBootcamp3-step · Forex | List price$22one-time | All-in to funded$72Price + $50 activation | Cost per $1K$3.60 | Target ÷ max loss1.20Target 6% + 6% + 6% · max loss 5% | Profit splitNot stated | RulesDaily loss not stated · max loss 5%Min days not stated · No time limit | TI score66 | Source: The5ers Bootcamp price (opens in a new tab)Checked 14 Oct 2026 | Visit The5ers Ad |
| PipFarmOne-Stage Consistency (Static Max Loss)1-step · Forex | List price$75one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.75list price only | Target ÷ max loss1.50Target 9% · max loss 6% | Profit splitNot stated | RulesDaily loss 3% · max loss 6% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm One-Stage Consistency (Static Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmOne-Stage Consistency (Trailing Max Loss)1-step · Forex | List price$75one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.75list price only | Target ÷ max loss1.12Target 9% · max loss 8% | Profit splitNot stated | RulesDaily loss 3% · max loss 8%Min days not stated · Time limit not stated | TI score68 | Source: PipFarm One-Stage Consistency (Trailing Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmTwo-Stage Consistency2-step · Forex | List price$75one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.75list price only | Target ÷ max loss0.75Target 6% + 6% · max loss 8% | Profit splitNot stated | RulesDaily loss 3% · max loss 8% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Two-Stage Consistency price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| Maven TradingStandard 3-Step3-step · Forex | List price$76one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$3.80list price only | Target ÷ max loss1.00Target 3% + 3% + 3% · max loss 3% | Profit split80%Payouts: 10 business days | RulesDaily loss 2% · max loss 3%Min days not stated · Time limit not stated | TI score63 | Source: Maven Trading Standard 3-Step price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| Maven TradingInstant Mini FundingInstant funding · Forex | List price$88one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.40list price only | Target ÷ max loss–No profit target | Profit split70%Payouts: 24 hours | RulesDaily loss 2% · max loss 3%Min days not stated · Time limit not stated | TI score63 | Source: Maven Trading Instant Mini Funding price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| Maven TradingStandard 2-Step2-step · Forex | List price$88one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.40list price only | Target ÷ max loss1.00Target 8% + 5% · max loss 8% | Profit split80%Payouts: 10 business days | RulesDaily loss 4% · max loss 8%Min days not stated · No time limit | TI score63 | Source: Maven Trading Standard 2-Step price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| PipFarmOne-Stage Light1-step · Forex | List price$89one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.45list price only | Target ÷ max loss1.50Target 6% · max loss 4% | Profit splitNot stated | RulesDaily loss not stated · max loss 4% (end-of-day trailing)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm One-Stage Light price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmOne-Stage Endurance (Static Max Loss)1-step · Forex | List price$90one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.50list price only | Target ÷ max loss1.67Target 10% · max loss 6% | Profit splitNot stated | RulesDaily loss 3% · max loss 6% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm One-Stage Endurance (Static Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmOne-Stage Endurance (Trailing Max Loss)1-step · Forex | List price$90one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.50list price only | Target ÷ max loss1.25Target 10% · max loss 8% | Profit splitNot stated | RulesDaily loss 3% · max loss 8%Min days not stated · Time limit not stated | TI score68 | Source: PipFarm One-Stage Endurance (Trailing Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmTwo-Stage Endurance2-step · Forex | List price$90one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$4.50list price only | Target ÷ max loss1.00Target 8% + 5% · max loss 8% | Profit splitNot stated | RulesDaily loss 3% · max loss 8% (static)Min days not stated · Time limit not stated | TI score68 | Source: PipFarm Two-Stage Endurance price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| Rebels FundingRF Bronze 3-Phase3-step · Forex | List price$104one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.20list price only | Target ÷ max loss0.50Target 5% + 5% + 5% · max loss 10% | Profit split80% | RulesDaily loss 5% · max loss 10%Min days not stated · No time limit | TI score63 | Source: Rebels Funding RF Bronze 3-Phase price (opens in a new tab)Checked 14 Oct 2026 | Visit Rebels Funding |
| PipFarmOne-Stage Classic (Static Max Loss)1-step · Forex | List price$110one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.50list price only | Target ÷ max loss2.00Target 12% · max loss 6% | Profit splitNot stated | RulesDaily loss 3% · max loss 6% (static)Min 3 trading days · Time limit not stated | TI score68 | Source: PipFarm One-Stage Classic (Static Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmOne-Stage Classic (Trailing Max Loss)1-step · Forex | List price$110one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.50list price only | Target ÷ max loss1.50Target 12% · max loss 8% | Profit splitNot stated | RulesDaily loss 3% · max loss 8%Min 3 trading days · Time limit not stated | TI score68 | Source: PipFarm One-Stage Classic (Trailing Max Loss) price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| PipFarmTwo-Stage Classic2-step · Forex | List price$110one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.50list price only | Target ÷ max loss1.00Target 9% + 6% · max loss 9% | Profit splitNot stated | RulesDaily loss 3% · max loss 9% (static)Min 3 trading days · Time limit not stated | TI score68 | Source: PipFarm Two-Stage Classic price (opens in a new tab)Checked 14 Oct 2026 | Visit PipFarm |
| NYS MarketsOne Trade1-step · Forex | List price$118one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.90list price only | Target ÷ max loss1.67Target 10% · max loss 6% | Profit splitNot stated | RulesDaily loss 3% · max loss 6%Min days not stated · No time limit | TI score44 | Source: NYS Markets One Trade price (opens in a new tab)Checked 14 Oct 2026 | Visit NYS Markets |
| FintokeiStartTrader3-step · Forex | List price$119one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K$5.95list price only | Target ÷ max loss0.33Target 2% + 3% + 6% · max loss 6% | Profit splitNot stated | RulesDaily loss 3% · max loss 6%Min days not stated · 180-day time limit | TI score62 | Source: Fintokei StartTrader price (opens in a new tab)Checked 14 Oct 2026 | Visit Fintokei |
| Maven TradingOmo 2-Step2-step · Forex | List price$122one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$6.10list price only | Target ÷ max loss0.75Target 6% + 8% · max loss 8% | Profit split80%Payouts: 10 business days | RulesDaily loss 4% · max loss 8%Min days not stated · Time limit not stated | TI score63 | Source: Maven Trading Omo 2-Step price (opens in a new tab)Checked 14 Oct 2026 | Visit Maven Trading |
| Rebels FundingRF Silver 2-Phase2-step · Forex | List price$130one-time · refunded | All-in to fundedNot shownActivation fee not stated | Cost per $1K$6.50list price only | Target ÷ max loss0.80Target 8% + 5% · max loss 10% | Profit split75% | RulesDaily loss 5% · max loss 10%Min days not stated · No time limit | TI score63 | Source: Rebels Funding RF Silver 2-Phase price (opens in a new tab)Checked 14 Oct 2026 | Visit Rebels Funding |
No challenge matches these filters.
Priced in other currencies
2 challenges priced in EUR, at the firm's own price. We do not convert currencies, so these are not ranked against dollar prices. A dollar price limit in the filters hides them.
| Firm and programme | List price | All-in to funded | Cost per $1K | Target ÷ max loss | Profit split | Rules | TI score | Source | Visit |
|---|---|---|---|---|---|---|---|---|---|
| Plutus Trade BaseFreedom1-step · Forex | List price€58one-time | All-in to fundedNot shownActivation fee not stated | Cost per $1K€2.90list price only | Target ÷ max loss1.00Target 10% · max loss 10% | Profit splitNot stated | RulesDaily loss not stated · max loss 10% (static)Min days not stated · No time limit | TI score47 | Source: Plutus Trade Base Freedom price (opens in a new tab)Checked 14 Oct 2026 | Visit Plutus Trade Base |
| Plutus Trade BaseLightning Pro1-step · Forex | List price€28one-time | All-in to fundedNot shownA further fee applies (amount not stated) | Cost per $1K–Further fee not stated | Target ÷ max loss0.50Target 3% · max loss 6% | Profit splitNot stated | RulesDaily loss not stated · max loss 6% (static)Min days not stated · No time limit | TI score47 | Source: Plutus Trade Base Lightning Pro price (opens in a new tab)Checked 14 Oct 2026 | Visit Plutus Trade Base |
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