The5ers review 2026

Growth (1-Step)

• Targets and limits: 10% evaluation target, 6% stop-out level and 3% daily loss. The page says the profit target, maximum loss and daily limit stay the same in the funded (Pro) stages.
• Time: no time limit, but accounts inactive for more than 30 consecutive days expire. Level 1 completes as soon as the profit target is reached.
• Capital cap: up to $40,000 of evaluation accounts per trader (for example 1 × $20K + 1 × $10K + 2 × $5K).
• Contradictions on the page: the headline says "No daily stop-loss" and the programme table shows a 3% daily loss. The page calls this a "daily pause" on Hyper Growth and a "daily Loss" on Pro Growth, so check with the firm which applies to your version. The table also shows 3 minimum profitable days for Step 1, while the guidelines say "No minimum trades or days requirements for completing level 1". We show the table values above; check with the firm before relying on either.

High Stakes (2-Step)

• Step 1 target 10%, Step 2 target 5%, with a 5% maximum daily loss and 10% maximum loss in both steps. No maximum trading period.
• Each step needs 3 minimum profitable days. A profitable day is one on which closed positions made at least 0.5% of the initial balance.
• Accounts with no activity for more than 30 consecutive days expire, counted from the day the account is registered.
• The page lists New and Classic versions with different account limits. Classic allows 1 × $2.5K, 1 × $5K, 1 × $10K or $25K and 1 × $50K or $100K. New allows 3 × $2.5K, 3 × $5K, 3 × $10K, 1 × $25K and 1 × $50K or $100K.

Bootcamp (3-Step)

• Three steps on a demo account, each with a 6% target and 5% maximum loss. For the $20K size the steps run on $5,000, $10,000 and $15,000 balances, and the funded account starts at $20,000 with a 5% target and 4% maximum loss.
• The 3% daily pause applies only to funded accounts; trading can resume the next day from 00:00 MT5 server time.
• No time limit to pass the evaluation, but accounts inactive for more than 30 consecutive days are closed.
• Up to 4 active Bootcamp accounts: one $250K, one $100K and two $20K. Each account must use a different trading method.

Summer Plan

• 1-Step ($100K): 10% target, 6% maximum loss and a 3% daily loss limit, calculated at the end of each day on end-of-day equity or balance, whichever is higher. Hitting the daily loss permanently terminates the account. A 50% consistency rule (no single day above 50% of total profit) applies in both the evaluation and funded stages.
• 2-Step: 10% maximum loss and the same 3% daily loss limit. There is no consistency rule during the 2-Step evaluation phases.
• Total buying power across all Summer Plan accounts is capped at $600,000 per trader.

Futures Day Trade ($25K)

• 6% target in the evaluation and 4% in the funded stage, with a 4% end-of-day maximum loss limit and a 40% per-position consistency rule.
• Up to 2 mini or 20 micro contracts. The evaluation can be passed in one day.
• All positions must be closed at least 10 minutes before market close.

The5ers publishes a Prohibited Trading Practices page that applies to both evaluation and funded accounts. It lists, among others:

• Arbitrage, hedge arbitrage and reverse arbitrage.
• High-frequency trading where most trades last a few seconds or less, and tick scalping.
• "Bulk trading", which the page describes as multiple trades open simultaneously.
• Bracketing high-impact news with buy and sell pending orders.
• Trade coordination or copy trading with other traders or accounts.
• One-sided bets (always trading in one direction).
• Expert Advisors that scalp the rollover, third-party EAs that other traders also run, and EAs whose source code you do not own.
• Account sharing or reselling, and "pass your challenge" account management services.
• Coordinated trading across accounts at different firms, for manipulative purposes, for example opposite positions on the same instrument.
• Spreading one trade idea across days to inflate the count of profitable days.
• Position sizes far larger or smaller than your usual trading, overleveraging, and gambling-like position-taking.

The firm says that if abuse is found it can end the relationship, will not process any refund or profit, and will ban the trader permanently.

News trading by programme.

• Growth: allowed, except bracket strategies around news.
• High Stakes: trading during news is allowed, but not 2 minutes before or after high-impact news events.
• Bootcamp: allowed, except bracketing strategies.
• Futures Day Trade: "Making moves during news events is allowed".

Overnight and weekend holding. Growth, High Stakes and Bootcamp all allow holding over the weekend; holding indices over the weekend carries high swap costs. On futures, the Day Trade plan requires all positions to be closed at least 10 minutes before market close, and the futures page has a section headed "No weekend holding" (our saved copy does not show its details).

Expert Advisors. The Terms allow automated trading software only if you own or developed it and the firm has given prior written approval. Software owned or developed by a third party is prohibited.

Copy trading. The pages disagree. The Summer Plan FAQ says copy trading between your own Summer Plan accounts "is fully allowed", including with trade copiers. The general prohibited list bans "copy trading with other traders or accounts", and Bootcamp requires a different trading method on each account. Outside the Summer Plan, assume copying between accounts is not allowed unless the firm confirms it.

On Growth, High Stakes and Bootcamp the profit split rises as the account scales. The tables below summarise each programme's scaling plan as published.

The Growth page advertises "Grow your account up to $4,000,000" and says that on Hyper Growth you "double your pro account on every target". The scaling table we saved (shown under Pro Growth and Hyper Growth tabs) goes up in 10% steps from $5,000 to $500,000, with a 75% split up to $300,000.

Payout timing. Bootcamp is the only CFD programme whose saved pages state a schedule: the first payout can be requested 14 days after receiving a funded account and every 2 weeks after that, and the 14-day cycle resets each time you scale. Under the Terms, if an approved payout exceeds a threshold set by the firm, it may be paid in weekly instalments of no more than $10,000 each.

Fee refunds and Hub Credits. Some plans return the fee once you are paid. The futures Day Trade fee is "Refunded on 3rd payout." On the 2-Step Summer Plan you receive 10% of the fee as Hub Credits after Step 1, 20% after Step 2, and the remaining 70% as withdrawable cash with your third payout. Hub Credits can only be used to buy services on the firm's Hub and cannot be withdrawn.

Verification. KYC checks apply, particularly after passing the evaluation. The firm may request a video interview, which must be scheduled and completed within five business days; otherwise pending payouts are denied and the accounts cancelled.

CFD platform. Growth, High Stakes and Bootcamp run on MetaTrader 5 (hedging), which the Growth page says is available on desktop, web and mobile. The Terms say that once you choose a platform for a programme, the choice is final.

Futures platform. The futures programme uses BlackArrow. Its FAQ warns that BlackArrow also shows a separate demo account with a $1,000,000 balance; trades placed there do not count. In BlackArrow, The5ers account numbers start with "12".

CFD markets. The Growth page lists FX, metals, indices and crypto. The High Stakes page lists FX, metals, indices, oil and crypto. The asset specifications page shows forex with a 100,000 contract size, a 0.01 minimum lot and a commission of $4 per lot round trip.

Leverage. Growth and Bootcamp use 1:30; High Stakes and the Summer 1-Step plan use 1:100. On Bootcamp the margin requirement varies by asset: forex 1:30, metals 1:25, indices 1:25, commodities 1:1.5 and crypto 1:0.60.

Futures markets. The firm's "Top Futures Picks" include the E-mini S&P 500 (ES), Nasdaq-100 (NQ), Dow Jones (YM), gold (GC), silver (SI), crude oil (CL) and the euro (6E).

Operating companies. The site footer names Five Percent Online Ltd, registered in the UK (company number 12553363) with a registered office at 168 Praed Street, London. The Terms and Conditions name the same UK company and also Five Percent Online Ltd registered in Israel (company number 515864007), with an office in Raanana. The Terms are governed by Israeli law, with disputes going to the courts of Tel Aviv.

What the firm is. The firm describes itself as an evaluation and training platform and says it is not a broker, custodian, exchange or financial institution and does not hold client deposits. Evaluation balances are described as fictitious, and accounts are simulated.

Eligibility. You must be at least 18 (or the legal age in your jurisdiction, if higher) and a retail trader. The Terms list its "Forbidden Territories" as including, but not limited to: Afghanistan, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Cuba, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Iraq, Iran, Israel, Laos, Lebanon, Liberia, Libya, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, South Sudan, Sudan, Somalia, Syria, Vanuatu, Venezuela and Yemen. The site footer gives the same list without Bosnia and Herzegovina. Using a VPN to get around these restrictions is a fundamental breach of the Terms. The Terms state that "Trading Platforms provided by MetaQuotes are strictly prohibited from being used by residents of the United States", and that platform options for US residents may differ from those for other users. US residents should confirm with the firm which programmes and platforms are open to them.

Refunds. The Terms allow a full refund within 5 days of purchase, and a refund in Hub Credit only after that, in both cases only if no trading has taken place and the Terms have not been breached. The Bootcamp FAQ, however, says "The Bootcamp fee is non-refundable".

Other terms to note. The firm can change fees and programme parameters at any time, though changes do not affect services already bought. The Terms also let the firm close accounts without a refund for "defamatory, disparaging, or harmful statements" about it on public platforms, including review sites, and for publishing private support correspondence.