Prop firm selling one-time-fee CFD and futures challenges, plus instant accounts, on simulated accounts
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FundedNext sells prop trading challenges in two product lines, CFDs and futures. The CFD line has four Stellar programmes: 2-Step, 1-Step, Lite and Instant. The futures line has three: Flex, Rapid and Direct. Each is bought for a one-time fee, not a subscription. All trading takes place in a simulated environment with virtual funds, and the firm says it is not a broker and does not accept client deposits. Traders who pass a challenge, or who buy an account with no challenge (Stellar Instant, Futures Direct), can request Performance Rewards: a share of their simulated profit.
On the CFD programmes the standard reward share is 80%. The Scale-Up plan can take it to 90%, and a paid add-on to 95%. The futures Flex challenge lists a 95% reward share. On payouts, the firm says rewards are "processed within 24 hours", and its home page says "Rewards in 24h or get $1,000 extra". The CFD and futures pages also claim "99.99% processed within 24 hours". We have not verified these claims.
This review concentrates on the CFD programmes and summarises the futures challenges. Everything here comes from FundedNext's own website and help centre, saved on 7–8 October 2026.
Everything in this review comes from FundedNext's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 95% 1 Firm's wording: “Maximum Withdrawal$1,500Reward Share95%” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 1234 |
| Markets | Forex, Futures, Crypto, Stocks, Indices, Commodities, Metals 123 |
| Platforms | MetaTrader 4, MetaTrader 5, Match-Trader, NinjaTrader, Tradovate, TradingView, cTrader 12 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
|
| US traders | Accepted (check any conditions on the linked page) 1 |
| Restricted countries named | Antigua and Barbuda, Bangladesh, Belarus, Belize, Bouvet Island, Burundi, Cape Verde, Chad, Comoros, Cook Islands, Eritrea, Fiji, Grenada, Iran, Malaysia, Myanmar, North Korea, Russia, Sri Lanka, Syria, Tuvalu, Vietnam 12 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The CFD line has four Stellar programmes. The rules below are from FundedNext's General Rules page. The CFD Challenge Terms (updated 5 May 2026) give the same targets, loss limits and minimum days for 1-Step, 2-Step and Lite.
| Programme | Profit target | Daily loss limit | Maximum loss limit | Minimum trading days |
|---|---|---|---|---|
| Stellar 2-Step | 8% (Phase 1), then 5% (Phase 2) | 5% | 10%, static | 5 |
| Stellar 1-Step | 10% (one phase) | 3% | 6%, static | 2 |
| Stellar Lite | 8% (Phase 1), then 4% (Phase 2) | 4% | 8%, static | 5 |
| Stellar Instant | None | None | 6%, trailing | None |
Percentages are of the initial balance. Profit targets count closed trades only, and there is no profit target once you reach the FundedNext Account stage.
Our saved copy of the CFD page shows prices only for Stellar 2-Step. It does not show 1-Step, Lite or Instant prices. All fees are one-time.
| Stellar 2-Step size | Price shown |
|---|---|
| $6K | $59.99 (a lower promotional price was shown when we saved the page) |
| $15K | $119.99 |
| $25K | $199.99 |
| $50K | $299.99 |
| $100K | $549.99 |
| $200K | $1,099.99 |
The Stellar 2-Step card says the fee is refunded with the first reward, and that resets are available. The CFD terms also list older Evaluation and Express models; the Scale-Up article says these have not been offered to new clients since 18 March 2025.
Refunds. Under the CFD Challenge Terms, you can ask for a refund within seven days of purchase only if no trade has been opened on the account. Once you trade, the fee is non-refundable, and there is no refund if you fail the challenge or break a rule. The Instant Account Terms set the same seven-day, no-trading condition. If you do not activate an account or start trading within 30 days of purchase, access may be suspended. The Futures Challenge Terms (updated 25 September 2026) say futures fees are non-refundable in all circumstances.
Daily loss limit (2-Step, 1-Step, Lite). The daily loss limit is a percentage of the initial balance. It includes realised and unrealised profit and loss, swaps and commission. It resets at 00:00 server time, and breaching it closes the account. Server time is GMT+3 during daylight saving time and GMT+2 for the rest of the year. The help centre's example: on a $100,000 Stellar 2-Step account with $2,000 profit by noon, the limit for that day becomes $7,000.
Maximum loss limit. On 1-Step, 2-Step and Lite the maximum loss limit is static: it is set from the starting balance and does not move. On Stellar Instant it trails: it rises with profits, does not fall during losses, and stops rising once it reaches the initial balance. The Instant Account Terms describe this as equity never falling below 94% of the initial balance.
Minimum days and inactivity. A trading day counts towards the minimum when you place at least one trade with non-zero profit or loss. There is no deadline to pass a challenge. But a 60-day inactivity rule applies to all four CFD programmes: if no trade is placed in 60 consecutive days, the account is deactivated.
News and other limits. The 2-Step, 1-Step and Lite cards are labelled "News Trading Allowed". The Stellar 2-Step funded-stage rules also list "Max Risk: 3% At any time" and "News Trading Profit: 40%"; the saved page does not explain the second item. Stellar Instant is labelled "No Consistency Rule". Hedging is allowed only within the same account.
FundedNext's CFD help-centre article on prohibited strategies names, among others: gambling behaviour, high-frequency trading, hedging across accounts, any form of arbitrage, tick scalping, grid trading, latency trading, account rolling, one-sided betting, hyperactivity, and account or device sharing. Several have numeric thresholds:
Copy trading. Copy trading is allowed only between your own Challenge accounts, up to $300,000 in total, with one account set as the master. Copying to or from a funded FundedNext Account, copying other people, and cloud-based copiers are all prohibited; a VPS-based copier is allowed between your own Challenge accounts. The CFD Challenge Terms prohibit copy trading unless the firm authorises it in writing and the programme rules permit it.
Futures. The Futures Challenge Terms differ on automation: they say automated bots, AI and ultra-high-speed execution strategies are allowed, that the firm can ask to review the system used, and that repeatedly entering and exiting within 5 ticks or without a reasonable holding time (15–20 seconds) is against the trading guidelines.
Penalties. The CFD Challenge Terms set a contractual penalty of USD 25,000 for each breach involving prohibited trading practices, which the firm may set off against rewards. The terms also allow enforcement across all accounts linked to a trader.
On the CFD programmes, the General Rules page sets the reward share as follows:
The Stellar Lite card says "Keep up to 95% of your reward"; the General Rules page shows 95% only through the add-on, so we treat 95% on CFDs as add-on only.
Payout timing by programme. Stellar 2-Step: first withdrawal after 21 days, then every 14 days; reward share 80%. Stellar 1-Step: "Reward Every 5 Business Days" and "Get your first reward within 7 days". Stellar Instant: "Request your reward on demand". Our saved pages do not give the Lite payout cycle.
How payouts are made (CFDs). Rewards are requested from the account dashboard and confirmed with a one-time code sent by email. For CFD accounts, methods are USDT (ERC20, TRC20), USDC (ERC20), Confirmo, RiseWorks, bank transfer, card and direct deposit to FNmarkets. Card payouts need a card saved on your account. Bank transfer and card payouts are not available in some countries, which the article lists. The CFD help centre says payouts are issued within 24 hours and that the trader pays any transfer gateway charges. Each trader must use their own withdrawal wallet address. KYC must be completed before the first reward request on Stellar Instant. The Terms of Service say rewards are conditional and can be withheld, adjusted or denied before payment, for example for a rule breach.
Scale-Up plan. FundedNext reviews funded Stellar 1-Step, 2-Step and Lite accounts (and legacy Evaluation and Express accounts) every four months; the article does not mention Stellar Instant. Over four consecutive months you need at least 10% accumulated growth, at least two Performance Rewards, and a final trading cycle that ends in profit. If you qualify, you are eligible for a 40% balance increase, up to $4 million. You must close all trades and contact support after the trading cycle. Challenges bought or reset before 12 January 2026 follow the previous criteria.
FundedNext's futures line has three programmes, each for a one-time fee. Futures maximum loss limits trail the highest end-of-day balance.
| Programme | Sizes and price | Key rules | Reward share |
|---|---|---|---|
| Flex | $50K, $100K and $150K sizes at $133.99, $264.99 and $483.99 (lower promotional prices were shown when we saved the page) | $50K: profit target $2,500; end-of-day maximum loss $1,500; no daily loss limit; 40% consistency rule in the challenge; reset fee $77.99; 3 minis or 30 micros. $100K and $150K: targets $5,000 and $8,000, end-of-day maximum loss $2,500 and $4,000. | 95% |
| Rapid (Pro or Daily) | $25K, $50K, $100K; price not shown in our saved pages | Pass in one day, no benchmark days. Targets $1,500/$3,000/$5,000; end-of-day maximum loss $1,000/$2,000/$2,500. Rapid Pro has no daily loss limit and pays in 3 days. Rapid Daily pays daily with no consistency rule, and has a daily loss limit of $500/$1,000/$1,250 that pauses trading until end of day; on Rapid Pro that limit applies only if bought as an add-on. | 90% |
| Direct | $50K; price not shown in our saved pages | Funded from the start with no evaluation; end-of-day trailing drawdown; no profit goal; no hard breach on the daily loss limit. | 90% |
In the Flex challenge, a single day's profit must not exceed 40% of the target, otherwise the required profit is recalculated. For a funded Flex $50K account the page lists rewards in 5 days, a maximum withdrawal of $1,500 and no consistency rule.
CFDs. CFD accounts run on MetaTrader 4, MetaTrader 5, cTrader and Match-Trader. MT4, MT5 and cTrader are marked "Not available for USA clients"; Match-Trader is "Available to Regular and USA clients". Automated trading is allowed only on MetaTrader, and an EA usage fee applies. The CFD terms ban bots or automated methods the firm has not expressly authorised. The CFD symbol list is grouped into currency pairs, indices, commodities, crypto and stocks.
Futures. The futures help centre covers Tradovate, NinjaTrader and TradingView. The Futures Challenge Terms say automated trading bots are allowed on futures, which differs from the MetaTrader-only rule on CFDs. The futures page lists index, energy, currency, metals and agricultural futures.
The Terms of Service name GrowthNext F.Z.E., registered in the Ajman Free Zone, UAE (No. 28831), as the company you contract with. FundedNext Ltd (Comoros, registration HY01023052) handles operational and technical aspects of the simulated trading environment, and FundedNext Limited in Hong Kong operates the website. Incenteco Trading LTD in Cyprus may process payments. The Instant Account Terms say they are governed by the law of the United Arab Emirates. You must be at least 18.
Restricted countries. Section 5.3 of the Terms of Service lists 20 countries and territories where CFD services are not available: Bangladesh, Myanmar, Belarus, North Korea, Syria, Grenada, Chad, Malaysia, Belize, Antigua and Barbuda, Cape Verde, Tuvalu, Vietnam, Bouvet Island, Burundi, Cook Islands, Eritrea, Comoros, Sri Lanka and Fiji. Section 5.4 sets a longer list for futures. The site footer separately says services are not offered to residents of North Korea, Myanmar, Belarus, Iran and Russia. Iran and Russia are not on the CFD list in the Terms, while the payout article says traders from Iran can request rewards via TC Pay. The pages do not agree, so check with the firm if you live in one of these countries.
FundedNext suits CFD traders who want a one-time fee, no deadline to pass, and a choice between one-phase, two-phase and no-challenge accounts with different loss limits. It also suits traders who want to copy trades between their own Challenge accounts or scale an account over time through the Scale-Up plan.
On CFDs it suits traders less well if they rely on high-frequency or very short trades, grid or arbitrage strategies, or EAs on cTrader or Match-Trader. US clients trading CFDs are limited to Match-Trader. Traders who want more than 80% on CFDs from the start need the paid 95% add-on.
MyPropGenius Rating:
The rating measures how openly FundedNext discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The footer and Terms name the entities, registration numbers and jurisdictions and say trading is simulated and FundedNext is not a broker. Refund terms are in the T&Cs, but they conflict: the general Terms of Service allow a refund within 7 days if no trade has been placed, while the Futures Challenge Terms say all transactions are non-refundable 'under any circumstances'. Its /reward page gives lifetime totals, processing-time figures (median 4.74h, 90% within 12.29h) and a $1,000 late-payout guarantee, and has a 'Last 7 days / Last 30 days' leaderboard, but we found no dated individual payout records in the page text we read.
Its Transparency Index score is 61/100 (Good). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with FundedNext. Links to its website are not affiliate links.
FundedNext sells four CFD programmes and three futures programmes for one-time fees, with published per-programme rules and no deadline on CFD challenges. The standard CFD reward share is 80%, with 90% through scaling and 95% only through a paid add-on; the futures Flex challenge lists 95%. Its CFD list of prohibited practices is long and includes numeric limits on 30-second trades and daily trade counts, so read the rules for your programme before you buy.
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Find my matchNo. FundedNext says all trading takes place in a demo environment using virtual capital. Rewards are paid from performance in that simulated environment.
On CFD programmes the standard share is 80%, up to 90% through the Scale-Up plan, or up to 95% with a paid add-on. Futures Flex lists 95%; Rapid and Direct list 90%.
No deadline applies to the CFD challenges. But a CFD account is deactivated if no trade is placed for 60 consecutive days.
For CFDs, only on MetaTrader 4 or 5, and an EA usage fee applies, and the CFD help centre lists high-frequency trading as prohibited. The Futures Challenge Terms say automated bots and ultra-high-speed execution are allowed on futures accounts, and the firm can ask to review the system used.
For CFD challenges and Stellar Instant, you can ask for a refund within seven days of purchase if no trade has been opened; after that the fee is non-refundable. The Futures Challenge Terms say futures fees are non-refundable in all circumstances. The Stellar 2-Step card says the fee is refunded with the first reward.
For CFDs, the platforms page says Match-Trader is available to USA clients, while MT4, MT5 and cTrader are not.