FundedVerse Review 2026

Instant, one-step and two-step programmes on simulated MT5 accounts, operated by FundedVerse Ltd of Saint Lucia.

Not yet rated
80%
Default profit split
$39
Lowest account price shown (homepage)
MT5
Platform
$100
Minimum payout (challenges)

Overview

FundedVerse sells evaluation challenges and an Instant account that starts funded with no evaluation phase. Its pages say all accounts operate exclusively in a simulated trading environment and that no real trades are executed on real financial markets.

Its pages describe an Instant account, Fast Pass 1-Step, Ultra 1-Step and 2-Step challenges, a pay-later option ('Start with $29, pay the rest once you pass.') and an invitation-only offer ('By invitation: accounts up to $1M, custom terms.'). One 2-Step version has a static drawdown. Trading is on MT5.

The site names FundedVerse Ltd, registered in Saint Lucia, as the operator. The site also has a detailed CFD challenge terms page with rules on payouts, holding times and prohibited practices. Our copy of that page was cut off near the end, and in several places it shows only part of a sentence or does not show which programme a rule covers, so we say so where it matters.

Everything in this review comes from FundedVerse's own web pages, saved on 10 October 2026. Rules and prices change, so check the firm's site before you buy.

Key Highlights

✅ Pros

  • A choice of Instant, one-step and two-step programmes, including a 2-Step with a static drawdown.
  • The CFD challenge terms say there is no maximum time limit on any phase.
  • The homepage programme cards show profit targets and loss limits.
  • The terms say the firm pays double if an approved payout is not paid within two business days.
  • The operating company, its registration number and its address are published.

❌ Cons

  • The default profit split is 80%; 95% needs a paid add-on, and the Instant split is fixed at 80%.
  • Ultra 1-Step and Instant Funding fees are non-refundable.
  • No positions may be held over a weekend on any Challenge account, and copy trading and HFT are prohibited.
  • Payouts carry per-cycle caps (3% on Ultra 1-Step and Instant), a 21-day wait for the first payout on Instant and some other programmes, and a processing fee of up to 3.5%.
  • The firm's pages are not consistent on the largest Ultra account and the list of restricted countries, and its 'request your reward at any time' line sits alongside fixed waiting periods and cycles.

Verified Facts at a Glance

Highest profit splitUp to 80% source
Firm's wording: “The default profit split is eighty percent (80%) to the User.”
Cheapest account$39 (list price) source
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source
MarketsForex, Indices, Commodities, Metals, Crypto source
PlatformsMetaTrader 5 source
Allowed / offered on at least one account type
Rules can differ between account types — check the linked page for the account you want.
Not allowed, or rules that apply (firm says so)

Programmes and Prices

The lowest account price shown on the homepage is $39. The homepage shows prices next to account sizes, but our copy does not show which programme each price belongs to, so we do not list prices by programme. The homepage does not say whether prices are one-time or monthly. A separate Instant landing page calls the Instant fee a one-time fee per account. That page also showed lower Instant prices as part of an offer, so we do not use them.

The pay-later option is described as 'Start with $29, pay the rest once you pass.' The invitation-only offer is described as 'By invitation: accounts up to $1M, custom terms.'

Most pages describe Ultra as 'Our signature challenge, up to $1M.' The vault-system page instead says 'up to $300K' and describes the invitation-only offer as 'bigger allocation, custom terms'. The homepage headline also says 'Up to 300k in funded accounts'.

Trading Rules by Programme

The firm's pages tie these targets and loss limits to each programme.

ProgrammeProfit targetMax loss
InstantNone (funded from day one)3%, no daily loss limit
Fast Pass 1-Step4%4% total drawdown
Ultra 1-Step10%10%
2-Step8% then 5%10%
2-Step with static drawdown10% then 5%10%, never trails

The homepage programme cards also show daily loss limits of 3% and 5%, maximum losses of 6% and 8%, a 'Drawdown Type Trailing' entry and minimum trading days (one card shows 'Min Trading Days No'). Our copy does not show which programme or stage each of these figures belongs to, so we do not assign them.

Instant

The Instant landing page says: 'No daily loss limit applies to this account.' It adds that 'If your equity drops 3% below the starting balance, the account is closed.' The CFD challenge terms agree that the 3% maximum drawdown is the sole loss limit for Instant Funding accounts.

Static drawdown

For the 2-Step with a static drawdown, the homepage says the drawdown 'floor stays fixed at 90% of your starting balance.' The CFD challenge terms say Phase 1 requires a 10% profit target and a minimum of four trading days. The terms also describe a daily loss limit of 5% of the Daily Reference Value and a maximum drawdown of 10% of the initial nominal account balance; our copy does not show which programme these lines cover.

Time limits and trading days

The CFD challenge terms say: 'There is no maximum time limit on any phase — accounts are not auto-blocked due to elapsed time.' The homepage also shows 'Trading Period Unlimited'. A trading day is any day on which at least one position is opened or closed.

Consistency rules

The CFD challenge terms set a 25% consistency rule by default for the Ultra 1-Step and a 20% rule by default for Instant Funding. Another passage sets a 40% daily profit consistency rule for every Performance Reward request; our copy does not show which programme it covers. The terms also say the firm may apply a daily profit consistency rule to any Challenge account at its discretion. The Instant landing page explains that profits 'must be spread across multiple days' and that the part of a single day above the allowed share can be excluded from payouts.

Restrictions and Prohibited Strategies

  • Weekends: the CFD challenge terms say no position may remain open on any Challenge account over a weekend or market closure period. They also say normal swaps apply overnight.
  • Holding time: the terms say no single position may remain open for more than three consecutive calendar days. Our copy does not show which accounts this covers.
  • News: the homepage shows 'Trading on news Yes'. The CFD challenge terms say news trading is permitted subject to a restricted window around scheduled high-impact releases, during which no position may be opened or closed. Our copy shows the window starts five minutes before a release but does not show where it ends.
  • Copy trading: prohibited on all models and in all phases, including copying done by an automated system. The general terms also prohibit trade copiers and EA/copier bridges.
  • High-frequency trading: the general terms say 'HFT trading - prohibited.'
  • Hedging: hedging within a single FundedVerse account is permitted within the Challenge Parameters. Cross-account hedging is strictly prohibited.
  • Arbitrage: the CFD challenge terms say arbitrage of any kind is prohibited.
  • Leverage: the CFD challenge terms say aggregate exposure across open positions shall not exceed an effective leverage of 1:50. They also give '1:50 on forex pairs; 1:20 on indices and metals; 1:5 on cryptocurrencies.'

Some rules in the CFD challenge terms appear in our copy only in part. One passage permits Expert Advisors, trading bots, scripts and automated execution systems; another passage also names Expert Advisors, trading bots, automated execution scripts and algorithmic strategies, but our copy does not show its full wording. The terms also refer to positions held open for less than four minutes (and, elsewhere, less than two minutes), to trades that may expose more than 2% of the initial account balance to loss, and to grid trading, martingale strategies, tick scalping and account rolling. Read these sections in full on the firm's site before using EAs, very short trades, grid or martingale methods.

Payouts and Scaling

Profit split

The CFD challenge terms say the default profit split is 80%. A fixed 95% split may be bought as an add-on at checkout; the homepage calls this a 'Lifetime 95% Profit Split'. Instant Funding has a fixed 80/20 split that cannot be upgraded.

When you can request a payout

  • The homepage programme cards show '1st Withdrawal 21 Days' on one card and '1st Withdrawal 21 Days (14 with Add-On)' on another; our copy does not show which programmes these cards belong to.
  • The Instant landing page says: 'Your first payout comes 21 days after you start. From there you can request one every 10 days.'
  • The CFD challenge terms set a ten calendar day reward cycle for 1-Step, 2-Step, 3-Step and Fast Pass 1-Step accounts. Another passage says subsequent requests may be submitted at intervals of no less than ten business days; our copy does not show which programme it covers.
  • The CFD challenge terms say a trader 'must complete a minimum of ten (10) trading days on the funded account prior to becoming eligible'; our copy does not show which programmes this covers. The Instant page refers to trading on at least 10 separate calendar days.
  • The terms also require a minimum number of Qualifying Days in each payout cycle (three in one passage, five in another) and at least 15 completed trades in each payout cycle. Our copy does not show clearly which programmes each of these covers.

The homepage and other pages also say 'Request your reward at any time' and 'Flexible cycles, no fixed calendar'. These lines sit alongside the waiting periods and cycles above; we have used the more specific rules.

Caps, minimums and fees

The per-cycle cap for both the Ultra 1-Step and Instant Funding is 3%. Another passage caps each reward at 5% of the initial account balance per cycle; our copy does not show which programme it covers. The minimum payout is USD 100 for all Challenge models, and no minimum applies to Instant Funding accounts. The general terms say a processing fee of up to 3.5% may be deducted. Payouts are made by card, bank transfer or crypto.

Payout speed

The firm says 45 minutes is its average payout time. Its general terms say that if an approved payout is not paid within two business days, it will pay twice the requested amount. This applies only to payout requests it approves. The CFD challenge terms add that payout timelines are targets only and are not guaranteed.

The firm also states a 'Zero reward denial policy' and says it has paid '$1M+ Total Paid to Traders'. These are the firm's own claims; we have not verified them.

Scaling

The homepage says traders can stand out through consistent performance, multiple payouts and commitment to the FundedVerse community, and mentions accounts up to $1M. The risk disclosure says any account scaling or progression is at the firm's sole discretion. We did not find a published scaling plan in the pages we saved.

Platforms and Markets

The homepage names MT5 as the available trading platform. It says traders can trade 'Forex, indices, metals, energies and crypto CFDs from a single account.'

The firm also runs a trading competition called The Big 3. Its page says it is completely free to enter and that the top 3 traders win real cash prizes and funded accounts up to $100,000.

Company and Terms

The site says it is operated by FundedVerse LTD, registration number 2025-00890, with a registered address at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. It names FVTECH LTD, registration number HE 487959, of Limassol, Cyprus, as an appointed representative and/or distributor of FundedVerse LTD. The AML policy says FVTECH LTD processes payments as Merchant of Record.

The firm's pages say it does not act as a broker, custodian or financial intermediary and does not provide investment advice. They say program fees are not deposits, do not represent client funds and should not be considered investments.

Refunds

The CFD challenge terms say a refund request may be submitted within 24 hours of registration, and that challenge fees are non-refundable once digital access has been provisioned or the Challenge has been started. They say the fee for the Ultra 1-Step Challenge and the Instant Funding model is non-refundable. The homepage comparison shows both 'Refund Yes' and 'Refund No'; our copy does not show which programme each belongs to or the condition. The site footer says that once paid, fees are non-refundable, except as required by applicable law.

Restricted countries

The site footer says the services are not offered to residents of countries on the FATF and EU/UN sanctions lists and the United Arab Emirates. The pages give different named lists:

  • The general terms name the United Arab Emirates, North Korea and Bangladesh.
  • The risk disclosure names Iran, Iraq, Libya, Mali, Myanmar, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, the United Arab Emirates, Venezuela, Yemen and Zimbabwe.

Check the current terms if you live in or near any of these countries.

Who It Suits

FundedVerse may suit traders who want to trade forex, indices, metals, energies and crypto CFDs on MT5 and who want a choice between an Instant account, one-step challenges and a two-step challenge with a static drawdown. It is less suited to traders who need to hold positions over the weekend on challenge accounts, who use copy trading or high-frequency trading, or who want more than an 80% split without buying an add-on. Residents of the United Arab Emirates are not accepted.

MyPropGenius Rating

MyPropGenius Rating: Not yet rated — no Transparency Index score yet

The rating measures how openly FundedVerse discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

Ready to look at FundedVerse?

Check the current rules and prices on the firm's own website before you buy.

MyPropGenius may receive compensation if you sign up through our links. This does not affect our ratings or review integrity.

⚖️ Our Verdict

FundedVerse offers an Instant account and one-step and two-step challenges on simulated MT5 accounts, with no maximum time limit on any phase. The default split is 80%, payouts carry per-cycle caps and waiting periods, and Ultra 1-Step and Instant fees are non-refundable. Its pages disagree on some points and our copy does not tie every figure to a programme, so read the CFD challenge terms in full before buying.

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Frequently Asked Questions about FundedVerse

Simulated. The firm says all its accounts operate exclusively in a simulated trading environment and no real trades are executed on real financial markets.

80% by default. A fixed 95% split can be bought as an add-on at checkout. Instant Funding has a fixed 80/20 split that cannot be upgraded.

No. The CFD challenge terms say there is no maximum time limit on any phase.

Not on challenge accounts. The CFD challenge terms say no position may remain open on any Challenge account over a weekend or market closure period.

By card, bank transfer or crypto. The minimum is USD 100 for Challenge models, with no minimum on Instant Funding accounts. The general terms say a processing fee of up to 3.5% may be deducted.

MT5, according to its homepage.