MFA Traders sells trading evaluations and accounts from mfatraders.com. Its global main page (mfatraders.com/global) invites traders to 'Show off your skills in the 1-phase or 2-phase MFA Challenge, or choose an Instant account'. Its pages name the operator as My Funding Account P.S.A, at Al. Wojciecha Korfantego 138A, 40-156 Katowice, Polska. Its FAQ page still refers to the 'MyFundingAccount Challenge'.
This review is shorter than usual. We could read the firm's mfatraders.com home page, global main page, FAQ, challenge pages, trade objectives page, Instant page, risk disclaimer and about page, but not its terms and conditions, payout page or scaling page. Several figures on the saved pages could not be matched to a programme or account size, so we leave them out. The pages also disagree on time limits, payout speed and whether accounts use simulated or real funds. We say where.
Everything in this review comes from MFA Traders' own web pages, saved on 10 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 90% source Firm's wording: “receive up to 90% of the profits you generate.” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source |
| Platforms | MetaTrader 4, Match-Trader, TradingView source |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
|
| Restricted countries named | Belarus, India, Indonesia, Iran, Myanmar, North Korea, Russia, Syria source Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The firm's pages describe three routes: a 1-phase MFA Challenge, a 2-phase MFA Challenge and an Instant account.
The 2-phase challenge page says: 'In the two-stage MFA challenge, you start with the MFA Challenge.' 'Verification is the second stage. You will follow the same rules as before, but with a lower profit target.' It describes the verification stage as: 'Achieve a profit target of 5% while staying within the same risk limits.' For the account that follows, it says: 'You are still trading with simulated capital, but now you earn a portion of your simulated profits.'
The same page says: 'Choose from simulated accounts worth $6,000, $18,000, $60,000, $120,000, or $240,000.' It also says 'Up to $250,000 in your MFA account'.
The Instant page says: 'Instant Account Live is a solution for people who want to start trading on the real market right away.' It adds: 'You get access to an account with capital and complete freedom to trade without a challenge stage.' The about page says the firm introduced 'Instant accounts, which give traders faster access to capital'.
We could not open a separate 1-phase challenge page, so we cannot say which rules apply to it alone.
The FAQ page says: 'The one-time fee for the MFA Challenge covers everything, including Stage 2 – Verification', and adds 'there are no recurring fees with us.'
Our saved copies show dollar amounts that appear to be account prices: 29$, 69$, 109$, 191$ and 389$ on the global main page, 1097$ and 1121$ on the 2-phase challenge page, and 2814$ on the Instant page. The saved text does not show which programme or account size each amount belongs to, or whether any of them is a promotional price, so we do not list prices. Check the firm's price list before you buy.
The mfatraders.com home page shows the words 'Satisfaction Guarantee'. Our copy does not show the terms behind it.
The trade objectives page sets out loss limits and profit targets by account type. It names a Standard Account and a Professional Account, each with two phases, and a Core account and a Prime account. Our copy does not say which programme the Core and Prime accounts belong to.
| Account (as named on the page) | Profit target | Maximum daily loss | Maximum loss |
|---|---|---|---|
| Standard Account (2 phases) | Phase 1: 10%; Phase 2: 5% | 5% of the initial account balance | 10% of the initial balance |
| Professional Account (2 phases) | Phase 1: 8%; Phase 2: 5% | 4% of the initial account balance | 10% of the initial balance |
| Core account | Not shown in our copy | 3.5% of the initial account balance | 7% of the initial balance |
| Prime account | Not shown in our copy | 5% of the initial account balance | 10% of the initial balance |
For the 2-phase challenge, the page says the 10% limit counts 'the sum of open and closed positions' and that 'This rule applies in both phases 1 and 2.'
The FAQ page says: 'The goal of the verification stage is to check the consistency of your trades.' We did not see a numeric consistency rule in our copies.
The FAQ page says that 'trading during events with significant market impact' ('high impact') 'is prohibited.' It does not say, in our copy, how long before or after such events the ban applies.
The same FAQ page says: 'It's your choice what you trade and the methods you use.' It also says: 'You can have a maximum of 3 Funded accounts.'
We could not see the firm's terms and conditions, so we cannot report its rules on expert advisors, copy trading, hedging or holding trades over the weekend. Separately, the risk disclaimer refers to the firm's own trading-robot products: 'Each expert advisor program offered by My Funding Account P.S.A. requires customization and risk management,'.
The FAQ page says traders can 'receive up to 90% of the profits you generate.' We could not match the other split figures on the challenge and global main pages to a specific account, so we do not list them.
The FAQ page sets out these payout terms:
The global main page gives a different payout time: 'Payment in just 60 min'. The same page carries the note '*only after approval by the risk management team'; our copy does not show which item the note belongs to. We have reported both because we cannot tell which is current.
The global main page says: 'Enjoy exclusive benefits with the MFA Scaling program.' The FAQ page mentions a 'maximum capital allocation limit of $600,000 USD (with normal risk configuration before scaling)'. We could not open the scaling page, so we do not describe the plan's conditions.
The global main page offers 'the ability to choose between MT4, Match Trade, and Trading View'. Elsewhere on that page it names 'TradingView, Match-Trader, and MT4'. The FAQ page names 'Match2Trade' for 'Stage 1 – Challenge'.
We did not find a list of tradeable markets in our copies. The pages carry the warning 'Trading CFDs is a speculative activity involving a high level of risk and is not suitable for everyone.' The FAQ page says: 'The leverage offered by us is up to 1:100 (Forex), and it cannot be increased.' The risk disclaimer says: '86% of retail investor accounts lose money when trading CFDs.'
The firm's pages name the operating company as My Funding Account P.S.A, at Al. Wojciecha Korfantego 138A, 40-156 Katowice, Polska. The about page says: 'MFA Traders was founded in 2024 with a clear vision and a real market need'.
The FAQ page says: 'MFA is a company that has received approval from the Polish Financial Supervision Authority'. It also says: 'The company operates in accordance with Polish and European Union regulations.' Our saved copy does not say what the approval covers, and we have not checked it with the regulator.
The pages describe this differently. The FAQ page says: 'all accounts provided to our clients are simulated accounts with virtual funds.' The global main page says: 'Trade in a simulated environment and earn performance-based rewards.' The Instant page, however, says: 'You gain immediate access to a real account with capital.' and 'You trade with real funds and implement your own strategy.' We cannot tell from our copies how the Instant account is set up in practice.
The FAQ page says the firm 'does not accept clients residing or registered in countries such as Iran, Syria, Myanmar, and North Korea'. It also says it 'does not serve clients from India, the Russian Federation, the Republic of Belarus, and the Republic of Indonesia.' The words 'such as' mean the first list may not be complete.
MyPropGenius Rating:
The rating measures how openly MFA Traders discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
Check the current rules and prices on the firm's own website before you buy.
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MFA Traders, which its pages say is operated by My Funding Account P.S.A in Katowice, offers 1-phase and 2-phase MFA Challenges and an Instant account. Its trade objectives page sets out clear percentage loss limits for its Standard, Professional, Core and Prime accounts, but its pages disagree on time limits, payout speed and whether funds are simulated or real, and our copies did not show which price belongs to which account. Check the price list and the terms on the firm's site before you buy.
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Find My MatchIts pages name the operating company as My Funding Account P.S.A, at Al. Wojciecha Korfantego 138A, 40-156 Katowice, Polska. Its FAQ page refers to the 'MyFundingAccount Challenge'.
The FAQ page says traders can 'receive up to 90% of the profits you generate.' We could not match other split figures to specific accounts.
The trade objectives page gives a maximum daily loss of 5% for the Standard Account and 4% for the Professional Account, and a maximum loss of 10% of the initial balance in both phases.
The FAQ page says trading during events with significant market impact ('high impact') is prohibited.
The FAQ lists bank transfer, Skrill and cryptocurrencies, a minimum of $20 by bank wire and $50 in crypto, and no withdrawal fees. It says withdrawals are processed within 1-2 business days; the global main page says 'Payment in just 60 min'.
The FAQ page says all accounts are 'simulated accounts with virtual funds'. The Instant page, however, says 'You trade with real funds'.