OFP Funding review 2026

OFP Funding sells instant funding accounts only: there is no evaluation or challenge to pass first. The help centre names three instant account types: Lite, Classic and Plus. Trading is on demo capital, and the firm says its exclusive activity is simulated trading.

The standard profit split is 80%; 100% is available as an add-on at checkout. The firm says it has been operating since 2021. All accounts use the OFP platform (Sirix), which the firm says is integrated with TradingView features.

The main-site Trading Rules page has tabs for each account type, but we could only read its first section, and we could not read the Terms & Conditions page. Most of this review therefore relies on the home page and the help centre.

Everything in this review comes from OFP Funding's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

The help centre says account sizes run from $5,000 to $300,000 and that you may hold several accounts. The account selector on the home page, shown for the Lite account, lists sizes from $10,000 to $300,000.

With its default choices ($10,000 Lite account, 80% split, 3% daily drawdown) the home page showed a total price of $35. The page did not say whether this is a one-time fee, and we did not see prices for other sizes or for the Classic and Plus accounts.

The table below shows the Lite account as the home page's conditions list displayed it. That list gives values in order under its labels; the Platform label has no text value, so we paired the other values by order, and the first six match the Lite card's own labelled figures. The page does not explain the asterisk after the leverage figure or what the 28-day account duration means, and we could not see the equivalent details for Classic and Plus.

At checkout you choose the account size, the profit split (80%, or 100% as an add-on) and the maximum daily drawdown. Payment is by card or crypto. The help centre names Visa, Mastercard and AMEX cards; at the crypto checkout the USD total is converted to a coin such as USDT, BTC or ETH.

Login details are sent by email; one help article says within 15–30 minutes, another says they are delivered instantly.

Daily drawdown

The daily drawdown is based on equity: your equity must not fall below a percentage of the equity recorded at the end of the previous day. Equity is recorded, and the limit resets, at midnight GMT+2 (with daylight saving). The percentage is selected at checkout, and breaching it closes the account.

Maximum drawdown

The maximum drawdown is measured from the starting balance or from the balance at your last payout (which OFP calls a Reward). Both closed trades and floating profit or loss count, the limit does not reset daily, and a breach closes the account permanently. The help articles use 10% as an example maximum drawdown; the Lite account on the home page shows 5%.

1% risk limit

Under the 1% risk limit, floating profit and loss should not fall below -1% of the account balance. The firm calls this a soft rule: a breach does not end the account, but the account balance is reset.

Inconsistency Score

The help centre describes an Inconsistency Score for funded accounts, calculated as best trading day profit divided by total profit, times 100. Only closed positions count, losing days count as zero, and the window runs from "challenge creation" (the firm's wording) or the last approved payout. If too much profit comes from one day or trade, the account may be flagged and you cannot request a payout; the score resets after each payout. We did not find the threshold percentage in the saved pages.

The home page's Lite account card says "No Consistency", while the help-centre payout article lists the Inconsistency Score as an eligibility check. We could not confirm from the saved pages which applies to Lite.

Other account rules

Accounts are closed as inactive if no demo trades are placed for 28 consecutive calendar days. You must not change your password inside the platform after logging in; the firm says this would breach its policies.

The help centre lists these strategies as not allowed under any circumstances:

• Hedging or straddling: opposite positions on the same asset, account or multiple accounts.
• Arbitrage using price feed delays, external data or latency.
• High-frequency trading and AI bots, described as automated systems, mass-order entry or latency-based scalping used for unfair advantage.
• Martingale and grid systems.
• Trading around news to exploit gaps.
• Copy trading or mirroring across several OFP accounts, and copying signals to boost performance.
• Third-party account management.
• Abnormally large lot sizes for the account size.
• Exploiting platform errors.

Further rules from the same article:

• News: you must not trade from 2 minutes before until 2 minutes after any high-risk volatility news release. By contrast, the home page's Lite conditions list shows "Yes" for news trading, by our order-based reading of that list.
• One-sided betting: no more than 2 active trades in the same direction on the same asset at once. Trades on different days are exempt, and after closing a trade the firm suggests a pause of about 30 minutes or more before opening another in the same direction.
• Very short trades: the system may flag positions opened and closed in under about a minute. The firm recommends keeping most positions open for at least one minute and says this is a guideline, not a fixed threshold.
• Gambling: the article says this rule applies to all accounts purchased before May 21st. It includes using over 3.5 times your most used lot size on a pair, and losing trades larger than most winning trades. It may lead to denial of the month's payout or account closure.

Breaches can lead to immediate account closure, loss of payouts and, for repeated or severe cases, a ban. The general rules article adds that leverage on existing accounts may be reduced.

The same help article lists swing trading, day trading, scalping (within normal execution limits) and trend-following as allowed.

OFP calls payouts Rewards and says they are funded from its own capital. To be eligible, the account must respect the daily drawdown, maximum drawdown, Inconsistency Score and prohibited-strategy rules. You request a payout through the dashboard payout form; OFP uses self-billing and can generate invoices for you.

On timing, the more recently updated help article says the form is issued within 3 calendar days of receiving your completed payout form and payment is sent within 2 calendar days of that, with a usual total of 2–3 business days. An older article gives 1–3 calendar days after invoice approval. The home page advertises "48 Hours Payout". Payouts are processed Monday to Friday, 9 AM to 5 PM CET.

Payouts under $500 go by bank transfer or crypto; for crypto the firm says it only uses USDC (ERC20 or Polygon). Payouts over $500 can be withdrawn through Rise, which carries a fixed $50 fee "at the moment"; payment commissions are deducted from the payout. Payouts are made in USD. The pages differ on methods: the older payout article mentions bank transfer, card or crypto, and another article mentions USDT, which does not match the USDC-only statement.

The home page lists a minimum withdrawal of 5% for the Lite account, and its conditions list gives the Lite account's payout day as monthly, with a 5% profit target and 5 minimum trading days. KYC may be required for some payout options.

The Trading Rules page has a Scaling Plan section, but we could not read it, so we cannot describe any scaling plan.

The firm's payout figures are marketing claims and differ between pages: the home page says "$23,500,000+" in payouts, while its rewards page shows "Total Rewards Distributed $25,427,686".

All accounts use the OFP platform (Sirix), which the firm says is integrated with TradingView features. The platform is available in a web browser at my.ofpfunding.net and as Android and iOS mobile apps, using the server code OFPFunding.

The home page lists forex, indices, metals, oil and crypto. We could not read the Instruments and Leverage section of the Trading Rules page, so we have no full instrument list.

The website footer says the OFP FUNDING brand is owned by FINTEKNOLOGY LTD. UK (Company Number 15131112), 48 Warwick Street, London, which it describes as the payment agent. It says the simulated trading services are provided by OFP Funding Ltd, a Saint Lucia corporation (company number 2024-00577). The footer states that the company does not carry out any regulated activities, is not a broker and does not accept deposits.

Restricted countries include, but are not limited to, Russia, Iran, Iraq, North Korea, Syria, Afghanistan, Yemen and Somalia, plus any country whose laws prohibit taking part; the help centre points to the Terms of Service for the current list.

KYC is required and accepts a government photo ID and proof of address dated within the last 3 months; a selfie or video check may be requested.

Refunds: a full refund can be requested within 14 calendar days of purchase if no trade has been opened; once you trade, no refund applies. The same article says OFP may instead issue a non-transferable coupon of equal value, valid for 365 days, if you are unhappy with the platform and have not traded.

Trader-count claims also differ: the home page says "over 1,000,000 traders", while the rewards page says "800,000+ traders worldwide since 2021".

OFP Funding fits traders who want to start on an instant account without an evaluation, using the Sirix web or mobile platform.

It fits less well with trading styles the help centre restricts: hedging, grid or martingale systems, AI bots, trading within 2 minutes of high-risk news, or holding more than 2 same-direction trades on one asset. The 1% floating-loss soft rule and the Inconsistency Score also matter for traders who take larger single positions or make most profit on few days.

MyPropGenius Rating: 3.2/5 — its Transparency Index score of 64/100 ÷ 20, rounded down

The rating measures how openly OFP Funding discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.