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FundedX Review 2026

Turbo, 1 Phase and 2 Phase challenges plus Instant Funding accounts from $5K to $800K

★ 2.2/5

At a glance

  • Profit split: up to 100%
  • Cheapest account: $49
  • Account types: 1-Step, 2-Step, Instant funding
  • Transparency Index: 44/100 (Mixed)

Checked 8 October 2026

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$49
Turbo $10K account price
100%
Profit split (Turbo funded account)
$5K–$800K
Instant Funding account sizes
1:50
Leverage stated on home page

Overview

FundedX sells four kinds of account on its public site: a Turbo challenge, a 1 Phase challenge, a 2 Phase challenge and Instant Funding. The Turbo is a speed challenge with a 5% profit target and a 7-day limit. Instant Funding gives an account without a challenge, and the home page lists sizes from $5K for $60 to $800K for $5,000.

The firm's Terms and Conditions say it offers demo accounts within a simulated trading environment, and its refund page says funded accounts are not live trading accounts. The home page and the help centre's Instant Funding page, however, speak of trading "with real capital". We rely on the legal pages here.

The site says it is owned and operated by Xenon Group Inc., registered in Saint Lucia. The public pages give few rule details for the 1 Phase and 2 Phase challenges; those sit in help-centre articles whose text we could not see. This review is therefore shorter than usual and covers only what the saved pages show.

Everything in this review comes from FundedX's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.

Key Highlights

✅ Pros

  • The home page says the Turbo funded account pays a 100% profit split.
  • The 1 Phase and 2 Phase challenges have unlimited challenge duration and allow Expert Advisors.
  • Instant Funding prices are listed for every size from $5K to $800K.
  • The site names the operating company, its formation number and its registered address.
  • The legal pages state plainly that accounts are simulated.

❌ Cons

  • We could not find prices, profit targets or drawdown limits for the 1 Phase and 2 Phase challenges in the pages we saved.
  • No refunds once a purchase is complete and evaluation credentials have been sent.
  • Instant Funding accounts ban weekend holding, tick scalping, stacking of 3+ trades, copy trading and 1-sided betting.
  • The $10K Turbo account has a 7-day limit, a 3% daily drawdown and a 4% maximum overall loss.
  • The home page talks of trading with real capital, while the terms describe demo accounts in a simulated environment.
  • Not offered to individuals or entities in the United States, OFAC-sanctioned countries and a list of other jurisdictions.

Verified Facts at a Glance

Highest profit splitUp to 100% source
Firm's wording: “Turbo - 100% Profit Split · Speed challenge with copy trading and 100% profit split”
Cheapest account$49 (list price) source source
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source
MarketsForex, Crypto, Stocks, Indices, Commodities source
PlatformsMetaTrader 5, TradeLocker, cTrader source
Allowed / offered on at least one account type
Rules can differ between account types — check the linked page for the account you want.
US tradersNot accepted source
Restricted countries namedAfghanistan, Belarus, Central African Republic, China, Cuba, Libya, Nicaragua, North Korea, Palestine, United States, Venezuela source
Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page.

Programmes and Prices

The home page asks traders to choose from Turbo, 1 Phase, 2 Phase or Instant Funding. It shows prices for Turbo and Instant Funding. The pages we saw do not say whether these prices are one-time or recurring.

Turbo

We could see one Turbo price: $49 for a $10K account. The Turbo plan selector also lists $25K, $50K and $100K sizes, but their prices were not in the page text we saved.

1 Phase and 2 Phase

The home page calls these the standard challenges. We did not see their prices, profit targets or drawdown limits in the pages we saved. The help centre has separate articles on 1-Phase rules, 2-Phase rules and their trading restrictions, but we could not see the article text.

Instant Funding

Instant Funding accounts are listed with instant activation and a 95% profit split. The help centre describes them as having no challenges.

Account sizePrice shownProfit split
$5K$6095%
$10K$8995%
$25K$18995%
$50K$28995%
$100K$48995%
$200K$68995%
$400K$3,00095%
$800K$5,00095%

The site's figures for maximum funding differ. A site-wide banner says "GET FUNDED UP TO $200K", the home page also mentions leverage capital up to $10 million, and the Instant Funding list goes up to $800K. We have used the listed account sizes.

Other programmes

The firm says qualifying traders may be onboarded by phone onto a separate, invitation-only VIP portal with Instant Funding Elite accounts and account sizes not available on the public site. The help centre also has rule collections for an Elite Challenge and for Elite Luxury Instant Funding. We could not see the articles in those collections, so we do not cover those programmes here.

Trading Rules by Programme

Turbo ($10K plan card)

RuleTurbo $10K
Profit target5%
Challenge duration7 days
Minimum trading daysNone
Maximum overall loss4%
Daily drawdown3%
Copy tradingYes

The Turbo plan card shows "N/A" in its profit share row. The page also says Turbo pays a 100% profit split on the funded account.

1 Phase and 2 Phase

The home page says these challenges have unlimited challenge duration and allow Expert Advisors (EAs). It does not give their targets or loss limits.

Instant Funding

Instant Funding accounts are listed with instant activation. Their restrictions are listed in the next section.

All accounts

The home page states leverage of 1:50. It does not say which programmes this applies to. It also says a challenge officially starts upon account creation and purchase.

Restrictions and Prohibited Strategies

Each Instant Funding account on the home page is listed with these restrictions:

  • No weekend holding
  • No tick scalping or rapid re-entry
  • No stacking (3+ trades)
  • No copy trading
  • No 1-sided betting

Copy trading is treated differently by programme. The home page says it is allowed on the Turbo challenge, but lists it as not allowed on Instant Funding.

The help centre describes the Elite Challenge as having "no trading restrictions". The same page also lists an article titled "Elite Accounts: Trading Restrictions". We could not see that article.

The help-centre FAQ list includes questions on prohibited trading styles, news trading, weekend holding, lot size restrictions, a consistency rule and whether a stop loss is mandatory. The answers were not in our saved pages, so we cannot report those rules.

Payouts and Scaling

The home page says traders can keep up to 100% of profits. The split depends on the programme:

ProgrammeProfit split stated
Turbo100% on the funded account
1 Phase / 2 Phase80/20, scaling to 100%
Instant Funding95%

The pages we saw do not explain how the 1 Phase and 2 Phase split scales from 80% to 100%.

The home page says withdrawals can be requested as frequently as every 14 days. Instant Funding accounts are listed with bi-weekly payouts. The help-centre FAQ list includes questions on the minimum payout, payout methods, partial withdrawals and a scaling plan, but the answers were not in our saved pages.

The home page claims $2.5M+ in total payouts and 15,000+ active traders. Its footer separately claims $100M+ in funded capital. These are the firm's own figures; we have not checked them.

Platforms and Markets

The home page says traders can trade Forex, crypto, stocks, indices and commodities. The help centre has login guides for MT5, cTrader and TradeLocker. The pages we saw do not say which platform comes with which programme.

Company and Terms

The site says the website fundedx.com is owned and operated by Xenon Group Inc., trading as FundedX, registered in Saint Lucia under formation number 2025-00301. The registered address it gives is Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. The Terms and Conditions say Saint Lucia law governs them.

The site footer labels the same number "License #2025-00301", while the company registration note on the same page calls it a formation number. The pages we saw do not name any regulator.

The Terms say Xenon Group Inc. is not a broker and does not accept client deposits. They say the company serves solely as an introducing broker for its partnered broker, offering clients access to demo accounts within a simulated trading environment. The refund page says funded accounts are simulated accounts based on real market data from liquidity providers.

Other points from the legal pages:

  • FundedX does not provide services in OFAC-sanctioned countries or in listed jurisdictions including the United States, North Korea, Afghanistan, Belarus, the Central African Republic, China, Cuba, Libya, Nicaragua, the Palestinian Authority/Gaza/West Bank and Venezuela.
  • You must be at least 18 years old.
  • The Terms list Visa and MasterCard as accepted payment methods.
  • Once a purchase is complete and evaluation credentials have been sent, no refunds are given; all sales are final.
  • If a chargeback is made, FundedX reserves the right to suspend accounts, pause pending profit split payments and recover amounts already paid.

The site says support is available 24/7. The contact page also lists business hours of 9:00 AM to 6:00 PM (GMT+4) Monday to Friday and 10:00 AM to 4:00 PM on Saturday, with Sunday closed. The support email is support@fundedx.com.

Who It Suits

  • Traders who want a short, fast challenge and use copy trading: the Turbo allows copy trading but runs for 7 days, with a 3% daily drawdown and a 4% maximum overall loss on the $10K plan.
  • Traders using Expert Advisors without a deadline: the 1 Phase and 2 Phase challenges have unlimited duration and allow EAs, though we could not see their targets or prices.
  • Traders who want to skip a challenge: Instant Funding is listed with instant activation, but it bans weekend holding, tick scalping, stacking and copy trading.

FundedX says it does not provide services to individuals or entities in the United States and the other listed jurisdictions.

MyPropGenius Rating

MyPropGenius Rating: 2.2/5 — its Transparency Index score of 44/100 ÷ 20, rounded down

The rating measures how openly FundedX discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

Is FundedX legit?

Its pages give the company, Saint Lucia number and address, and its refund page says funded accounts are simulated. A dedicated refund page states plainly that no refunds are given once evaluation credentials have been sent and that all sales are final. Its homepage 'Proven Results' carousel shows named, dated payout cards, but the newest is dated 18 Sept 2024, more than two years before our check on 10 Oct 2026. We found no Internet Archive (Wayback Machine) copy of its homepage, and its pages give no founding or launch year; its company is registered in Saint Lucia (2025-00301), whose registry we did not search.

Its Transparency Index score is 44/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.

Ready to look at FundedX?

Check the current rules and prices on the firm's own website before you buy.

We have no commercial relationship with FundedX. Links to its website are not affiliate links.

⚖️ Our Verdict

FundedX lists Turbo, 1 Phase, 2 Phase and Instant Funding accounts, with a 100% split stated for Turbo funded accounts and 95% for Instant Funding. Its Terms say the accounts are demo accounts in a simulated environment, and no refunds are given once credentials are sent. Much of the rulebook sits in help-centre articles we could not see, so check the 1 Phase and 2 Phase rules on the firm's site before buying.

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Frequently Asked Questions about FundedX

Simulated. The Terms say FundedX offers demo accounts within a simulated trading environment, and the refund page says funded accounts are not live trading accounts.

The home page shows $49 for a $10K Turbo account. Instant Funding is listed from $60 for $5K to $5,000 for $800K. The pages we saw do not say whether prices are one-time or recurring.

The home page states 100% on the Turbo funded account, 95% on Instant Funding, and 80/20 scaling to 100% on the 1 Phase and 2 Phase challenges.

On the Turbo challenge, yes, according to the home page. Instant Funding accounts are listed with no copy trading.

No. The Terms list the United States among the jurisdictions FundedX does not provide services to.

The refund policy says no refunds are granted once a purchase has been completed and evaluation credentials have been sent.