Simulated CFD and futures accounts: instant-funded CFD accounts, 1 Step and 2 Step challenges, and four futures plans.
Checked 8 October 2026
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Blue Guardian sells simulated trading accounts in two markets: CFDs and futures. On the CFD side it lists an Instant account with no evaluation, 1 Step and 2 Step challenges (each in Standard and Nano versions) and a low-cost Instant Starter account. On the futures side it lists four plans: Standard, Reserve, Express and Direct.
The firm says its trading is simulated. Its site footer says it "provides simulated/demo evaluation challenges" and "is not a broker". Payouts are made by Rise or crypto, and the CFD help centre says every payout carries a 3% processing fee.
The pricing widgets we saved showed full prices for only two products: the CFD Instant account and the futures Standard plan. We did not see prices or targets for the other plans, so this review does not state them.
Everything in this review comes from Blue Guardian's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 90% 1 Firm's wording: “Instant Starter Accounts: 90% (Fixed)” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 12 |
| Markets | Forex, Futures, Indices, Commodities, Metals 12 |
| Platforms | MetaTrader 5, Match-Trader, NinjaTrader, DeepCharts, Tradovate, TradeLocker, TradingView 1 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
|
The CFD plan selector lists Instant, 1 Step Standard, 1 Step Nano, 2 Step Standard and 2 Step Nano. The firm describes Instant as "No evaluation, ever", 1 Step as "One target. One step." and 2 Step as "Two phases, your pace."
The prices below are for the Instant account, the tab shown when we saved the page. The table shows list prices. At the time, the firm was also advertising a promotional code that showed lower prices; codes change, so check the final price at checkout. At checkout, with no code applied, the $100K Instant account was priced at $623. Prices are shown per challenge.
| CFD Instant account | List price (per challenge) |
|---|---|
| $5K | $72 |
| $10K | $100 |
| $25K | $208 |
| $50K | $324 |
| $100K | $623 |
| $200K | $954 |
| $300K | $1,712 |
| $400K | $2,200 |
For the $100K Instant account, the checkout offered paid add-ons: a 90% profit split, weekly payouts, or both. Each is priced as a percentage on top of the account fee. The site also shows bundle discounts for buying more than one account.
The Instant Starter page offers a $5,000 account for "a one-time entry of $11", labelled a "Limited Time Offer". The help centre says Instant Starter accounts have a fixed 90% profit split, a maximum payout of $250, and "One payout only before account closure".
The Starter page also gives an example in which a $250 profit gives a "personal cash share" of $125. That does not match the fixed 90% split in the help centre, which we used. The page also calls the account "real", while the site footer says all trading is simulated.
The futures selector lists Standard, Reserve, Express and Direct. The homepage describes them like this:
Prices were shown only for Standard. The table shows list prices per challenge; the same promotional code was advertised on the futures page.
| Futures Standard account | List price (per challenge) |
|---|---|
| $25K | $154 |
| $50K | $209 |
| $100K | $330 |
| $150K | $424 |
The futures page headline says "Trade up to $750K" and "No Activation Fees".
The rules panel shown with the Instant $100K account lists:
| Rule | CFD Instant $100K |
|---|---|
| Max daily loss | $3,000, measured from the day's starting balance |
| Trailing drawdown | $6,000, follows your highest balance |
| Max trading days | Indefinite |
| Profit split | Up to 90% |
| Payout cycle | Instant payouts |
| Leverage | 1:30 max |
| News trading | No |
| Weekend and overnight holding | Yes |
| Expert Advisors and trade copier | Yes |
The Evaluation Terms shown at checkout give different leverage for evaluation accounts: 1:100 forex, 1:50 CFD indices, 1:24 CFD commodities and 1:2 CFD crypto. We could not tell which account types each figure covers, so we show both.
The help centre lists separate rule articles for Instant Standard, Instant Starter, 1 Step Standard, 2 Step Standard, 1 Step Nano and 2 Step Nano accounts, plus legacy models. Their text was not in the pages we saved, so we do not state targets or drawdowns for those accounts.
| Rule | Evaluation | Funded |
|---|---|---|
| Profit target | $6,000 | – |
| Max position | 8 Mini / 80 Micro | 8 Mini / 80 Micro |
| Daily loss limit | $2,000 soft breach (trading paused until the next trading day) | $2,000 soft breach |
| Max drawdown | $3,500, EOD trailing | EOD trailing; after any withdrawal the floor locks at starting balance + $100 |
| Consistency rule | None | 40%: largest day cannot exceed 40% of total profits |
| Time limit | None | – |
| Profit split | – | 90/10 |
| Payout cap | – | $3,000 first payout; $3,500 from the second |
| News trading | – | Allowed |
The website Terms and Conditions list "Prohibited Trading", including:
The same terms ban "Excessive risk taking exacerbated by news events", including a "Boom or Bust" approach, and say the firm "may perform a risk review on accounts at any stage". They also ban hedging across accounts and limit traders to "one active account per challenge level" without the firm's written approval.
The Evaluation Terms shown at checkout add bans on high frequency trading, hedging trades between accounts, arbitrage or tick scalping, trading on delayed data feeds, and "placing the same trades manually via copier or expert on an evaluation account and an external account at a time". So, although the CFD Instant panel lists Expert Advisors and Trade Copier as allowed, these terms still limit how they are used.
News trading depends on the product: the CFD Instant panel shows "No", while the futures Standard panel and the Express plan show it as allowed.
The help centre has a "Prohibited Trading Practices & Account Policies" article, but its text was not in the pages we saved.
The help centre article "How do payouts work?" (dated August 31, 2026) sets out these profit splits for CFD accounts:
| Account | Default split | With paid add-on |
|---|---|---|
| Funded accounts (after a challenge) | 85% | 90% |
| Instant Standard | 80% | 90% |
| Instant Starter | 90% (fixed) | – |
The futures Standard plan shows a 90/10 split. The homepage also says "select plans" pay out 100%, and the how-it-works page mentions "up to a 95% profit split". We could not see which plans these apply to, so we treat 90% as the highest split shown for a named programme.
The checkout for the Instant $100K account describes the 90% add-on as an upgrade "(vs 85%)", while the help centre gives 80% as the Instant Standard default. We used the help centre figure.
For funded accounts, the help centre says the first payout needs the minimum trading days and at least 14 calendar days since the first trade; after that, payouts can be requested every 14 days. With the 7-Day Payout Add-On, both periods become 7 days. The homepage lists "Payouts in 7 days" for 1 Step and 2 Step without mentioning the add-on; we used the help centre.
Instant accounts have "instant payout eligibility, provided minimum trading days and consistency requirements are met". We did not see those minimum days or consistency levels in our saved pages.
To request a payout the account must have completed the minimum trading days, be in profit, have no active rule violations and have all positions closed. The account goes into read-only mode until the payout is approved.
Payouts are made by Rise or crypto for both markets. The minimums, limits and fee below come from the CFD help centre; the futures pages we saved did not give minimums or a fee.
On scaling, the homepage says that on Reserve "5 payouts moves you straight to Live", and the Instant Starter page suggests using payouts to buy larger accounts. We did not see a written scaling plan in our saved pages.
The homepage says you can "Trade on MT5, Match-Trader, NinjaTrader, TradeLocker, TradingView, Tradovate and DeepCharts". The checkout we saved, for a forex Instant account, offered MetaTrader 5, Match-Trader and Tradelocker. The pages we saved did not say which platforms go with the futures plans.
For CFDs, the firm says you can trade "major currency pairs, indices, metals, and global commodities". For futures, the homepage says "Trade CME listed active contracts", and the how-it-works page mentions CME, CBOT and NYMEX.
The site footer names Blue Guardian Limited, of Rodney Bay, Gros-Islet, Saint Lucia, as the provider of trading platforms "for simulated trading", and Iconic Exchange FZCO, of IFZA Business Park, Dubai, as the provider of "Educational products and payment processing". It also lists Blue Guardian Marketing LLC in Dubai as a "non-operational support and administrative" office.
The footer says the company "is not a licensed investment services provider" under MiFID II and that trading on its platform "is only notional trading on a demo account".
The firm's legal documents name different operators. The website Terms and Conditions say the site is operated by "Iconic Exchange FZCO t/a Blue Guardian", under UAE law, with arbitration in Dubai. The Evaluation Terms shown at checkout name "Iconic Exchange Limited trading as Blue Guardian", "registered in England and Wales under company number 12087566", under the law of England and Wales. Those terms also say it "is not authorised or regulated by the Financial Conduct Authority". UK Companies House lists company 12087566 as dissolved on 6 May 2025, so the checkout terms name a company that no longer exists. The Refund Policy names Iconic Exchange FZCO.
Wording about live trading also varies. The footer says all trading is simulated, but the Direct futures plan is described as "no demo", Reserve as moving traders "to Live", and the website Terms say those who pass "shall be allocated capital to trade in a live account". We could not resolve this from the saved pages.
Refunds. The Refund Policy says that once evaluation credentials have been emailed, "no refunds under any circumstances will be accepted" and "All sales are final". The Evaluation Terms add that if you meet all objectives but are refused as a funded trader, the firm "may provide a full refund or offer you the chance of retaking the Evaluation".
Marketing figures. The firm's pages show several different total-payout figures: $41M+ and "over $40,000,000" on the payouts page, $40M+ on the how-it-works page, $35M+ on the homepage, and $25M+ in a footer block. The firm also says it operates "across 170+ countries". We have not verified these figures.
Based on the firm's own pages, Blue Guardian may suit traders who:
It may not suit traders who want the option of a refund after buying, who trade news on CFD Instant accounts, or who want to keep the full default split without paying for an add-on on CFD funded or Instant Standard accounts.
MyPropGenius Rating:
The rating measures how openly Blue Guardian discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The footer names the operating entities (a Saint Lucia platform provider and a Dubai FZCO) and states it offers simulated trading and is not a broker, but gives no registration numbers. The About page names Sean Bainton as Founder & CEO. A dedicated refund page says no refunds under any circumstances once credentials are sent, but the evaluation terms on the checkout page say a full refund may be given if a trader passes and is denied funding. The firm's own /payouts page has a 'Latest Payouts' feed with 'View Proof' links and a top-10 list with dated payouts, including 1 and 5 Oct 2026 (within 30 days).
Its Transparency Index score is 64/100 (Good). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with Blue Guardian. Links to its website are not affiliate links.
Blue Guardian sets out its payout terms in one help-centre article and offers both instant CFD accounts and futures evaluations. Against that, default splits on its CFD funded and Instant Standard accounts are below 90% without a paid add-on, the CFD help centre says every payout carries a 3% fee, refunds are not offered once credentials are sent, and its terms name different operating companies. Check the rules for your exact programme in the firm's help centre before buying.
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Find my matchThe firm's footer says it provides simulated/demo evaluation challenges and that trading on its platform is only notional trading on a demo account. Some product pages use the words "real" or "live", which we could not reconcile with the footer.
Its help centre gives 85% on CFD funded accounts and 80% on Instant Standard, each rising to 90% with a paid add-on, and a fixed 90% on Instant Starter. The futures Standard plan shows 90/10.
By Rise or crypto. For CFD accounts, the help centre gives minimums of $100 by crypto (for amounts under $5,000) and $500 by Rise Works, and says all payouts carry a 3% processing fee. The futures pages we saved did not give minimums or fees.
The firm shows it as a limited-time offer: a $5,000 account for a one-time $11. The help centre says it allows one payout only, capped at $250, at a fixed 90% split.
The Refund Policy says no refunds are accepted once evaluation credentials have been emailed. The Evaluation Terms say the firm may refund or offer a retake if you meet all objectives but are refused as a funded trader.
It depends on the product. The CFD Instant rules panel shows news trading as "No". The futures Standard panel and the Express plan show it as allowed.