Topstep vs My Funded Futures

Prices, rules and payouts for Topstep and My Funded Futures, side by side. Every fact comes from the firm's own website and links to the page it came from. Firm data checked: Topstep 8 October 2026; My Funded Futures 8 October 2026.

Quick answer

  • Pick Topstep if you put transparency first (Transparency Index 67 vs 62).
  • My Funded Futures: we found no verified advantage over the other firm on the points we track — compare the details below.
  • Either way: both are futures-only firms; both list a top split of 90%.

Side-by-side comparison

Topstep and My Funded Futures compared
FeatureTopstepMy Funded Futures
MyPropGenius rating3.3/53.1/5
Transparency Index67/100 · Good62/100 · Good
Entry price (USD)No verified US-dollar list priceNo verified US-dollar list price
Highest profit splitUp to 90% source
Firm's wording: “90/10 profit split — you keep 90%”
Up to 90% (conditions apply — see the firm's wording) source
Firm's wording: “How does the 90/10 profit split work on the Rapid plan?You keep 90% of every payout. MFFU keeps 10%.”
Account typesNot stated on the firm's site1-Step source
MarketsFutures only (contracts on forex, crypto, indices, commodities, metals) sourceFutures only source
PlatformsProjectX sourceNinjaTrader, ATAS, DeepCharts, Quantower, Tradovate, TradingView, Volumetrica source source
Maximum drawdown typeTrailing (incl. end-of-day trailing) sourceStatic source · Trailing (incl. end-of-day trailing) source — differs by account type
US tradersAccepted source sourceNot confirmed
ScalpingNot confirmedNot confirmed
News tradingNot confirmedNot confirmed
EAs / trading botsAllowed (at least one account type) sourceNot confirmed
Weekend holdingNot confirmedNot confirmed
Evaluation time limitNot confirmedNo time limit (at least one account type) source
Scaling planNot confirmedNot confirmed
Date checked8 October 20268 October 2026

How to read this: every value comes from the firm's own website and the "source" links go to the page it came from. "Not confirmed" means the firm's site did not clearly state it, or it applies only with conditions (for example a window around news releases or a paid add-on). "At least one account type" means the rule can differ between a firm's programmes — check the linked page for the account you want. The rating is the firm's Transparency Index score ÷ 20: it measures how openly a firm discloses its rules, prices, payouts and ownership, not how likely you are to pass or be paid.

About Topstep

  • Topstep is a futures prop firm. source
  • Traders pay a monthly subscription for a Trading Combine, a simulated evaluation sold in $50K, $100K and $150K sizes. source
  • Passing it leads to an Express Funded Account (XFA), which is also simulated but pays real payouts. source
  • Topstep's Risk Team may later call a trader up to a Live Funded Account, which trades the firm's capital. source
  • Traders keep 90% of the profits they take as payouts. source
  • All trading runs on Topstep's own platform, TopstepX. source

From our Topstep review: each sentence links to the firm's own page it comes from (pages saved 7–8 October 2026).

Read the full Topstep review Visit Topstep

About My Funded Futures

  • My Funded Futures (MFFU) is a futures prop firm. source
  • It sells one-phase evaluations for a one-time payment, with no activation fee and no renewals. source
  • The plan cards on its site list four plans: Builder, Rapid, Rapid EOD and Pro. source
  • Passing an evaluation leads to a sim-funded account, where you can request real payouts based on simulated profits. source
  • Builder and Pro also describe a route to a live brokerage account at Blue Row Capital. source
  • Traders keep 90% of payouts on the Rapid plans and 80% on Builder and Pro. source
  • The firm says all MFFU accounts run in a simulated environment. source
  • The homepage says "$250M+ Paid to traders" source

From our My Funded Futures review: each sentence links to the firm's own page it comes from (pages saved 7–8 October 2026).

Read the full My Funded Futures review Visit My Funded Futures

Visit links go to each firm's website. Links marked Ad are affiliate links: we earn a commission if you buy through them. Affiliate status never changes this comparison, the quick answer or any rating.

Topstep vs My Funded Futures: FAQ

Which has the higher profit split, Topstep or My Funded Futures?

Topstep lists up to 90%; My Funded Futures lists up to 90%. These are the highest splits each firm says a trader can reach, which can depend on the account type or a scaling plan. Figures checked on each firm's own website on 8 October 2026.

Do Topstep and My Funded Futures accept US traders?

Topstep accepts US traders. My Funded Futures's site did not confirm whether US traders are accepted. Answers checked on each firm's own website on 8 October 2026; check the firm's current country list before you buy.

Which platforms do Topstep and My Funded Futures support?

Topstep: ProjectX. My Funded Futures: NinjaTrader, ATAS, DeepCharts, Quantower, Tradovate, TradingView, Volumetrica. From each firm's own website.

Which has the higher MyPropGenius rating?

Topstep has the higher MyPropGenius rating. Topstep: 3.3/5 (Transparency Index 67/100, Good). My Funded Futures: 3.1/5 (Transparency Index 62/100, Good). The rating measures how openly a firm discloses its rules, prices, payouts and ownership; it does not predict whether you will pass or be paid.

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