My Funded Futures review 2026

My Funded Futures (MFFU) is a futures prop firm. It sells one-phase evaluations for a one-time payment, with no activation fee and no renewals. The plan cards on its site list four plans: Builder, Rapid, Rapid EOD and Pro. Passing an evaluation leads to a sim-funded account, where you can request real payouts based on simulated profits. Builder and Pro also describe a route to a live brokerage account at Blue Row Capital. Traders keep 90% of payouts on the Rapid plans and 80% on Builder and Pro. The firm says all MFFU accounts run in a simulated environment, and only futures contracts listed on regulated US exchanges can be traded.

The firm's marketing figures are its own claims, which we have not verified. The homepage says "$250M+ Paid to traders", and a help-centre article says MFFU is "Trusted by over 100,000 traders". The site also publishes programme statistics for an unstated measurement period: 19.97% of evaluation participants passed the evaluation, 39.2% of those who reached the sim-funded stage earned at least one payout, and 4.2% of sim-funded traders were promoted to a live account.

Everything in this review comes from My Funded Futures' own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.

Every current plan is a one-phase evaluation paid for once. The plan cards show two prices for each plan: a lower one marked "Based on current promotions" and a higher one. A site-wide promotion was running when we saved the pages, so confirm the price at checkout. The plan pages pair these prices with the $50K account; we did not see prices for other sizes. The How It Works page says the one-time payment is "as low as $63 depending on current promotions" but does not say which plan or size that is.

Targets and maximum loss scale with account size in the same way on Builder, Rapid and Pro. Contract limits differ by plan:

We could not see a full rules page for Rapid EOD; its row above comes from the plan cards and a help-centre summary, which describes it as an "End of Day drawdown plan also for daily payouts". The help centre also lists a Pro One Day add-on ("Pass eval in as little as one day"), Studio plans ("Studio 001 and Studio 002") and legacy Flex plans. A site banner describes MyFundedStudio as "Static drawdown. No DLL. No Consistency Rule." Our saved pages do not give Studio prices or full rules, so we do not cover it further.

The Builder page is not consistent about sizes. Its header says "$25K & $50K Builder", and the Rapid and Pro pages call Builder a "$50K plan", but its own rules table and the help centre cover $25K, $50K, $100K and $150K. We used the rules table.

All plans

• No time limit on the evaluation.
• Inactivity: the Terms say that if you do not place at least one trade in any seven consecutive calendar days, in an evaluation or a sim-funded account, MFFU may treat the account as dormant and close it as a breach of the Terms.
• When you pass, the sim-funded account is unlocked from your dashboard with no activation fee.

Builder

• Evaluation: one trading day minimum, end-of-day (EOD) trailing maximum loss, and no consistency rule. The plan card also says "min 2 days", which contradicts the rules table; we used the table.
• Daily loss limit (soft pause): $600, $1,000, $1,750 or $2,500 by size. Hitting it pauses trading until the next session; it does not breach the account.
• Sim-funded: starts at a $0 balance with the same EOD maximum loss and soft-pause limit. A 50% consistency rule applies at the payout stage: your best day cannot be more than half of that cycle's profit.
• Account limits: the page says one Builder account per user, but its rules table allows two $25K Builder accounts per user.
• If you breach a live Builder account, a 21-day cooldown applies: no sim-funded trading, no new evaluations and no resets.

Rapid

• Evaluation: two trading days minimum, EOD drawdown, no daily loss limit, and a 50% consistency rule that applies in the evaluation only.
• Sim-funded drawdown: intraday trailing, so the floor follows unrealised gains during the session. The trailing stops permanently once the threshold reaches your starting balance plus $100. The page words the trigger two ways: once you have built the buffer, and, in its FAQ, once your balance is $100 above the start after your first payout.
• No daily loss limit and no consistency rule once funded.
• Intraday only: all positions must be closed before the daily session close; holding overnight breaches the account.
• A breach ends the account and there is no reset; you start a new evaluation.
• Account limits: up to five sim-funded $25K and $50K Rapid accounts at once; for $100K and $150K, three sim-funded accounts in total across all plans.

Rapid EOD

The plan card shows a four-day minimum to pass and an EOD trailing drawdown in the funded stage, with no consistency rule.

Pro

• Evaluation: two trading days minimum, EOD trailing drawdown, no daily loss limit, and a 50% consistency rule in the evaluation only.
• Sim-funded: EOD trailing drawdown that locks permanently at your starting balance plus $100 after your first approved payout. No daily loss limit and no consistency rule. You get the full contract allowance from the first funded trade.
• Consistent Trading Policy: MFFU monitors Pro sim-funded accounts for behaviour such as maxing contracts on every trade, contract flipping, inconsistent position sizing or high-frequency strategies not aligned with your stated approach. Violations can lead to restrictions or termination.

News trading

MFFU's News Trading Policy treats Tier 1 releases differently from other news:

• Tier 1 events: FOMC meetings, FOMC minutes, the Employment Report and CPI for all traders, plus EIA reports for energy traders and agricultural reports for agricultural traders.
• On news-restricted accounts, no positions or orders (including limit orders) may be open from 2 minutes before to 2 minutes after a Tier 1 release.
• Tier 1 trading is prohibited on Rapid Sim Funded and Pro Sim Funded accounts. It is permitted on all evaluations and on Builder plans.
• For all news releases, strategies that exploit immediate news bursts, such as straddles or strangles, are prohibited, as is disguising news trades as standard strategies.

The policy is not fully consistent: its Standard Trading Protocols call for no open positions or orders 2 minutes either side of "any data release", but a later section says you may trade through other (non-Tier 1) releases if that fits your normal strategy. The more specific Tier 1 rules are the ones the plan pages repeat.

Prohibited conduct in the Terms

• Opening or using accounts under different names or identities.
• Trading on someone else's account, or letting someone else trade yours.
• Using multiple accounts to hedge, mirror, copy or coordinate trades in a way that gives an unfair advantage or manipulates simulated results.
• Exceeding the maximum number or size of accounts allowed.

The Terms let MFFU decide, at its own discretion, whether a trade or strategy is prohibited conduct. Penalties can include removing the trades from your history or closing the account without a refund.

The help centre has articles titled "Hedging - What You Should Know", "Fair Play and Prohibited Trading Practices", "2% Price Limit Rule", "Cross Instrument Policy" and "Copy Trading at MyFundedFutures". We did not save their contents, so we do not summarise them here. Our saved pages do not say whether automated strategies (EAs or bots) are allowed.

Payouts are based on simulated account profits and are subject to rules compliance, trading-day requirements and firm review. Before your first payout on Builder, Rapid or Pro you must build a profit buffer above the starting balance. Figures below are for the $50K account.

On Builder the minimum and maximum payout scale with size, from $250–$1,000 on $25K to $1,500–$3,500 on $150K. Builder's live account at Blue Row Capital pays daily at 80/20 with no consistency rule, keeps a daily loss limit, and has an EOD trailing drawdown that becomes static once it reaches $0. One live account is allowed per user.

Pro describes three routes to live: three consecutive payouts on the same account, profits above the $100,000 cap (the excess goes to a live balance, up to the maximum the account size allows, rather than being paid out), or outreach from the Risk Team. Live funding is $2K–$5K on $50K, $3K–$7.5K on $100K and $4K–$10K on $150K. The firm says live parameters differ from sim-funded, including a daily loss limit, lower contract limits and a static drawdown floor. The Pro page calls the $100,000 figure a cap "per payout cycle" in one place and "Max Payout per User" in its rules table.

The Rapid page lists live-account parameters (EOD drawdown, daily payouts, 90/10) and the help centre has a "Rapid Plans - Path to Live" article, but our saved pages do not say what triggers the move. The footer says live trading is offered at MFFU's sole discretion, by invitation only, through affiliated companies.

Payout speed. The firm says about 80% of payouts are approved automatically and most clear in under a second, while a subset sent for manual review may take up to 24 business hours. The homepage gives a different figure: "75%+ of payouts auto-approved in milliseconds".

Markets. You may trade, in the simulated environment only, standardised futures contracts listed on regulated US exchanges, including those run by CME Group (CME, CBOT, NYMEX and COMEX). Equities, equity options, cryptocurrencies, CFDs and over-the-counter products are prohibited.

Platforms. The help centre has connection guides for Tradovate, TradingView, Volumetrica, DeepChart, NinjaTrader, ATAS and Quantower. Another help article mentions "TradingView, NinjaTrader, Tradovate, Quantower, DeepCharts and others".

The site also promotes a separate perpetual-futures product, MyFunded Perpetuals. The firm says it is offered by Funding Perpetuals Holdings, Inc., a company separate from MyFunded Futures, LLC. This review covers only the futures plans.

Operating company. The Terms name the company as MyFunded Futures, LLC. They are governed by Texas law, and disputes go to binding JAMS arbitration on an individual basis, with class actions waived. The firm states it is not a broker-dealer, investment adviser, introducing broker, futures commission merchant or money manager.

Simulated accounts. The firm says all evaluation and funded programmes run in a simulated, non-executing environment, and that trades are executed on a demo basis without real capital.

Refunds. The Cancellation & Refund Policy allows a refund only if you bought directly from MFFU, have done no trading (including opening positions or accessing market data), and ask within 14 days of purchase by emailing support. The refund is the amount paid minus a non-refundable $75 fee. Otherwise purchases are non-refundable. The site footer simply says "Evaluation fees are non-refundable"; we used the more detailed policy.

Legacy subscriptions. Subscription plans bought before 20 August 2026 continue to renew every 30 days. Current plans are one-time payments.

Who can join. MFFU publishes a list of countries whose traders it does not accept (shown in the Verified Facts table). For France, only Corsica and the non-mainland islands are listed. Traders must complete KYC identity checks. You may trade while travelling in a restricted country, but you cannot buy new accounts or resets there.

• Rapid fits active intraday traders who want to request payouts every day at a 90/10 split, and who can work with an intraday trailing drawdown, close every position before the session ends and stay flat around Tier 1 news once funded.
• Builder fits traders who want the plan with the lowest price shown, a one-day minimum evaluation and a daily loss limit that pauses rather than ends the account, and who accept an 80/20 split and payouts of up to $2,000 per cycle on $50K.
• Pro fits traders who want larger single payouts (up to $100,000) and a defined review for live capital, and who can wait 14 days for the first payout and accept an 80/20 split.
• Traders who want to trade stocks, crypto or CFDs, or who live in a country on MFFU's restricted list, cannot use these plans.

MyPropGenius Rating: 3.1/5 — its Transparency Index score of 62/100 ÷ 20, rounded down

The rating measures how openly My Funded Futures discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.