Simulated one- and two-phase evaluations and Instant Plans for a one-time fee, run by SFX International FZCO in Dubai
Checked 8 October 2026
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SFX Funded's website lists four plans: the Rapid Challenge, the 1-Step Pro, the 2-Step Challenge and Instant Plans. The Rapid Challenge and 1-Step Pro are single-phase evaluations, the 2-Step Challenge has two phases, and Instant Plans give a simulated funded account with no evaluation. The 1-Step Pro page describes it as a single-phase evaluation. Its help centre also has sections on "Pass First, Pay Later" and "SFX-GO" programmes, which the website does not list; we did not see whether they are still sold. The firm says all trading on its platform takes place in a simulated environment using virtual funds. Fees are one-time payments, and the compare page lists starting prices from $39 (2-Step Challenge) to $79 (Rapid Challenge).
Its Terms of Service name the operator as SFX International FZCO, trading as SFX Funded, with an address in Dubai. The same terms state that the company is not registered or regulated. The plan pages advertise an 85–100% reward split, rewards on demand and a "48-Hr Reward Security". The Terms of Service also say payout requests are reviewed within five working days and that payouts are at the company's full discretion. We set out both sides below, programme by programme.
Everything in this review comes from SFX Funded's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 100% 1 Firm's wording: “Keep 85% of your simulated profits as standard, rising to 100% as your account scales.” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 12 |
| Markets | Forex, Crypto, Indices, Commodities 1 |
| Platforms | Match-Trader 1 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) | |
| Restricted countries named | Cuba, Iran, North Korea, Syria 1 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The compare page says the fee shown at checkout is a one-time payment, with no subscriptions or recurring charges. The Terms of Service say fees are denominated in USD.
| Plan | Phases | Account sizes | Profit target | Max daily loss | Max loss | Price shown |
|---|---|---|---|---|---|---|
| Rapid Challenge | 1 | $15K–$250K | 3% | 3% | 4% | From $79 |
| 1-Step Pro | 1 | $10K–$200K | 9% | None | 6% (shown for $100K) | From $59 |
| 2-Step Challenge | 2 | $7.5K–$180K | 8%, then 5% | 4% (shown for $60K) | 8% static | From $39 |
| Instant Plans | None | $5K–$400K in the size selector (page text says up to $500K) | None | 3% (shown for $80K) | 6% (shown for $80K) | From $54 |
Where a figure is marked "shown for", it comes from the parameter panel for the account size each page selects by default; we did not see the panels for other sizes. When we saved the pages, a banner advertised promotional codes, and each account builder showed its price next to a higher figure with a "Save" label (for example, a $60K 2-Step account at $149 next to $299). We therefore cannot tell whether the "from" prices are list prices or promotional prices.
Every plan's parameter panel shows leverage of 1:30. The firm says optional add-ons can be bought at checkout for a one-time fee. The help centre has an article on available add-ons, which we did not save. The compare page says traders can run multiple evaluations, subject to account and programme limits. It also says a passed evaluation moves to the simulated funded stage at no additional evaluation fee.
The Rapid Challenge has one 3% profit target, no time limit and no minimum trading days. Its maximum daily loss is 3% and its maximum loss is 4%. The page says traders earn 20% of the simulated profits made during the challenge. It also offers a reset of the account at the funded stage; we did not see its price or conditions.
The 1-Step Pro has a 9% profit target and no time limit. It has no daily loss limit, either in the evaluation or once funded. The parameter panel for the $100K account shows a 6% maximum loss. The page lists news trading in the evaluation as allowed.
The 2-Step Challenge has an 8% target in phase one and a 5% target in phase two, with no time limit on either phase. Its maximum overall loss is 8%, static, measured from the initial balance so it does not trail. The parameter panel shows a 4% maximum daily loss. The page lists a 20% reward share from phase 1 and 2.
Instant Plans have no evaluation, no phases and no profit target. The parameter panel for the $80K account shows a 3% maximum daily loss and a 6% maximum loss.
Each of the four plan pages says positions can stay open overnight and across the weekend. The Terms of Service define the maximum overall loss as a fixed amount calculated from the initial account balance. The maximum daily loss uses the higher of equity and balance, set as a percentage of each day's starting equity or balance. Thirty days without a trade on a demo account ends the agreement. A newly issued account on which no trade is placed within 30 calendar days is suspended without a refund of the fee.
The Terms of Service list prohibited strategies that apply across the programmes. They include:
The terms also ban gap trading: opening trades when major news, macroeconomic events or earnings are scheduled and the market will close for two hours or longer within the next two hours. Opening abnormally small trades just to meet a minimum trading days requirement is prohibited. For breaches, the company may remove trades from the history, cancel the services, or reduce leverage to 1:5 on any or all of a client's accounts. The terms say inconsistent trading behaviour, such as frequently changing strategies or instruments, can lead to denied payouts.
On news, the 1-Step Pro page advertises news trading during the evaluation, while the terms ban news bracketing and news-scalping EAs on all accounts. The help centre has separate news-trading articles for each programme, which we did not save. The terms also allow the company to copy a client's simulated trades into its own live trading account.
The compare page lists an 85% standard reward split, rising to 100% as the account scales, among the features included in all plans. The compare page says the split depends on the programme and account conditions, and that any available upgrade is shown before payment. On the 2-Step Challenge, a reward can be requested after as few as 3 trading days at a 40% split, or at 85% after the standard milestones.
The firm says rewards are requested on demand once eligible, with no fixed bi-weekly cycle. Its "48-Hr Reward Security" promises the reward within 48 hours or an extra $1,000. The compare page gives an average reward time of under 8 hours. The homepage statistics bar shows an average reward time of under 5 hours, and the same page also says under 8 hours.
Payout requests at the funded stage are reviewed within five working days, which may be longer around holidays or force majeure. The company may require an interview, which may be by video call. The terms state that no client has a right to a payout from simulated profits and that all payouts are at the company's full discretion. They also say the company does not guarantee to pay profit on trades with significant slippage.
The plan pages say the allocation can grow up to $3.2M in simulated capital "as you stay consistent". The help centre has a scaling plan article, which we did not save, so we do not describe the scaling criteria.
The account builders label the fee "One-time fee · 100% Refundable". The Refund Policy says the sign-up fee is non-refundable because access is delivered on purchase. It says the initial evaluation fee is refunded after the evaluation is passed and a funded-phase agreement is signed, and that the refund is paid alongside the fifth successful profit split payment. We read "100% Refundable" in that light. The Terms of Service give consumers a 7-day right to withdraw, which is lost once demo trading starts. Changing platform, account type or size before trading costs a $75 administrative fee, if approved; no changes are allowed after trading starts.
The account builders offer two platform choices, labelled "MatchTrader" and "Platform 5". The help centre has guides to logging in on Match-Trader. Its article on which platforms can be used was not saved.
The Terms of Service set commission at $4 per lot per side for FX and commodities and $0.40 per lot per side for indices, with no commission on crypto, and say these may change. The terms warn that spreads may widen significantly between 21:00 and 23:00 platform time. We did not save the help-centre article listing instruments.
The Terms of Service name the legal entity as SFX International - FZCO, company number DSO-FZCO-21983, at IFZA Business Park, Dubai Silicon Oasis, Dubai. They state that the company is not registered or regulated, and is not a financial institution or a broker. Clients agree that all trading is conducted on a demo account. The terms are governed by the laws of the United Arab Emirates.
Services are for people aged 18 and over, and are not offered to residents of Syria, North Korea, Cuba or Iran, or to anyone under international sanctions. KYC requires proof of identity, a proof of address dated within the last 3 months, and a selfie check through SumSub. The terms list payment by card, bank transfer and crypto.
The About page says the firm has operated "since 2023" and names Husam Samy as Co-Founder and CEO. The contact page gives support hours of Monday to Friday, 9:00–17:00 (GMT+3), with email and live chat.
Traders who do not want a daily loss limit can look at the 1-Step Pro, which has none in the evaluation or once funded. The 2-Step Challenge has the lowest starting price shown ($39) and a static 8% maximum loss. Instant Plans suit traders who want to skip an evaluation; the $80K panel we saw shows a 3% daily and 6% maximum loss, tighter than the 2-Step Challenge's 8% static maximum.
Traders who use high-frequency trading, grid or martingale methods, ultra-fast scalping or third-party EAs that are not risk or trade managers will find these banned in the terms. Anyone relying on the "100% Refundable" label should read the Refund Policy first.
MyPropGenius Rating:
The rating measures how openly SFX Funded discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The Terms give the full legal entity (SFX International - FZCO), company number DSO-FZCO-21983 and the Dubai Silicon Oasis address. The footer states that all trading is simulated with virtual funds and that SFX Funded is not a broker and takes no deposits. The About page names the Co-Founder & CEO, Husam Samy. The firm's refund statements conflict. The homepage and FAQ give reward totals and averages ('$3.5M+' in rewards, average reward time under 8 hours) and named testimonials. The About page says 'since 2023', but the earliest Internet Archive copy of sfxfunded.com is from 22 May 2024; counting from the later date gives about 2.4 years.
Its Transparency Index score is 59/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with SFX Funded. Links to its website are not affiliate links.
SFX Funded's website lists four simulated plans with no evaluation time limit, one-time fees from $39 as shown, and an 85% standard split rising to 100% with scaling. Its own terms state that the company is unregulated, that payouts are discretionary and reviewed within five working days, and that a broad list of strategies is banned; the fee refund is paid only with the fifth profit split. Read the Terms of Service and Refund Policy alongside the plan pages before buying.
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Its Terms of Service say the company is not registered or regulated and is not a broker. Trading takes place on demo accounts.
The compare page lists the 2-Step Challenge from $39, as a one-time fee. Promotions were running when we saved the pages, so this may not be the list price.
No. The page says there is no daily loss limit in the evaluation or once funded. The $100K panel shows a 6% maximum loss and a 9% target.
The Refund Policy says the sign-up fee is non-refundable once access is given; the evaluation fee is refunded after passing, alongside the fifth successful profit split payment.
The terms ban third-party EAs that are not risk or trade managers, and using the same EA on more than two accounts.
The Terms of Service list Syria, North Korea, Cuba and Iran, and also exclude anyone under international sanctions.