One-phase simulated crypto evaluation with 1,000,000 and 5,000,000 USDT tiers and monthly USDT payouts
Checked 8 October 2026
Get an email when we record a change to My Crypto Funding's prices, rules or status, checked against its own website. At most one email a day, plus a weekly summary of all firm changes. Unsubscribe in any email.
We store your email and the firms you watch, and send through Resend. Privacy policy
MyCryptoFund (MCF) is a crypto prop firm that runs a single-phase evaluation, the MCF Challenge, followed by a funded stage with an 80% profit split. The firm describes itself as a professional evaluation firm focused on cryptoasset trading strategies and capital allocation management.
Two funding tiers are listed on its homepage: 1,000,000 USDT for a 4,980 USDT challenge fee and 5,000,000 USDT for a 24,900 USDT fee. The evaluation is long: a 60% profit target, a minimum of six months and a deadline of 12 months from the first trade, with a 1% loss cap on any single trade. Fees and payouts are handled in USDT. Its Terms and Conditions say the trading is simulated and the funds are fictitious.
Everything in this review comes from My Crypto Funding's own web pages, saved on 11 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 80% 1 Firm's wording: “Withdrawable profit = (Account balance - Initial capital) × 80%” |
|---|---|
| Account types | 1-Step evaluation 1 |
| Markets | Crypto 1 |
| Allowed / offered on at least one account type | Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) | |
| Restricted countries named | Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Central African Republic, Cuba, DR Congo, Guinea, Guinea-Bissau, Iraq, Kosovo, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Panama, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe 1 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
MCF sells one evaluation, the MCF Challenge, in two capital tiers. The homepage calls the payment a challenge fee; the terms say a failed challenge must be restarted with a new account at then-current rates, and the pages we saw do not show it as a discounted price.
| Capital | Challenge fee | Profit target | Max daily loss | Max total loss | Max loss per trade | Profit split (funded) |
|---|---|---|---|---|---|---|
| 1,000,000 USDT | 4,980 USDT | 60% | 5% | 10% | 1% | 80% |
| 5,000,000 USDT | 24,900 USDT | 60% | 5% | 10% | 1% | 80% |
Payment is in USDT only, via TRC20, ERC20, POLY (MATIC) or AVAX-C. The firm warns that a payment sent on an unsupported chain or token may not be verifiable or refundable. Account setup after payment usually takes a few minutes but can take up to 24 hours. Once a challenge is started, its parameters generally cannot be changed.
A Free Demo Account, which the firm calls a simulated version of the MCF Challenge, can be used multiple times before buying. Demo results do not qualify a trader for a funded account. The terms say the firm may change fees and parameters at any time, but a change does not affect services already bought.
Challenge accounts registered before 1 March 2026 stay on the previous rules, which the firm keeps on a separate FAQ page. That older page describes a two-stage evaluation with a 10% target in stage one and 5% in stage two, at least four trading days per stage, and account sizes up to $200,000. It gives registration fees of $55 to $1,080, refunded with the first profit withdrawal from the funded account (not if the loss limits are broken before a profit is made). These rules apply only to those older accounts.
The MCF Challenge has one phase with a target of 60% cumulative profit on the initial capital. Profit counts only once positions are closed: the firm calculates it on net realised profit, and all positions must be fully closed at the calculation point. The minimum evaluation period is six months, and the target must be reached within one year of the first trade. The first trade must be placed within 90 days of registration.
Every 30 days the account must also make at least 1% profit on the initial capital; the window runs on consecutive calendar days and does not reset when the 1% is reached. Missing this requirement means losing eligibility.
The loss on any single trade must not exceed 1% of the initial capital, measured separately for each asset; reaching it fails the evaluation and the system force-closes the position. A "single trade" is the whole life of a position in one asset, from opening to full close, so adding to or reducing a position does not start a new trade. Profit counted from one trade is capped at 3% of the initial capital; anything above that is ignored for the evaluation. With a 3% cap per trade, reaching 60% takes at least 20 profitable trades.
The maximum daily loss is 5% of the initial capital and includes realised and unrealised P&L, trading fees and commissions. Profit realised earlier in the day raises that day's allowance, and the limit resets at 00:00 UTC. The maximum total loss is 10% of the initial capital: equity must never fall below 90% of the starting amount. Hitting any loss limit is a violation and ends trading access for that account.
After passing, MCF reviews the trading and a staff member typically makes contact within 1–2 business days about KYC. KYC needs an ID, proof of address and a selfie holding the ID. The firm gives about 1–3 business days for legal review and 3–5 business days for activation after approval.
The funded stage has no profit target, no minimum trading days and no holding-time limit, but the 1% per-trade loss cap, the 1% profit every 30 days, the 5% daily loss and the 10% total loss still apply. A breach ends funded eligibility and stops further trading and withdrawals.
Withdrawals can be requested only between 00:00 on the 1st and 23:59 on the 5th of each month (UTC). To qualify, all positions must be closed by 23:59 UTC on the last day of the month and the account must have made at least 10% net profit for that month. The payout is (account balance minus initial capital) × 80%. Payment is in USDT to one TRC20 address per KYC-approved user, within 3 business days, with fees borne by the trader. The firm says withdrawal conditions are subject to the formal contract terms.
The terms say a passed challenge leads to an offer to join the MCF Trader's program under a separate written agreement, and that no profits are paid on simulated trading unless expressly agreed in writing.
Passing the challenge again while holding an active funded account may increase the funded allocation, up to 5,000,000 USDT. Each user may hold only one main funded account and one challenge account at a time.
The firm says it has paid out $2,838,833 to date and has 1,173 funded traders.
Copy trading and hedging in any form are prohibited, as is using a VPN or other method to get around regional restrictions.
The terms list further prohibited conduct, including exploiting price or feed errors, spoofing, trading outside the best bid or offer, mirroring other traders, and using the same or opposite strategy across accounts to pool or hedge risk. They also name short-term or high-frequency trades meant to gain an unfair advantage, and software, AI or ultra-high-speed tools that could manipulate or abuse the service. Taking advantage of the simulated environment, for example slippage, queue position, market gaps or high volumes of trades in short periods, is not permitted. MCF decides at its own discretion what counts as prohibited conduct.
The terms also say it is not good risk management to open positions that are much larger than your other trades. The terms treat an account as abandoned after 90 or more consecutive calendar days without trades.
Trading is on what the firm calls "our trading application", which it says mirrors major crypto exchanges. The terms describe the service as simulated trading on the cryptocurrency derivative market; the FAQ examples use BTC and ETH, and the platform uses a net position model for derivatives. Trading fees are 0.055% of notional for market orders and 0.02% for limit orders; unfilled limit orders cost nothing, and take-profit and stop-loss orders are charged as market orders. These fees count towards the loss limits.
The Terms and Conditions name YSF Tech Limited as the provider, with its registered office at Sea Meadow House, PO Box 116, Road Town, Tortola, BVI. They are governed by Hong Kong SAR law, with disputes resolved by arbitration in Hong Kong. Users accept a waiver of class-action rights. The firm says it does not give investment advice, solicit capital or guarantee returns.
Applicants must be at least 18, have trading experience and risk management skills, and not be on sanction lists or live in restricted regions. The restricted list includes Afghanistan, Albania, Belarus, Bulgaria, Cuba, Iraq, Lebanon, North Korea, Panama, Syria, Venezuela, Yemen and Zimbabwe, among others, plus named regions of Ukraine.
Under the refund policy, a refund can be requested within seven days of paying, only if no position has been opened, no other services have been used and no terms have been broken, among other conditions. Refunds are at MCF's discretion and, if approved, are paid within 30 days. Support is by email at support@mycryptofund.com.
The FAQ says the funded stage has no position holding time limit, but the terms say positions will be closed automatically just before the end of the trading session. The FAQ treats reaching the daily loss limit as a violation that ends trading access, while the terms define a breach of the daily loss limit as a "Soft Breach" that only pauses trading for the rest of the session. The FAQ resets the daily loss limit at 00:00 UTC, while the terms define a "calendar day" generally in Hong Kong time (UTC+8). We have used the FAQ rules, which are more specific, but traders should confirm with the firm.
MCF suits experienced crypto traders who are comfortable with USDT payments, can commit to a six-month minimum evaluation and keep every trade's loss under 1% of capital. The fees are large in absolute terms, starting at 4,980 USDT, and payouts need 10% net profit in a month while staying within the 1% per-trade and 10% total loss limits. It does not suit traders who rely on copy trading, hedging or a VPN.
MyPropGenius Rating:
The rating measures how openly My Crypto Funding discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
We found no legal entity, registration number or jurisdiction. The page says MCF does not give investment advice but makes no statement that trading is simulated. We found no owners, team or company name; the firm is identified only as 'MCF'. A 'Refund Policy' link is in the footer, but we could not read its text and found no refund conditions on the homepage. The homepage shows only a running total paid out; we found no dated payout records or payout page. The earliest Internet Archive copy of mycryptofund.com is from 30 Dec 2017 and the page gives no founding year, so we counted over three years.
Its Transparency Index score is 46/100 (Mixed); the score is provisional, based on limited public information. We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with My Crypto Funding. Links to its website are not affiliate links.
MyCryptoFund is a crypto-only evaluation with large capital tiers, a 60% target over at least six months and tight per-trade limits. Funded traders keep 80% of profit, paid in USDT once a month after a 10% monthly gain. Read the FAQ and the Terms side by side, as they differ on holding positions and the daily loss limit.
Tell our finder how you trade and it will check every firm we track against your requirements.
Find my matchOther firms you may want to compare.
The homepage lists a 4,980 USDT challenge fee for the 1,000,000 USDT tier and 24,900 USDT for the 5,000,000 USDT tier. Fees are paid in USDT.
60% cumulative profit on the initial capital, with a minimum evaluation period of six months and a deadline of one year from the first trade.
80%. The payout is (account balance minus initial capital) × 80%, paid in USDT to a TRC20 address.
Between 00:00 on the 1st and 23:59 on the 5th of each month (UTC), if all positions were closed by the end of the previous month and the account made at least 10% net profit for that month.
No. The FAQ says copy trading and hedging in any form are strictly prohibited.
Only within seven days of paying, if no position has been opened, no other services have been used and no terms have been broken, among other conditions; refunds are at MCF's discretion.