⚔️ Head-to-Head Comparison
FTMO vs Funding Pips
Everything you need to decide between these two prop firms. No affiliate bias — just data.
FTMO
The Industry Standard
VS
Funding Pips
Budget-Friendly Innovation
📊 Full Comparison
| Feature | FTMO | Funding Pips |
|---|---|---|
| Founded | 2015 | 2022 |
| Headquarters | Prague, Czech Republic | Dubai, UAE |
| Rating | 4.8 | 4.3 |
| Trust Score | 95/100 | 75/100 |
| Markets | Forex, Indices, Commodities, Crypto, Stocks | Forex, Indices, Commodities, Crypto |
| Platforms | MT4, MT5, cTrader, DXtrade | MT5, cTrader |
| Account Sizes | $10K – $200K | $5K – $100K |
| Evaluation Type | 2-Step | 1-Step, 2-Step, 3-Step |
| Phase 1 Target | 10% | 8% (2-step) |
| Phase 2 Target | 5% | 5% (2-step) |
| Max Drawdown | 10% (Static) | 8% (Trailing) |
| Daily Drawdown | 5% | 4% |
| Profit Split | Up to 90% | Up to 90% |
| Starting Price | $155 | $36 |
| Payout Frequency | Bi-weekly (on demand after first) | Bi-weekly |
| Free Retry | Yes (if profit target met in Phase 1) | No |
| Fee Refund | Yes (on first payout) | Yes |
| Scaling Plan | Yes (up to $2M) | Yes (up to $2M) |
| US Traders | No | No |
| News Trading | Restricted | Allowed |
| Weekend Holding | No | Yes |
| EA/Bots | Yes | Yes |
| Time Limit | No time limit | No time limit |
| Consistency Rule | No | Yes |
⚖️ The Verdict
Quick Take
FTMO is the established industry leader with a proven track record, free retries, and fee refunds — ideal if you value trust and stability. Funding Pips wins on price (starting at just $36) and flexibility with news trading and weekend holding allowed. Choose FTMO if reliability matters most; choose Funding Pips if you're budget-conscious and want fewer trading restrictions.
FTMO
The Industry Standard
- ✓ Industry leader with 8+ years track record
- ✓ Generous free retry policy
- ✓ Fee refund on first payout
- ✓ Static drawdown is forgiving
- ✓ Multiple platform options
- ✗ No US traders accepted
- ✗ News trading restricted
- ✗ No weekend holding
- ✗ Higher starting price than some competitors
- ✗ 2-step process takes longer
Funding Pips
Budget-Friendly Innovation
- ✓ Very low starting prices ($36)
- ✓ Multiple evaluation options (1/2/3-step)
- ✓ Weekend holding allowed
- ✓ News trading allowed
- ✓ No time limit on challenges
- ✗ Trailing drawdown can be punishing
- ✗ Consistency rule limits big-day traders
- ✗ Newer firm (founded 2022)
- ✗ Lower verified payout volume
- ✗ No US traders
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