Five simulated trading models, from $5K to $200K, with splits of up to 100%
Checked 9 October 2026
Get an email when we record a change to Funding Pips's prices, rules or status, checked against its own website. At most one email a day, plus a weekly summary of all firm changes. Unsubscribe in any email.
We store your email and the firms you watch, and send through Resend. Privacy policy
FundingPips offers five trading models: 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and Zero. Zero has no evaluation; 1 Step Flex has one evaluation phase; the three 2 Step models have two phases before the Master Account. Account sizes run from $5,000 to $200K, depending on the model. There is also a Free Trial and an invitation-only Prime Account.
The firm says every account runs on simulated capital with real cash rewards. Its help centre names the operator as FundingPips Corp, a company incorporated in the Comoros Union.
This review is based mainly on the FundingPips help centre, which has a separate article for each model. The homepage we saved describes the stages as "student", "practitioner" and "master" and shows fewer details than the help centre. The homepage looks out of date compared with the help centre, so where the two differ we use the help-centre articles and say so.
Everything in this review comes from Funding Pips' own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 100% 123 Firm's wording: “80%, Monthly 100%, or On Demand 90%.” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 12 |
| Markets | Forex, Crypto, Indices, Commodities, Metals 1 |
| Platforms | MetaTrader 5, Match-Trader, cTrader 1 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
|
| US traders | Accepted (check any conditions on the linked page) 1 |
| Restricted countries named | Iran, United Arab Emirates, Vietnam 1 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
FundingPips offers five trading models: 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and Zero. Zero has no evaluation; 1 Step Flex has one evaluation phase; the three 2 Step models have two phases before the Master Account. Account sizes run from $5,000 to $200K, depending on the model.
| Model | Phases | Account sizes | Profit target | Daily loss limit | Max loss limit | Minimum trading days |
|---|---|---|---|---|---|---|
| 2 Step Standard | 2 | $5K–$100K | 8% / 5% | Not shown in our copy of the model article | 10%, static | 3 (the page also says there is no minimum in a case tied to a 3% daily limit; our copy cuts off the condition) |
| 2 Step Flex | 2 | Not shown in our copy | 10% / 8% | 4% | 12%, static | See Payouts |
| 2 Step Pro | 2 | $5K–$200K | 6% / 6% | 3% | 6%, static | None (1 for existing Phase 1 accounts and accounts bought before 26 August 2026) |
| 1 Step Flex | 1 | $5K–$100K | 12% | 2% or 3% | 12% of starting size | None |
| Zero | None | $5K–$200K | None | 3% | 5% trailing, locks at starting size | None to pass (see reward rules) |
On each model page, the daily loss limit is measured from the higher of that day’s opening balance or equity. On 2 Step Pro it resets at 00:00 platform time (UTC+3). There is no time limit on either phase of 2 Step Standard, 2 Step Flex or 2 Step Pro. 1 Step Flex has no time limit to hit the profit target. On 2 Step Standard, 2 Step Pro, 1 Step Flex and Zero an account is breached if no trades are completed in 30 consecutive days. The 2 Step Standard article says a 10% Phase 1 profit target is no longer offered, effective 24 July 2026.
The help-centre articles we saved do not show account prices. The only price we saw was on the homepage: $529 for a 100k account. The homepage does not say which model that price is for or whether it is a one-time fee, so we do not treat it as a list price. The firm describes all fees as service fees and says they are non-refundable once paid, except where required by applicable law. The Get Started page says that when you reach your 4th reward on a 2 Step Standard Master Account, the original registration fee is refunded. It says this does not apply on 1 Step Flex, 2 Step Pro, 2 Step Flex or FundingPips Zero. The Rewards page instead describes the refund as "A milestone perk on the 1 Step and 2 Step Standard models" while also excluding 1 Step Flex; we could not resolve this from the saved pages.
Discounted resets are offered; on 1 Step Flex the discounted reset is available only within 7 calendar days of the breach. Zero can also be reset with a discount. All active Evaluation and Master Accounts share a single maximum allocation of $400K.
The Free Trial costs nothing and requires MetaTrader 5. It is offered as a 2 Step Standard trial ($5K–$100K) and a 2 Step Pro trial ($5K–$200K). Unlike the paid models, each trial phase has a 14-day limit counted in calendar days, weekends included. Profits made on the Free Trial are not eligible for a reward.
The Prime Account is by invitation only, and no Evaluation or Master Accounts run alongside it. Prime has a static 8% max loss limit and a 3% soft daily loss limit; a soft breach does not close the account. Each scale-up adds 10% to the account size, the first four need 5% total profit each, and the maximum is $2M per Prime Account. Prime runs on MT5 only, with a flat $10 per lot commission on every instrument except crypto and leverage of up to 1:2000 depending on the instrument. The page says US clients are not eligible to transition to Prime at this time.
2 Step Standard, 2 Step Flex, 2 Step Pro and 1 Step Flex use a 35% consistency rule: no single trading day can account for more than 35% of total profit. On 1 Step Flex, a Striking System applies when the closed and floating loss on one trade idea reaches 1% of the Master Account size, and can end in closure of the account. 2 Step Pro also uses the Striking System with a 1% of account size warning trigger at every account size. The Zero and 1 Step Flex pages set a hard 20-lot limit on every single trade, with a separate 1-lot limit per click for crypto.
On Zero, floating PnL cannot exceed -1% of the starting account size at any time. The maximum loss trails the highest recorded equity, stays 5% of the initial account size below it, and never resets, including after a reward. The single largest winning day must not exceed 15% of total cumulative profit. Zero requires at least 7 days with net profit of 0.25% or more of the starting account size per rolling 30-day period. The largest single losing trade must not exceed the largest single winning trade.
The Get Started page says leverage varies by model and account type. The 2 Step Standard and 2 Step Flex pages give 1:100 leverage on forex. The 2 Step Standard, 2 Step Flex and 2 Step Pro pages say crypto leverage stays at 1:2 during evaluation phases; the 1 Step Flex page says crypto leverage changes from 1:2 to 1:1, including on swap-free accounts. Dynamic leverage has been applied to metals, energies and indices on Master Accounts.
The firm lists forbidden strategies including gap trading, high-frequency trading, server spamming, latency arbitrage, toxic trading flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading, and churning and burning. It says forbidden strategies result in immediate account termination. Copy trading between different users’ accounts is prohibited, and so is account management by any third party.
Your own EA is allowed with full automation if you can prove you developed it; a compiled binary on its own is not proof. Third-party EAs and trade copiers are permitted on the 1K Instant Account; other use of a third-party EA leads to denial of the evaluation or reward and closure of the account. Connecting to a VPN or VPS while accessing your trading account is not permitted.
There are no news trading restrictions during the evaluation phase. On Master Accounts of 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro, the restricted window runs from 5 minutes before to 5 minutes after high-impact news, and for speeches from 5 minutes before the start to 5 minutes after the end. These rules do not close the account, but affected profits are deducted. The model pages also say that purposely trading news in both the evaluation and Master phases is prohibited and will result in account closure. On Zero, no position may be opened, closed or held within the restricted window around any high-impact news event, and doing so is a hard breach.
Overnight and weekend holding are allowed during the evaluation phases. On Master Accounts they are not allowed unless enabled through an add-on (the Swing add-on) bought at the time of purchase; otherwise open trades are closed automatically by the system. On 2 Step Pro Master Accounts, open positions are closed by the system each day within a 15-minute window. On Zero, all positions must be closed before market close on Friday; weekend holding leads to immediate account closure and stays prohibited regardless of the add-on. On Prime, news trading and weekend holding are allowed.
Up to 100% of trading rewards is the highest split the firm states. Reward options differ by model:
| Model | Reward options and conditions |
|---|---|
| 2 Step Standard | Weekly 60%, Bi-Weekly 80%, Monthly 100% or On Demand 90% |
| 2 Step Flex | 80% every 14 calendar days, or 100% every 30 calendar days, after the first trade on the Master Account |
| 2 Step Pro | 80% or 100% split on every reward; at least 7 profitable days of 0.5% or more |
| 1 Step Flex | Bi-Weekly 80% or Monthly 100% (every 30 calendar days after the first trade; may be limited to Evaluation Accounts purchased on or after 15 August 2026); at least 7 profitable days of 0.5% or more |
| Zero | 95% every 14 calendar days after the first trade; the first 3% profit is not eligible; 15% consistency rule |
| Prime | 80% on daily rewards; minimum 1% of the Prime Account size |
On 2 Step Standard, an On Demand request needs a 35% consistency score and a minimum of 2%. The homepage labels the 60% option "Tuesday" rather than weekly; we use the help-centre wording. On 2 Step Flex the choice of cycle is locked for the life of the account, and both options cost the same. The same page also says "Get an 80% split with 1 minimum trading day, or 95% on 3 profitable days", which does not match the 80%/100% options above; we could not resolve this from the saved page.
The minimum reward request is 1% of the Master Account size, including FundingPips’ split. Requests are processed within 1–3 working days (excluding weekends); the firm says to allow another 1–2 working days for funds to reach your wallet or bank. Rewards can be received by card, crypto, Rise or bank transfer; Rise and bank transfer need a minimum of $500. Service fees, exchange rates and network transaction fees are deducted during processing.
In the help-centre pages we saved, a scaling plan is described only for the Prime Account (see above). The homepage says "$170+ Million" has been "Earned by Traders Globally at FundingPips"; this is the firm’s own figure and we have not checked it.
FundingPips supports three platforms: MT5, cTrader and Match-Trader. The homepage we saved lists only MetaTrader 5 and cTrader. The Prime Account and the Free Trial are MT5 only. US residents and citizens cannot use cTrader, and MT5 is restricted in the United States, while US and Canada residents can use Match-Trader.
The firm lists 41 instruments across forex, metals, indices, energies and crypto, available on Zero, 1 Step Flex and the 2 Step models.
The help centre says the simulated trading services are provided by FundingPips Corp, a limited liability company incorporated in the Comoros Union with company number HY01223081 and a registered address at Bonovo Road, Fomboni Island of Mohéli, Comoros Union. It also lists premises at IFZA Business Park, DDP Dubai, UAE, and FundingPips Services Ltd in Cyprus (HE 450941) as a related entity described as non-operational support and administrative.
The pages say the company holds an International Brokerage and Clearing House License under the Ibc Regulation Act 2014 (License No. Bfx2024004), but that it does not conduct brokerage services or offer real trading accounts on the website.
All accounts are demo accounts in a simulated trading environment, and no actual trades are executed on live markets. The firm says it does not provide investment advice and does not act as a broker, custodian or financial intermediary. Programme fees are not deposits and do not represent client funds.
Services are not offered to residents of certain jurisdictions, including countries on the FATF and EU/UN sanctions lists, Vietnam and the UAE. The Get Started page names Iran, Vietnam and the UAE. Traders must be 18 or older.
On the firm’s own rules, FundingPips may suit:
It is less suited to:
MyPropGenius code for Funding Pips: 5BD7B309. MyPropGenius earns a commission when you use this code or our link. Codes and any discounts change, so confirm the code and the final price at checkout. This does not change the review or the firm's Transparency Index score.
MyPropGenius Rating:
The rating measures how openly Funding Pips discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
Its help articles give the company number HY01223081, cite an International Brokerage and Clearing House Licence (No. Bfx2024004) while stating it does not conduct brokerage on its website, and say all accounts are demo accounts in a simulated environment. Its help articles say fees are non-refundable except where the law requires; we did not find a refund page, and its Terms did not load when we read them. Its homepage gives only an overall claim ('$170+ Million' earned by traders) and 'Zero reward denials'. The earliest Internet Archive (Wayback Machine) copy of its homepage is from 12 Oct 2022, and its pages state no founding year.
Its Transparency Index score is 57/100 (Mixed); the score is provisional, based on limited public information. We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
Ad: MyPropGenius has an affiliate relationship with Funding Pips. We earn a commission if you buy through our links. It does not affect the firm's score, which comes from the Transparency Index.
FundingPips offers five models with simulated accounts, documented in detail in its help centre, with splits of up to 100% and no time limits on its paid evaluations. The trade-offs are tighter rules on funded accounts: news windows, no weekend holding without an add-on, a 35% consistency rule on most models and a Striking System on 1 Step Flex and 2 Step Pro. Because the help centre showed no prices, check the current price on the firm’s site before buying.
Tell our finder how you trade and it will check every firm we track against your requirements.
Find my matchNo. The firm says all accounts are demo accounts in a simulated trading environment, with real cash rewards.
Up to 100%: on the monthly cycle of 2 Step Standard and on 2 Step Pro. 1 Step Flex also has a monthly 100% option, which may be limited to accounts bought on or after 15 August 2026; 2 Step Flex lists 100% every 30 days, but its page also mentions 95%. Zero pays 95%, and the 2 Step Standard On Demand option pays 90%.
There is no time limit on either phase of the 2 Step models or to pass 1 Step Flex. The Free Trial has a 14-day limit per phase.
Yes during evaluation phases. On Master Accounts only with the add-on bought at purchase, never on Zero, and it is allowed on Prime.
The firm says requests are processed within 1–3 working days, plus 1–2 working days for funds to arrive. The minimum request is 1% of the Master Account size.
MT5, cTrader and Match-Trader. US residents cannot use cTrader; Match-Trader is open to US and Canada residents.