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Prop Capital Funding review 2026

A two-phase challenge on simulated MT5 accounts from $3,000 to $50,000, sold for a one-time fee

MyPropGenius rating ★ 2.1/5

At a glance

  • Cheapest account:
  • Account types: 2-Step
  • Transparency Index: 43/100 (Mixed)

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$39
Cheapest challenge ($3K Mini, one-time; check price at checkout)
80%
Profit split in the Terms
8% / 5%
Phase 1 / Phase 2 profit targets
4% / 8%
Daily / maximum drawdown

Overview

We list this firm as Prop Capital Funding. The website we reviewed for it, propcapital.net, brands the firm as PropCapital. It sells one product: a two-phase challenge on simulated MetaTrader 5 accounts, in five sizes from $3,000 to $50,000, each for a one-time fee. Every size uses the same targets and drawdown limits.

The firm says all its accounts are demo accounts in a simulated environment with virtual funds. Its Terms name UAB Salesbridges, a Lithuanian company, as the operator and Aventimes LLC, a US company, as the provider of technical infrastructure and merchant of record.

The main point for buyers: the marketing pages and the Terms and Conditions disagree on many rules. The homepage says there are no consistency rules and no trading style bans, that news trading is unrestricted, and that the profit split rises to 90% after three payouts. The Terms set a consistency review, ban news trading within 2 minutes of major releases, ban tick scalping with an average trade under 60 seconds, add a lot size rule, cap single payouts at 20 times the challenge fee and state an 80% split. Below we list each conflict and give the Terms' rule.

Everything in this review comes from Prop Capital Funding's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

Key highlights

Pros

  • One-time fees from $39 for the $3,000 Mini to $249 for the $50,000 Elite
  • No time limit on either phase
  • Expert advisors and automated trading are permitted, subject to conditions in the Terms
  • The Terms state there are no recurring monthly fees for the challenge or the funded stage
  • The Terms name the operating company, its address and VAT number

Cons

  • The marketing pages and the Terms conflict on news trading, scalping, consistency, the profit split and payout timing
  • The Terms cap a single payout at 20 times the original challenge fee; larger payouts are at the firm's discretion
  • Payout requests are subject to a compliance review of up to 30 business days under the Terms
  • A lot size rule limits each position to 5 times your smallest lot on that instrument
  • Fees are non-refundable once an MT5 account has been assigned
  • The Terms make the firm's decisions on drawdown, consistency and breaches final

Verified facts at a glance

Cheapest account$39 (list price) 12
Account types2-Step evaluation 1
PlatformsMetaTrader 5 1
Allowed / offered on at least one account type
  • Holding over the weekend 1
  • No time limit 12
  • EAs / trading bots 1
  • Static drawdown 1
  • Scalping 1
Rules can differ between account types — check the linked page for the account you want.
Not allowed, or rules that apply (firm says so)
  • Copy trading 1
  • Minimum trading days apply 12

Programmes and prices

PropCapital sells a single two-phase challenge in five account sizes. The homepage, the pricing page and the firm's guide pages show the prices below, each as a one-time fee. The pricing page also says there are no monthly fees, and the Terms say all prices are in USD.

PlanAccount sizeOne-time fee
Mini$3,000$39
Starter$5,000$49
Standard$10,000$79
Pro$25,000$149
Elite$50,000$249

One other copy of the pricing page that we saved showed higher prices for every size: $49, $69, $89, $179 and $299. The Terms say the fee is the one displayed on the pricing page at the time of purchase, so check the price at checkout.

The homepage's step-by-step section says you can pick an account size from $5,000 to $50,000, while the same page lists the $3,000 Mini plan.

If you breach a drawdown limit, the challenge is closed and you can buy a new one.

Evaluation rules

The Terms give one set of rules for the challenge and say they apply to all challenge phases and to the funded stage. The firm's cheapest-prop-firm page says every account size runs on identical rules.

RulePhase 1Phase 2
Profit target8%5%
Maximum drawdown8%8%
Daily drawdown4%4%
Minimum trading days5 days5 days
Time limitNoneNone
  • Daily drawdown: 4%, calculated from the higher of your balance or equity at the start of the trading day. Floating and closed losses both count, and the account is breached if equity falls below the threshold at any point in the day.
  • Maximum drawdown: the Terms state "8% of account balance". The homepage calls the drawdown static and says it is fixed for the whole evaluation. The Terms do not say which balance the 8% is measured from.
  • Minimum trading days: at least one trade must be opened and closed on 5 separate calendar days before the profit target is claimed.
  • Lot size rule (Terms only): the smallest lot in your trade history on an instrument becomes your base lot, and no later position on that instrument may exceed 5 times that base lot. The Terms give the example of a first EURUSD trade of 0.01 lots, which limits later EURUSD trades to 0.05 lots until a larger base lot is set. The Terms do not explain how a larger base lot can be set when the base lot is defined as your smallest lot.
  • Investor password: you must not change the investor password of your MT5 account, which the firm uses for read-only monitoring.

The Terms say drawdown is measured by PropCapital's own systems, that its calculation is the sole authoritative source, and that its determination of a breach is final. Its daily snapshots are the only record accepted for challenge progress; external trade history and broker statements are not accepted.

Restrictions and prohibited strategies

The homepage says the rules shown on it are the complete rulebook, with nothing extra in the terms of service. The Terms and Conditions (effective April 2026) contain further rules. Where they differ, we give the Terms' rule, because the site says "All challenges subject to Terms and Conditions".

TopicMarketing pages sayTerms say
News tradingAllowed; no restriction around economic releasesBanned within 2 minutes before or after major releases, including NFP, FOMC, CPI and interest rate decisions
Scalping and holding timeNo minimum hold time; scalping permittedScalping is not banned as such, but tick scalping with an average trade duration under 60 seconds is prohibited
ConsistencyNo consistency rulesTraders must show consistent performance; the firm reviews profit distribution across days, trade duration and frequency, lot sizing and risk management, and its decision is final
Trading styleNo trading style bansA list of prohibited strategies (below), plus a lot size rule
Expert advisorsNo separate approval processPermitted on conditions; approval of any EA is at the firm's sole discretion and can be revoked

Prohibited under the Terms

  • Latency arbitrage or any strategy exploiting delayed price feeds
  • Grid trading or martingale strategies with excessive compounding
  • Tick scalping with an average trade duration under 60 seconds
  • Opening simultaneous buy and sell positions on the same instrument
  • Hedging between multiple PropCapital accounts
  • News trading within 2 minutes of major economic releases
  • Any strategy the firm identifies as exploiting demo account conditions
  • Trade copying between PropCapital accounts, and using copy trading or account management services
  • Letting any third party trade your account, or sharing your login
  • Buying several accounts to trade identical or near-identical strategies

The Terms also allow the firm to terminate an account if simultaneous logins from multiple IP addresses or locations suggest account sharing, or if trading is inconsistent with the trader's stated experience. Scalping is allowed according to the homepage and the HFT page, within the Terms' tick-scalping limit; no page sets a minimum holding time. Weekend holding is allowed according to the homepage.

Payouts and profit split

The profit split differs between pages. The homepage says traders keep 80%, rising automatically to 90% after three successful payouts, and the guide pages list the split as 80% (90% after 3 payouts). The Terms' profit split section shows only 80% to the trader and 20% to PropCapital, and does not mention a rise to 90%.

TopicHomepage saysTerms say
Profit split80%, rising to 90% after 3 payouts80% trader, 20% PropCapital
TimingWithin 3-5 business days of a requestWithin 5 business days of approval, after a compliance review of up to 30 business days
MethodWise or bank transferWise transfer
SizeNot statedSingle payout capped at 20 times the original challenge fee

Under the Terms, a payout can be requested from the dashboard after making a profit in the funded account. During the compliance review the firm may ask for more documents, withhold payment and review all trades from the challenge and funded stage. Payouts above the 20-times cap need further review and are at the firm's sole discretion. As an example, 20 times the $39 Mini fee is $780. The homepage says a one-time identity check is needed before the first payout. Traders are responsible for their own taxes.

Platform, payments and refunds

Accounts run on MetaTrader 5 on a demo server. The firm says MT5 is available on Windows, Mac, iOS and Android, and that login details are emailed automatically after payment. Our saved pages do not include a list of tradeable instruments or leverage.

The Terms say payments are taken by card or cryptocurrency, with Aventimes LLC as merchant of record, and the pricing page shows card and crypto options. The homepage also lists other payment names, including PayPal and bank transfer.

Refunds under the Terms:

  • Fees are non-refundable once an MT5 account has been assigned to your profile.
  • If a technical failure prevents account assignment, you may request a refund or a re-issued account within 7 days.
  • A chargeback or payment dispute after account assignment leads to immediate termination.

The Terms add that the broker may deactivate an account with no trades for 30 days, and that PropCapital will try to provide a replacement within 5 business days, subject to broker availability. The no-time-limit guide page says there is no inactivity penalty beyond the minimum trading days requirement.

Company and terms

The Terms describe two companies. UAB Salesbridges (Lithuania) provides the evaluation services and processes trader rewards; the Terms give its address as Kalvariju gatve 137 D-6, Vilnius 08221, Lithuania, with VAT number LT100002565313. Aventimes LLC (Oregon, USA) provides the technical infrastructure and collects payments. The homepage describes the firm as an EU registered company in Lithuania.

The firm says all accounts are demo accounts in a simulated environment with virtual funds, that it is not a broker or custodian, and that it does not accept client deposits or provide financial services. One copy of the pricing page also said traders "trade with real capital"; the Terms and the simulation disclosure say the accounts are simulated, and we follow them.

Traders must be at least 18. The firm does not offer services to residents of jurisdictions subject to FATF or EU/UN sanctions lists, and the homepage says some other restrictions apply based on local regulations. Disputes about the platform and rewards fall under Lithuanian law and courts, and payment disputes under Oregon law. The Terms include a waiver of class actions.

Support is offered by live chat and by email at info@propcapital.net.

Who it suits

PropCapital may suit traders who want a two-phase MT5 challenge with one-time fees from $39 and no time limit and who are willing to work within the Terms rather than the marketing pages: no trading within 2 minutes of major releases, no tick scalping with an average trade under 60 seconds, the 5x lot size rule and a consistency review. Traders aiming for large single withdrawals should note the payout cap of 20 times the challenge fee.

MyPropGenius Rating

MyPropGenius Rating: 2.1/5 — its Transparency Index score of 43/100 ÷ 20, rounded down

The rating measures how openly Prop Capital Funding discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

Is Prop Capital Funding legit?

Its Terms give the company, a Lithuanian address and a VAT number, and say all accounts are demo accounts in a simulated environment; its homepage says it is not a broker. We did not find a dedicated refund page, but its Terms state that fees are non-refundable once an MT5 account is assigned, with a 7-day window to request a refund or re-issue after a technical failure. We found no payout page, list or dashboard on its pages; only a pop-up notice of a single payout and testimonials the site calls 'representative examples'. We found no Internet Archive copy of its homepage, and its pages state no founding year, so we had no operating-history data.

Its Transparency Index score is 43/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.

Ready to look at Prop Capital Funding?

Check the current rules and prices on the firm's own website before you buy.

We have no commercial relationship with Prop Capital Funding. Links to its website are not affiliate links.

Our verdict

PropCapital sells a single two-phase MT5 challenge from $39 for $3,000 to $249 for $50,000, with an 8% then 5% target, a 4% daily and 8% maximum drawdown and no time limit. Its marketing pages describe almost no restrictions, but its Terms add a news window, a tick-scalping ban, a lot size rule, a consistency review, a 20-times-fee payout cap and an 80% split. The site says "All challenges subject to Terms and Conditions", so read the Terms before buying.

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Frequently asked questions about Prop Capital Funding

We list the firm as Prop Capital Funding. The website we reviewed for it, propcapital.net, brands itself PropCapital and, according to its Terms, is operated by UAB Salesbridges.

No. The firm says all accounts are demo accounts in a simulated environment with virtual funds.

The homepage says news trading is allowed, but the Terms ban news trading within 2 minutes before or after major economic releases such as NFP, FOMC and CPI.

The Terms state 80% to the trader. The homepage says this rises to 90% after three payouts, but the Terms do not mention that.

Yes. The Terms cap a single payout per funded account at 20 times the original challenge fee; larger payouts need extra review and are at the firm's discretion.

Under the Terms, fees are non-refundable once an MT5 account has been assigned. A refund or re-issue can be requested within 7 days if a technical failure prevents account assignment.