One Stop Prop Review 2026

Simulated 1-Step, 2-Step and Instant Funded accounts in Standard and Pro versions, with profit splits of 85/15 and 90/10 on Instant Funded accounts.

Not yet rated
90%
Profit split (Instant Funded Pro)
85%
Profit split (Instant Funded)
$150
Minimum payout
No deadline
To pass the evaluation (homepage)

Overview

One Stop Prop sells evaluations and instant accounts. Its homepage says: "Choose a 2-Step or 1-Step Evaluation, or skip the challenge and start with Instant Funding." Its help centre names Standard 1-Step, Standard 2-Step, Pro 1-Step, Pro 2-Step and Instant Funded accounts. Trading is simulated: the Terms say "All trades executed on the platform are for simulation purposes only."

The help centre sets a $150 minimum payout for all accounts. It gives a permanent 85/15 profit split on Instant Funded accounts and 90/10 on Instant Funded Pro accounts. The site names its operator as ONE STOP PROP LLC, with an address in Casper, Wyoming.

The firm's pages disagree on refunds and the company number, list the markets differently, and word payout timing differently. We set these out below and say which wording we used. This review uses only One Stop Prop's own website and help centre. Some help articles were not in our copy, so we say less on prices, leverage and platforms.

Everything in this review comes from One Stop Prop's own web pages, saved on 10 October 2026. Rules and prices change, so check the firm's site before you buy.

Key Highlights

✅ Pros

  • Three routes, 1-Step, 2-Step and Instant Funded, with Standard and Pro versions named in the help centre.
  • The homepage says there is no deadline to pass the evaluation.
  • On a $100,000 Standard 2-Step account the max total loss is fixed at $92,000 equity, measured from the initial balance.
  • The help centre allows EAs and trade copiers during the Challenge Phases (the Terms list "the use of automation tools" among unauthorised activities); Pro accounts may also copy trade when funded.
  • Instant Funded Pro accounts get a permanent 90/10 split from the start, and the minimum payout is $150.
  • The payout rules say news trading is allowed on all Pro accounts.

❌ Cons

  • The Refund Policy says all sales are final; the homepage's "100% Refundable" wording is not explained in our copy.
  • Hedging, martingale, grid trading, high frequency trading and tick scalping are prohibited.
  • EAs are not allowed once an account reaches the Funded Phase.
  • On funded accounts, trades must be closed 5 minutes before a news release (the page also says news trading is allowed on all Pro accounts).
  • Payouts carry consistency rules of 15% to 25% depending on the account, and the payout rules state a 4% buffer requirement (our copy does not show which accounts it covers), which the Zero Profit Buffer Add-On removes.
  • The pages conflict on refunds and the company number and word payout timing and markets differently, and we could not match prices to account sizes.

Verified Facts at a Glance

Highest profit splitUp to 90% source
Firm's wording: “For Instant Funded Pro accounts, the profit split is a permanent 90/10 from the start.”
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source
MarketsForex, Crypto, Stocks, Indices, Commodities, Metals source
PlatformsMatch-Trader source
Allowed / offered on at least one account type
Rules can differ between account types — check the linked page for the account you want.
Not allowed, or rules that apply (firm says so)
Restricted countries namedIran, Myanmar, North Korea, Russia source
Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page.

Programmes and Prices

One Stop Prop offers a 1-Step evaluation, a 2-Step evaluation and Instant Funding, which skips the evaluation. The help centre lists a "Standard 1-Step Account", "Standard 2-Step Account", "Pro 1-Step Account", "Pro 2-Step Account" and "Instant Funded Account", and refers to "Standard and Pro Instant Funded accounts".

The help centre says the Standard 1-Step challenge "offers a faster path to the funded phase", while the Standard 2-Step challenge "takes longer to reach the funded phase". In both evaluations you must reach the profit target while following the account rules, and then move to the Funded Phase, where you can request payouts.

The homepage shows the sizes $10K, $25K, $50K, $100K, $200K and $300K and describes the fee as a "One Time Payment". The About page also refers to "one-time fees with no hidden charges". Our copy of the homepage did not reliably show which programme and size its example price belonged to, or whether it was a reduced price. We therefore do not list prices. Check the current price at checkout.

Top-ups

The top-up page says "A top-up restores your balance on your existing account", while "An account reset creates a new account". Top-ups are only for accounts that have not broken any trading rule, "including the maximum daily or total loss limits". The page says the balance is "usually restored within a few hours, but may take up to 24 hours after payment is confirmed."

Competition

The competitions page advertised a "Halloween October Competition" on a "$100K competition account". It says "Entry is free, and no purchase is required." Listed prizes include funded accounts, for example a "$200K Funded Account + MacBook Pro". Winners must verify their full name and identity, and the page says "OSP Credit cannot be withdrawn or exchanged for cash."

Trading Rules

Profit targets

The help centre says "Standard and Pro Instant Funded accounts do not have a profit target." Its profit target article gives targets of 8%, 5% and 10% for the Standard and Pro 1-Step and 2-Step accounts. Our copy does not reliably show which figure belongs to which account and phase, so we do not list them per programme.

Maximum daily loss

The help centre says "Max daily loss is based on 4% of the Initial account balance." At the 12:00 AM EST day change it takes the higher of the balance or equity and subtracts a fixed 4% of the initial balance to set the new day's limit. The same article also says that if there are no open trades at 12:00 AM EST, the daily drawdown "will be 4% of whatever the closed balance is." For Instant Funded accounts, the max daily loss is 2% of the initial balance.

Maximum total loss

Max total loss is "the maximum amount your account equity can lose before the account violates the rule." On a $100,000 Standard 2-Step account it is 8% of the initial balance, so equity, including floating positions, "must not hit or fall below $92,000."

The article on choosing between the Standard 1-Step and 2-Step mentions "a max total loss capped at 6%" with "tighter risk management", and "a larger max total loss of 8%". As 8% is the Standard 2-Step figure, the 6% applies to the Standard 1-Step. Our copy did not reliably show the Instant Funded figure, and we did not see the article on Pro accounts.

Rules by account (help centre)

AccountMax total lossConsistency ruleProfit split
Standard 1-Step6%25% (stated for "1 and 2 Step Challenge accounts")Not clear in our copy
Standard 2-Step8%25% (stated for "1 and 2 Step Challenge accounts")Not clear in our copy
Pro 1-Step and Pro 2-StepNot in our copy20%Not clear in our copy
Instant FundedNot clear in our copy20%85/15, permanent from the start
Instant Funded ProNot in our copy15%90/10, permanent from the start

Our copy does not explain how the consistency percentage is measured.

Trading days and time limits

The homepage says "There is no deadline to pass. Complete your evaluation at your own pace." It also shows "Minimum Trading Days" with figures of 4 days and 6 days in an example table, but our copy does not reliably show which stage each applies to. For payouts, the help centre says "Your first payout request requires a minimum of 8 trading days." The platform guide describes an "End date" and "Trading Period Exceeded" as general platform features; we did not see a time limit set for any One Stop Prop programme.

Restrictions and Prohibited Strategies

Prohibited strategies

The help centre says "Hedging is not allowed." and "Martingale is not allowed." It lists trading styles "deemed malicious", including:

  • grid trading, latency arbitrage and reverse arbitrage;
  • account management;
  • high frequency trading and tick scalping;
  • hedging between accounts and guaranteed limit orders;
  • data feed manipulation and trading on delayed charts;
  • "Macroeconomic trading during high impact reports and being filled at unrealistic prices due to volatility";
  • using non-public or insider information.

Tick scalping is on that list, but this is not a general ban on short trades: the payout rules say "Traders are allowed to engage in flipping, which involves opening and closing trades rapidly within the same day." The Terms add: "You must not manipulate the platform or exploit errors or latency."

News trading

The payout rules say "For funded accounts, all trades must be closed 5 minutes before the news release". The same page says "News trading is allowed on all Pro accounts." Our copy does not show the full news rule, so check it before trading news on a funded Standard account.

EAs and copy trading

"EAs (Expert Advisors) are allowed during the Challenge Phases", but "EAs are not allowed once your account reaches the Funded Phase." The Terms also list "the use of automation tools" among unauthorised activities.

Copy trading and trade copiers are allowed during the Challenge Phases. In the Funded Phase they are "only allowed if the Copy Trading Add-On is active on your account or if you have a Pro Account." VPNs and VPS are permitted, but cannot be used to bypass rules on copy trading, group trading or signal services.

Payouts and Scaling

Payout timing

The help centre's payout rules cover the Standard and Pro 1 Step, 2 Step and Instant Funded accounts. They say "Traders can request a payout every 14 days" and "After your first payout, traders may request a payout every 5 days." Our copy does not reliably show which accounts each interval applies to. Each countdown starts when the previous payout request is processed, not when it is submitted.

The About page says "Request payouts daily." and refers to "fast daily payouts"; the help centre's payout rules set 14-day and 5-day intervals and say the Faster Payouts Add-On removes waiting periods between payouts. We used the help centre's payout rules, which are the most detailed.

Conditions

  • First payout: "Your first payout request requires a minimum of 8 trading days."
  • Instant Funded: you must trade at least 8 individual days during the 14-day cycle.
  • Pro 1-Step and Pro 2-Step: you must trade at least 5 individual days during the payout cycle.
  • A trading day "runs from 1:00 AM EST to 12:00 AM EST the next day."
  • The payout rules state a buffer requirement equal to 4% of account size (our copy does not show which accounts it covers). The Zero Profit Buffer Add-On removes this requirement.
  • The Faster Payouts Add-On removes the minimum trading day requirements and waiting periods between payouts.
  • The minimum payout request for all accounts is $150.
  • "A payout request cannot be changed, edited, or canceled once submitted."
  • For the first five payouts, the maximum per request depends on account size. Our copy does not show the amounts. The page then says "the withdrawal limits will be removed"; our copy does not show the exact condition.

Methods and fees

The homepage and About page say: "Choose the payout method that works for you: crypto, bank transfer, PayPal, or Wise." The payout rules refer to processing "the wire transfer or crypto payout". The Terms say "Payments will be made in USD (or equivalent currency) to the bank account you provide." and "Taxes and transaction fees may apply." The platform guide says the profit received follows the configured profit split, "minus processing fees".

Scaling

We did not see a scaling plan in our copy. The payout rules say "As account balances grow, increasing position sizes to align with a scaling strategy is encouraged."

Platforms and Markets

The help centre's platform guide describes Match-Trader's prop trading system; for example, it says "Match-Trader's platform provides real-time monitoring of this limit". The homepage mentions "TradingView-Powered Charts" and "One Platform. Five Markets." The help article that names the trading platform was not in our copy.

The pages word the market list differently. The homepage and About page say "Trade stocks, forex, crypto, indices, and metals through one funded account." The site's tagline, shown on the Terms and other pages, says "We Fund Stocks, Forex and Crypto", without indices and metals. We used the longer, more specific list. Our copy did not reliably show leverage per programme.

Company and Terms

Operator

The Terms say: "This website is owned and operated by ONE STOP PROP LLC – 2024-001470674, 5830 E 2ND ST, Casper, WY." The footer on the same and other pages reads "ONE STOP PROP LLC, 5830 E 2ND ST, Casper, WY, 2025-001470674". The two numbers differ in the first four digits; we could not tell from the pages which is correct. The Refund Policy refers to "OneStopProp, LLC".

The site states: "OneStopProp is not a broker, dealer, exchange, or investment advisor and does not accept, hold, or manage client deposits."

Simulated accounts

The Terms describe a "virtual trading assessment program" and "virtual Trading Capital". They say "No real capital is involved, and profits or losses are not actual but representative." Other pages add: "Participants do not trade real assets or place live market orders."

Refunds and chargebacks

The pages conflict on refunds. The homepage shows the words "100% Refundable", and our copy does not show what they refer to. The Refund Policy says "All sales at OneStopProp are final." and "Once a purchase is made and account credentials have been issued, no refunds will be granted under any circumstances." The Terms say "Refunds will only be issued where legally required." We used the Refund Policy and the Terms, which are the specific documents on this point.

The Refund Policy asks traders to contact support before any chargeback. After a chargeback, the firm says it may suspend all accounts, withhold pending payouts and recover profit split payouts already paid, and that the trader is responsible for its legal and administrative costs.

Restricted countries

The help centre says "One Stop Prop supports traders from most countries worldwide." It does not provide services to residents of countries including Russia, Myanmar, North Korea and Iran. "Additional restrictions may apply based on local regulations, sanctions, or payment provider limitations." Our copy may not show the full list, so check before you buy.

Firm claims

The About page says "more than 65,000 traders across 185 countries" use the firm and shows "2+ Years in Business". These are the firm's own claims.

Who It Suits

One Stop Prop may suit traders who want a choice of 1-Step, 2-Step or Instant Funded accounts, no deadline to pass the evaluation, and the option to use trade copiers, and EAs under the help centre's rules, during the challenge. Pro accounts allow news trading and copy trading when funded.

It suits less well traders who want a refundable fee, who hedge or use martingale, grid or high frequency strategies, or who rely on an EA once funded. Before buying, check the current price for your account size, the profit split for 1-Step and 2-Step accounts, and the full news rule, as our copy did not show these clearly.

MyPropGenius Rating

MyPropGenius Rating: Not yet rated — no Transparency Index score yet

The rating measures how openly One Stop Prop discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

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⚖️ Our Verdict

One Stop Prop sells simulated 1-Step, 2-Step and Instant Funded accounts in Standard and Pro versions, and its homepage says there is no deadline to pass the evaluation. Its help centre sets out loss limits, consistency rules, a $150 minimum payout and splits of 85/15 and 90/10 on Instant Funded accounts; it bans hedging and martingale, bars EAs once funded, and requires trades on funded accounts to close 5 minutes before news, while allowing news trading on Pro accounts. Its pages conflict on refunds and the company number and word payout timing and markets differently, so read the Refund Policy and Terms and check the current price before buying.

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Frequently Asked Questions about One Stop Prop

Simulated. The Terms say "All trades executed on the platform are for simulation purposes only." and "No real capital is involved".

The Refund Policy says "All sales at OneStopProp are final." and no refunds are granted once account credentials have been issued. The Terms say refunds are issued only where legally required. The homepage shows "100% Refundable", but our copy does not show what it refers to.

The help centre gives a permanent 85/15 split on Instant Funded accounts and 90/10 on Instant Funded Pro accounts. Our copy did not clearly show the split for 1-Step and 2-Step accounts.

The help centre says "Traders can request a payout every 14 days" and, after the first payout, every 5 days; our copy does not show which accounts each applies to. The first payout needs at least 8 trading days and the minimum request is $150. The About page says "Request payouts daily."; the help centre says the Faster Payouts Add-On removes waiting periods between payouts.

Both are allowed during the Challenge Phases. EAs are not allowed once funded. Copy trading on a funded account needs the Copy Trading Add-On or a Pro Account. The Terms also list "the use of automation tools" among unauthorised activities, so check the current rule.

The help centre names Russia, Myanmar, North Korea and Iran among countries whose residents it does not serve, and says additional restrictions may apply.