MyFundedCapital sells simulated trading accounts in four programmes: Instant Funded, with no evaluation; a 1-Step Challenge; a 2-Step Challenge; and Prediction Markets, where traders take YES or NO positions on Polymarket outcomes. Its pages list one-time fees from $29 for the 2-Step, $95 for Instant Funded, $189 for the 1-Step and $274 for Prediction Markets.
The firm says its accounts are simulated accounts that use real market prices. It says they are not live trading accounts and no client funds are traded. Trading is manual, in the browser-based MyFundedCapital Terminal. The firm says trading bots, expert advisors (EAs) and copy trading are not supported. News trading and weekend holding are off by default and are sold as separate add-ons.
Most of the site tells a consistent story. The 1-Step Challenge page does not: it shows a different starting price and rules that the rest of the site does not state (EAs and copy trading allowed, no trailing drawdown), so it looks out of date. Where it disagrees with the comparison, programme, payouts and FAQ pages, we used those pages and we point out the differences below.
Everything in this review comes from MyFundedCapital's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Cheapest account | $29 (list price) source source |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source source source source |
| Markets | Forex, Crypto, Commodities, Metals source source source |
| Platforms | DXtrade, GooeyPro, MyFundedCapital Terminal, cTrader source source source |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
All four programmes are paid for once. The firm describes its prices as "one-time program fees before add-ons and promo codes" and says there is no subscription. It shows starting prices only ("from"), not a full price list for every account size; the 2-Step and Prediction Markets pages each add an example price for a $25,000 account.
| Programme | Evaluation | Account sizes | Price from (one-time) |
|---|---|---|---|
| Instant Funded | None | $5K–$100K | $95 |
| 1-Step Challenge | One phase | $5K–$100K | $189 |
| 2-Step Challenge | Two phases | $2K–$100K | $29 |
| Prediction Markets | One phase | $5K–$100K | $274 |
The Instant Funded page also describes accounts "from $5K-$80K".
The Prediction Markets page gives an example price: $437, one-time, for a $25,000 account. The Terms say prices and availability are subject to change without notice. They also say Visa or MasterCard debit and credit cards in AED, EUR, GBP and USD are accepted for payment.
The plan comparison page lists these add-on surcharges:
The Prediction Markets page also lists a Double Time add-on that adds 30 days to the evaluation.
The 1-Step Challenge page says "Start your 1-Step Challenge from $59" and shows prices of $259, $219 and $19 in comparison tables that cover several programmes. The comparison page and the rest of the site list the 1-Step from $189. We used $189.
| Programme | Profit target | Daily loss | Maximum loss | Minimum trading days | Time limit |
|---|---|---|---|---|---|
| Instant Funded | None | 3% | 6%, trailing; stops rising at the starting balance | None | Not stated |
| 1-Step Challenge | One target (see below) | 5% | 10%, trailing; locks at the starting balance | 3 | Not stated on current pages |
| 2-Step Challenge | 8%, then 5% | 5% | 10%, static | 3 profitable days per step, each at least 0.5% of the starting balance | None |
| Prediction Markets | 10% | 3% | 6%, trailing | None (comparison page) | 30 days, or 60 with the Double Time add-on |
The firm says the daily loss is measured from where the account closed the previous day and resets at 17:00 New York time. It says daily and maximum loss limits are fixed per programme and shown before you pay.
The Instant Funded page says the 6% floor follows the highest closed balance and stops rising once it reaches the starting balance. The home page adds that the limit tightens to 5% once the account is 5% in profit; the Instant Funded and comparison pages do not mention this.
The home page says the 1-Step limit follows the best balance until it locks at the starting balance. The FAQ says it trails the highest closed balance and locks at the starting balance after +10% closed profit. Current pages describe the 1-Step only as "Hit one target, then trade funded." The 1-Step page states a 10% profit target, but it also says "no trailing drawdowns", which contradicts the rest of the site, so we could not confirm the target from a current page.
The Prediction Markets page says positions open between 20¢ and 80¢ with a 1% opening fee, and one event can add at most 0.5% of the account as potential profit. It says no single day can make up more than 15% of your profit when you request a payout. It also says "No leverage."
The plan comparison page lists leverage of up to 1:30 on forex, 1:50 and 1:100 for its forex programmes. Check the figure for your programme before you buy.
The Terms prohibit any strategy the firm or its brokers expressly prohibit. They list practices including exploiting errors or latency in pricing or platforms, using insider information, front-running, using a third-party or off-the-shelf strategy marketed to pass challenges, using one strategy to pass and a different one when funded, and arbitraging an assessment account against another account.
| Programme | Profit split | With paid add-on | First payout | After that | Per payout |
|---|---|---|---|---|---|
| Instant Funded | 70% | 80% | 14 days after you start | Every 7 days | Min $100, max $5,000 |
| 1-Step Challenge | 80% | Up to 95% | 7 days after the first funded trade | Every 7 days | Max $5,000 per cycle |
| 2-Step Challenge | 80% | 90% or 95% | 14 days after the first funded trade | Every 14 days (weekly with the add-on) | Min $50, max $5,000 |
| Prediction Markets | 75% | 90% | 7 days | Every 7 days once funded | Min 2% of the account, max $5,000 |
The headline "Profit split up to 95%" on the site relies on a paid add-on. The Instant Funded page says there are no split milestones. The About Us page mentions "80-100% profit splits" and the 1-Step page mentions 100% via an add-on; the comparison and programme pages stop at 95%, and we used those.
For the 2-Step, faster payouts are sold as add-ons: a 7-day payout cycle and Payout On-Demand. The comparison page lists an on-demand payout add-on for the 1-Step as well.
The comparison page lists Prediction Markets payouts as "full eligible profit"; the Prediction Markets page sets a $5,000 maximum.
The payouts page says funds can be received through bank transfers, e-wallets, crypto, or local methods in Europe. The firm advertises a "2h average payout processing time"; this is its own claim, which we could not check.
The 2-Step page says funded accounts grow by 25% of their size every 120 days you qualify, up to $500,000, and that each scale-up is reviewed by the firm's team.
The programme pages say you trade in the MyFundedCapital Terminal, in your browser, with nothing to install. The terminal page says it works on a computer in a current Chrome, Edge, Safari or Firefox, and lists English and Dutch. The site also offers a demo: "Try the platform — no signup".
Other pages name other platforms. The home page has "Open in DXtrade", "Open in cTrader" and "Open in GooeyPro" links, the FAQ says the current FX/CFD selection includes DXtrade, cTrader and GooeyPro, and the 1-Step page says "Trade on DXtrade, GooeyPro, and cTrader" with MT5 coming soon. The programme pages name only the terminal, so we could not confirm which platforms a new account uses.
The Instant Funded and 2-Step pages list the markets as major FX pairs, gold and silver, Bitcoin, Ether and Solana. The home page describes "Forex, indices, crypto, and commodities"; indices do not appear in the programme pages' market lists.
Prediction Markets accounts trade YES or NO shares on real events, priced from Polymarket. The firm says the price is the odds, from 0¢ to 100¢, and a correct share settles at $1.00.
The site's legal text names My Funded Capital – FZCO, DSO-FZCO-33417, at Business Center 1, M Floor, The Meydan Hotel, Nad Al Sheba, Dubai, U.A.E. It also names MFC Technologies LLC FZ, Company Registration 2312107.01. The About Us page says the firm launched in January 2024.
The firm says it "does not carry out any regulated activities" and is "therefore not required to be authorized by regulatory authorities". It says it is not a broker, does not accept client deposits, and serves as an Introducing Broker offering clients access exclusively to demo accounts within a simulated trading environment.
On simulation, the firm says its funded accounts are not live trading accounts but fully simulated accounts using real market quotes from liquidity providers. Two places use different wording: the Terms say traders who pass an assessment "shall be allocated capital to trade in a live account", and the 1-Step page says Instant Funding gives "a live account". We treat the accounts as simulated, as the firm's disclaimers state.
The Terms say there are no refunds on any services purchased, and that clients who improperly dispute charges or request chargebacks will be permanently banned. On countries, the Terms say the firm will not provide services to OFAC and sanctioned countries; we did not see a list of restricted countries or a statement about US residents.
MyFundedCapital fits traders who trade by hand, want a low one-time entry fee (the 2-Step starts from $29) and are happy to use the firm's browser terminal. The 2-Step adds no time limit and a Scaling Plan. Traders who use EAs, bots or copiers will find these are not supported. News traders and swing traders who hold over weekends need to buy add-ons. Read the comparison page and the rules shown at checkout rather than the 1-Step page, which disagrees with the rest of the site.
MyPropGenius Rating:
The rating measures how openly MyFundedCapital discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
Check the current rules and prices on the firm's own website before you buy.
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MyFundedCapital offers four simulated programmes with low one-time fees, stated loss limits for each, and a Scaling Plan on the 2-Step. Trading is manual only, news trading and weekend holding cost extra, and splits above 80% need a paid add-on. Its 1-Step page is out of step with the rest of the site, so check the comparison page and checkout before buying.
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Find My MatchSimulated. The firm says its accounts are simulated accounts that use real market prices, and that they are not live trading accounts and no client funds are traded.
The 2-Step Challenge, from $29 as a one-time fee, with accounts from $2K to $100K.
80% on the 1-Step and 2-Step, 70% on Instant Funded and 75% on Prediction Markets. Paid add-ons raise it: up to 95% on the 1-Step and 2-Step, 80% on Instant Funded and 90% on Prediction Markets.
No. The firm says trading bots, expert advisors (EAs) and copy trading are not supported, and you trade manually in its terminal. The 1-Step page still says otherwise; we used the statement on the home, payouts, How It Works and FAQ pages.
Not by default. The firm says news trading and weekend holding are off by default and can be added as two separate add-ons. Without the add-on, the 2-Step page says no new FX or metal positions from 2 minutes before to 2 minutes after high-impact news (challenges bought from 7 Oct 2026); the FAQ uses a 3-minute window. Closing is always allowed.
Its Terms say there are no refunds on any services purchased from the company.