Prop firm selling 1-, 2- and 3-step evaluations, instant funded accounts and special models on simulated accounts
Checked 8 October 2026
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Goat Funded Trader (GFT) sells three groups of accounts. Its evaluation models are 1 Step, 2 Step Standard, 2 Step GOAT and 3 Step. Its instant funded models, which skip the evaluation, are Instant GOAT, Instant PRO, Instant Premium, Instant HERO and Goat Stride. It also sells special models: GOAT Blitz, Pay Later and GOAT $1. A fifth evaluation, 2 Step PRO, has not been on sale since 13 June 2026.
The standard profit split is 80% on most models and 90% on Instant HERO and Goat Stride. The firm's scaling plan raises it to 90–95%, and a paid add-on offers 100% on many models. The firm says its funded accounts are simulated. Its website names Wishes Tower International Limited, registered in Hong Kong, as the company behind the Goat Funded Trader trade name, and Goat Funded LTD of Saint Lucia as the provider of the simulated trading services. Its Complaints Policy says it is not a regulated financial institution.
Everything in this review comes from Goat Funded Trader's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 95% 1 Firm's wording: “Capital Boost: 50% increase Profit Split: 95%” |
|---|---|
| Cheapest account | $1 (list price) 1 |
| Account types | 1-Step evaluation, 2-Step evaluation, 3-Step evaluation, Instant funding (no evaluation) 1234 |
| Markets | Forex, Crypto, Stocks, Indices, Commodities, Metals 1 |
| Platforms | MetaTrader 5, Match-Trader, TradeLocker, Volumetrica, cTrader 1 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) | |
| US traders | Accepted (check any conditions on the linked page) 1 |
| Restricted countries named | Afghanistan, Belarus, Bolivia, Bosnia and Herzegovina, Central African Republic, Chile, Cuba, DR Congo, Hong Kong, Iran, Israel, Jordan, Laos, Lebanon, Libya, Mali, Myanmar, North Korea, Papua New Guinea, Russia, Senegal, Singapore, Somalia, South Korea, South Sudan, Sudan, Syria, Togo, Ukraine, Venezuela, Yemen, Zimbabwe 1 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The firm describes its fee as one-time.
| Model | Profit target by step | Daily drawdown | Maximum loss | Minimum profitable days | Split |
|---|---|---|---|---|---|
| 1 Step | 10% | 4%; 3% for accounts bought from 1 August 2026 | 6% static | 3 in the evaluation; funded: 3 per payout (4 for accounts bought from 27 July 2026) | 80% |
| 2 Step Standard | 10% / 5% | 5% | 10% static | 3 per step; funded: 3 per payout (4 for accounts bought from 25 July 2026) | 80% |
| 2 Step GOAT | 8% / 6% | 4% | 10% static | 3 per step; funded: 3 per payout (4 for accounts bought from 25 July 2026) | 80% |
| 3 Step | 6% / 6% / 6% | 4% | 8% static | None in the evaluation; funded: 3 per payout (4 for accounts bought from 27 July 2026) | 80% |
A minimum profitable day is a day on which you close at least one position and make at least 0.5% of the initial balance, net of fees and commissions. None of these four evaluation models has a consistency rule. The 2 Step PRO (8% / 4% targets, 8% static maximum loss) is still described in the help centre for existing accounts, but it cannot be bought.
| Model | Daily drawdown | Maximum loss | Floating loss limit | Consistency rule | Profitable days before a reward | Split | Reward cycle |
|---|---|---|---|---|---|---|---|
| Instant GOAT | 3% (trailing) | 6% trailing | 2% | 15% | 5 | 80% | 14 days |
| Instant PRO | None | 4% trailing | 2% | 20% | 5 | 80% | 14 days |
| Instant Premium | 3% | 6% intraday trailing | 1.5% (1% for accounts bought from 2 September 2026) | None | 5 | 80% | 10 days (14 days for accounts bought from 21 September 2026) |
| Instant HERO | 3% (trailing) | 5% trailing | 1% | 15% | 6 | 90% | 14 days |
| Goat Stride ($2,500 only) | 3% (trailing) | 5% trailing | 1% | 15% | 6 | 90% | 14 days |
The floating loss limit is a hard breach: if combined open losses reach the stated percentage, the account is closed. Instant Funding accounts cannot be merged.
Pay Later fees due after passing:
| Account size | Fee after passing |
|---|---|
| $5K | $78 |
| $10K | $118 |
| $15K | $168 |
| $25K | $238 |
| $50K | $368 |
| $100K | $598 |
| $200K | $998 |
Other prices. Apart from Pay Later and GOAT $1, the pages we saved did not give a clear price for each model and account size, so we do not list other prices. When we saved the site, it was showing limited-time discount banners for new customers and for all accounts; check the final price at checkout.
Daily drawdown. On the 1 Step, 2 Step and 3 Step evaluations, the firm takes the higher of balance and equity at 5:00 PM EST and sets the daily limit that percentage below it. On Pay Later's funded stage, the 3% is a fixed amount based on the initial account size, taken from the same 5 PM EST high. Trading days run from 5 PM EST to 5 PM EST.
Maximum loss. On the evaluation models the maximum loss is a fixed floor below the starting balance (for example $90,000 on a $100,000 2 Step Standard account). On the instant models, GOAT Blitz and Pay Later it trails equity upwards and does not move back down. On Pay Later the trailing level stops once it reaches the initial balance. On Instant GOAT, Instant PRO, Instant Premium, Instant HERO and Goat Stride, the firm says the maximum loss limit resets after each payout.
Goat Guard. On funded accounts from the 1 Step, 2 Step and 3 Step evaluations, Goat Guard watches combined floating losses. The first time they reach 2% of the initial account size, positions stay open but the profit split drops to 50%. A second trigger breaches the account. Goat Guard does not apply to Instant Funding, GOAT Blitz or Pay Later accounts.
Consistency rule. Where a model has one, no single trading day can make up more than the stated share of profits in the payout period. Breaking it does not close the account; you cannot request a payout until your best day falls back under the limit.
Inactivity. An evaluation or funded account with no trades for 30 consecutive days is breached, and the fee is not refunded.
Time limits. The home page advertises an "Unlimited Trading Period" and "No Time Limits".
If prohibited trading practices are found, the account is closed, the fee is not refunded and profits are not paid.
Reward cycle. The 1 Step, 2 Step, 3 Step, GOAT Blitz and Pay Later funded accounts pay every 14 days. Model pages for the 1 Step, 2 Step and 3 Step evaluations list an on-demand first reward add-on at checkout. The first on-demand reward is always paid at a 40% split, even with the 100% split add-on, and needs at least 3% profit over at least 3 trading days of at least 0.5% each.
Limits and fees. On funded accounts, profit above $3,000 in one trading day is deducted. For the first two payouts you can withdraw at most 6% of the initial balance or $10,000, whichever is lower; the cap is 4% on $5K Two-Step accounts bought from 25 July 2026 and on $5K Instant HERO accounts bought from 6 October 2026, and the cap does not apply to GOAT $1 accounts. The minimum request is $100, and a 3% processing fee is taken from every reward.
Methods and timing. Rewards are paid by Rise (no per-payout limit), bank transfer (up to $10,000, and only in eight listed African countries), Skrill (up to $5,000) and crypto (up to $3,000). The help centre says payouts arrive within 2 business days of the request, and that the firm adds $1,000 if it misses this, unless the delay comes from KYC or a request for more information. On the first payout, the 2 days start after identity verification. The home page also says "Get Paid within 24 hours or we pay an extra $1000"; we have used the help centre's more detailed 2 business day wording.
Scaling plan. The help centre describes four levels. Scale-ups are calculated on the original account size.
| Level | Requirements | Capital increase | Split | Drawdown limits | Other |
|---|---|---|---|---|---|
| 1 | 2 months funded, 4 payouts | 15% | 90% | Daily and maximum +1% | — |
| 2 | 4 months funded, 6 payouts | 30% | 90% | +2% | Weekly payouts |
| 3 | 5 months funded, 10 payouts | 40% | 92% | +3% | Weekly payouts; free challenge if you fail the account; monthly salary $300 (5K–50K) or $500 (100K–200K) |
| 4 | 6 months funded, 15 payouts | 50% | 95% | +4% | Free challenge if you fail the account; monthly salary $300 (5K–50K) or $500 (100K–200K) |
The help centre gives $400,000 as the maximum simulated capital per trader; the How It Works page says up to $400,000, "Scalable to $2 Million".
Resets. For accounts bought from 15 June 2026, an account can be reset from the phase where it failed, including the funded stage, at any time before a breach or within 14 days after one. Each phase can be reset once. Resets are not available for Pay Later, Goat Stride, or accounts received through GOAT Points, giveaways or competitions. The reset price is the original fee adjusted by a percentage: 7% less for Phase 1, 65% more for Phase 2 of a 2-Step, and 125% (1-Step) or 200% (2-Step) more for a funded reset; an instant account reset is 7% less.
The platforms are cTrader, TradeLocker, Match-Trader, Volumetrica and MT5. MT5 and cTrader are not available to clients in the USA; TradeLocker, Match-Trader and Volumetrica are. You can request one platform change if no trades have been placed.
Tradeable markets are FX pairs, index CFDs, metals, commodities, stocks and cryptocurrencies. Evaluation leverage is 1:100 on forex, 1:20 on indices and commodities, 1:2 on crypto and 1:5 on stocks; on funded accounts it is 1:50, 1:10, 1:2 and 1:5. The Goat Stride page gives leverage of up to 1:100.
On MT5, Match-Trader and TradeLocker, commission is $5 per lot on FX pairs and metals and $0 on crypto, indices, commodities and stocks, with raw spreads. Swap-free (Islamic) accounts are not offered.
Operator. The Terms and Conditions name Goat Funded Trader as a trade name of Wishes Tower International Limited, with an address in Wan Chai, Hong Kong. The website footer says Goat Funded LTD, of Castries, Saint Lucia, provides the simulated trading services. The help centre says the firm is headquartered in Hong Kong. You must be at least 18.
Simulated accounts. The firm says its accounts are fully simulated, that it never issues real funds and that it is not a broker. Its Complaints Policy states: "Goat Funded Trader is not a regulated financial institution."
Refunds. The firm's pages differ. The Refund Policy page and section 7.4 of the Terms say there are no refunds. The help centre says the fee is refunded when you receive your fourth payout on that account, including instant and Pay Later accounts, and in full if the firm closes an account because your trading style is unsuitable and no other violation is found. The home page advertises a "One-time 100% refundable fee". We have used the help centre's more specific conditions.
Restricted countries. The help centre lists these countries as unable to sign up or trade: Afghanistan, Belarus, Bolivia, Bosnia, Central African Republic, Chile, Cuba, Democratic Republic of the Congo, Hong Kong, Iran, Israel, Jordan, Laos, Lebanon, Libya, Mali, Myanmar, North Korea, Papua New Guinea, Russia, Senegal, Singapore, Somalia, South Korea, South Sudan, Sudan, Syria, Togo, Ukraine, Venezuela, Yemen and Zimbabwe.
Firm's own figures. These are the firm's claims, which we have not verified, and its pages do not agree. The About page says "Established in 2022", while the help centre says "Since launching in May 2023". The home page claims "$30 Million+ Rewards Distributed", the About page "$29M+" paid out, and a help centre article last updated in March 2025 "nearly $8 million in payouts".
MyPropGenius Rating:
The rating measures how openly Goat Funded Trader discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The footer gives both entities with company numbers, registered offices and jurisdictions (Hong Kong publisher, Saint Lucia provider of the simulated services), states that accounts are demo accounts, and says the company is not a broker and takes no deposits. The dedicated refund page and Terms 7.4 say there are no refunds on any service, while the homepage sells a 'ONE-TIME 100% REFUNDABLE FEE' and the help centre lists cases where the fee is refunded (e.g. on the fourth payout). The /transparency page calls itself a live dashboard but shows only totals ($30M rewarded, average reward) and a carousel of undated payouts by first name and amount; the About page gives a different total ($29M+).
Its Transparency Index score is 50/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with Goat Funded Trader. Links to its website are not affiliate links.
Goat Funded Trader offers a wide range of models, with static maximum loss on its evaluations and trailing limits on its instant and special accounts. Its funded accounts carry several profit limits, including a $3,000 daily cap, caps on the first two payouts, a 1% cap on news trades and a 3% reward fee. Its refund wording differs between the help centre and the formal Refund Policy, so read both before buying.
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Find my matchThe standard split is 80% on most models and 90% on Instant HERO and Goat Stride. The scaling plan raises it to 90–95%, and a 100% split is a paid checkout add-on on many models. The first on-demand reward, where offered, is paid at 40%.
Yes, but any trade opened or closed within 5 minutes of a high-impact news release can make at most 1% of the initial balance. This applies in both the challenge and funded stages.
The help centre says within 2 business days of the request, with a $1,000 bonus if the firm misses this, unless the delay is due to KYC or a request for more information.
Only one you developed yourself. Third-party EAs, HFT systems and gold arbitrage EAs are banned, and from 6 October 2026 VPSs cannot be used while trading.
The help centre says the fee is refunded when you receive your fourth payout on that account. The Refund Policy page says there are no refunds.
Yes, on TradeLocker, Match-Trader and Volumetrica. MT5 and cTrader are not available to clients in the USA.