FundingYourTrades Review 2026

1 Step, 2 Step and Instant models on simulated accounts from $10K to $200K

Not yet rated
Up to 100%
Reward split (firm's headline)
$459
2 Step Prime MatchTrader $100K, one-time fee
$10K–$200K
Account sizes
10% static
Max overall loss (2 Step Prime $100K)

Overview

FundingYourTrades (FYT) sells trading challenges and instant accounts on simulated accounts. Its home page offers three models: 1 Step, 2 Step and Instant. It also offers two types, Classic and Prime, two platforms, MatchTrader and Platform 5, and account sizes from $10K to $200K.

The firm says clients are given demo accounts with simulated funds and that no real capital is deposited or traded. It also says it is not a broker. Its home page names PrimeWorks International FZ-LLC in Ras Al Khaimah, United Arab Emirates, as the owner and operator.

Our saved copy of the help centre was mostly lists of article titles. The refund policy and checkout pages did not load. This review is therefore shorter than usual and only covers what we could read on the firm's own pages.

Everything in this review comes from FundingYourTrades' own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

Key Highlights

✅ Pros

  • The 2 Step Prime $100K selection shows a static 10% maximum overall loss.
  • The same selection shows no minimum trading days and no time limit.
  • The Terms of Service allow holding positions over weekends and during news (the home page lists news trading as challenge only).
  • The Prime type has no consistency score in the funded phase, according to the help centre.
  • The site names the operating company and its registered address.

❌ Cons

  • The Terms list many prohibited practices, including HFT, arbitrage, gap trading and tick scalping, and a breach can mean forfeiture of profits.
  • The home page marks news trading, hedging and EA/copy trading as "challenge only".
  • The Classic type requires a consistency score once funded, and Prime has extra funded-phase rules we could not read.
  • The home page advertises a "200% Refundable Fee" without stating the conditions, but section 2.1 of the Terms says registration fees are non-refundable.

Verified Facts at a Glance

Highest profit splitUp to 100% source
Firm's wording: “Up to 100% reward splits”
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source
PlatformsMatch-Trader, Platform 5 source
Allowed / offered on at least one account type
Rules can differ between account types — check the linked page for the account you want.
Not allowed, or rules that apply (firm says so)
Restricted countries namedAfghanistan, Central African Republic, Congo, Cuba, DR Congo, Guinea, Haiti, Iran, Iraq, Libya, Mali, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen source
Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page.

Programmes and Prices

The home page has a four-step challenge selector. Step 1 is the model: 1 Step ("Faster evaluation"), 2 Step ("Higher success rate") or Instant ("Skip evaluation"). Step 2 is the type: Classic or Prime, with Prime labelled "No Consistency". Step 3 is the platform: MatchTrader or Platform 5. Step 4 is the account size: $10K, $25K, $50K, $100K or $200K.

We could see a price for one selection only: 2 Step, Prime, MatchTrader, $100K. The page shows this as a one-time fee of $459. A limited-time code offer was displayed next to it, so the amount charged at checkout may differ. The checkout page did not load in our capture, and we could not see prices for other models or sizes.

The help centre also lists articles for other models, including "FYT 1 Step Pro Model", "Instant Funding Plus" and "Instant Funding Prime". We could not read these articles and do not describe those models here.

The Terms of Service say the firm may change its prices at any time without notice.

Trading Rules

The home page shows these key rules for the 2 Step, Prime, $100K selection:

SelectionFeeProfit targetMax daily lossMax overall lossMin trading daysTime limit
2 Step · Prime · $100K$459 one-time10% / 6%6%10% (static)NoneNone

We could not see rule figures for the 1 Step or Instant models, or for other sizes, and we do not assume they are the same.

Classic and Prime

A help-centre article dated 13 January 2026 says the challenge phase is identical for Classic and Prime. The two types differ only in the funded phase:

  • Classic: traders must maintain a consistency score during the funded phase.
  • Prime: traders do not have to follow a consistency score once funded, but Prime has a set of extra guidelines during the funded phase.

The link to the Prime rules article returned a "page doesn't exist" message in our capture, so we could not read those extra guidelines.

The home page headline says "No Consistency Rule". The help-centre article says Classic requires a consistency score once funded. We used the help-centre article, which is more specific.

Trading styles on the home page

Next to the key rules, the home page lists: up to 100% reward splits, news trading (challenge only), hedging (challenge only), EA/copy trading (challenge only), no stop-loss requirement, and weekend/overnight holdings.

The home page also says "Zero rules during the evaluation phases, pass however you want." The same page lists profit targets and loss limits for the selection, and the Terms of Service list prohibited trading practices (see below).

Restrictions and Prohibited Strategies

The Terms of Service say FYT allows traders to hold positions during news and over weekends. The same section says the firm prohibits trading that is unethical, exploitative or not replicable in live market conditions. This may lead to immediate account termination, forfeiture of profits and disqualification from current or future programmes.

The prohibited practices listed include:

  • Gap trading.
  • High-frequency trading (HFT) or similar latency-dependent methods.
  • Arbitrage in any form.
  • Tick scalping and other ultra-short-term strategies relying on execution speed anomalies.
  • News spike scalping within milliseconds of releases.
  • Hedging between accounts or across firms.
  • Third-party or vendor-promoted strategies designed specifically to pass evaluation challenges.
  • Copy trading or account management by a third party without prior written consent.
  • Coordinated trading between multiple accounts to manipulate outcomes.
  • Gambling behaviour, including disproportionate risk on a single trade or position.
  • Excessive margin use without defined risk parameters.
  • Strategy switching after assessment, at the firm's discretion.

The Terms also say the list is not exhaustive.

People associated with proprietary trading firms, including their owners and employees, may not trade with FYT. Your IP address must match the country and location in your KYC documents, or the account may be suspended or terminated.

On news: the home page lists news trading as "challenge only". The Terms allow holding positions during news but ban news spike scalping. We could not see a funded-stage news rule beyond this.

Payouts and Rewards

FYT calls payouts "rewards". The home page advertises "Up to 100% Splits", "Rewards on Demand" and "Get Rewards in 24 Hours." Its How It Works steps say you request your reward from the dashboard and can track its status. The same page lists "First Reward on Demand" as part of a limited-time offer, and its comparison table describes the reward schedule as "Weekly Rewards", so check the payout schedule that applies to your account. We could not see what conditions apply to reach the 100% split.

An older promotional panel on the Terms of Service page (it shows a Summer Special banner and promo codes not shown on the current home page) gives different figures. It says every offer includes, for evaluations only, a 95% profit split, an 18% performance reward from the challenge and a free reset once funded. The same panel says a limited-time Instant Funding offer for the first 250 traders came with a 70% upfront profit split. The home page also has an FAQ titled "Keep 18% of your challenge rewards!". We report the home page's "up to 100%" as the firm's headline figure.

The home page shows a "Free Drawdown Reset" as part of a limited-time offer. The help centre has an article titled "What is Free Reset?", which we could not read.

The firm's rewards site says it settles payouts on-chain and publishes them. It says every payout is an on-chain transfer with a public hash. It also says requests are processed once verification clears, and that its team verifies performance and account integrity before a payout is processed.

The help centre lists articles titled "Express Pro Model Payout System (Add-On)", "Scaling Plan" and "Max Capital Allocation". We could not read them, so we do not describe a payout add-on or a scaling plan here.

Platforms and Support

The home page lists two platforms: MatchTrader and Platform 5. The help centre has articles on leverage, commissions and spreads, which we could not read. We could not see a list of tradeable markets on the pages we saved.

The home page lists Visa and AMEX among its payment options. It offers live chat and email support. The rewards site gives the support email as support@fundingyourtrades.com and links to a Discord server.

Company and Terms

  • Operator: the home page says FYT is owned and operated by PrimeWorks International FZ-LLC, registered at FDRK9180, Compass Building, Al Shohada Road, Al Hamra Industrial Zone-FZ, Ras Al Khaimah, United Arab Emirates. The Terms of Service also name PrimeWorks International FZ LLC.
  • Simulated accounts: the firm says all trading takes place in a simulated environment and no real capital is deposited or traded. The Terms say it is not a broker and does not provide live trading accounts.
  • Payments: the Terms say payments are settled via Odeonpay ALE S.R.L. ("Paysagi"), acting only as Merchant of Record.
  • Age: the services are for people aged 18 and over.
  • Restricted countries: the Terms list Afghanistan, Central African Republic, Congo (Kinshasa), Congo Republic (Brazzaville), Cuba, Guinea, Haiti, Iran, Iraq, Libya, Mali, Myanmar (Burma), North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela and Yemen.
  • Payment disputes: the Terms say accounts involved in payment disputes will be banned.

Refunds

The home page advertises a "200% Refundable Fee". Section 2.1 of the Terms of Service says registration fees are non-refundable and that no refunds are granted once the service begins or the evaluation is initiated. The home page disclaimer says refunds are only available under specific circumstances set out in the terms. The refund policy page did not load in our capture, so we could not check those circumstances.

The firm says it is trusted by more than 21,500 traders and serves traders in more than 105 countries. We have not verified these figures.

Who It Suits

FYT may suit traders who use MatchTrader or Platform 5 and who want a static overall loss limit with no minimum trading days or time limit, as shown for the 2 Step Prime $100K selection. Traders who want no consistency score once funded would need the Prime type, which has extra funded-phase rules we could not read.

It is not a fit for strategies the Terms ban, such as HFT, arbitrage, gap trading, tick scalping or news spike scalping. Traders who rely on news trading, hedging or EAs should note that the home page lists these as challenge only. Before buying, check the refund policy, the Prime rules and the price for your chosen model and size on the firm's site.

MyPropGenius Rating

MyPropGenius Rating: Not yet rated — no Transparency Index score yet

The rating measures how openly FundingYourTrades discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

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⚖️ Our Verdict

FundingYourTrades offers 1 Step, 2 Step and Instant models on simulated accounts, with a static 10% overall loss, no minimum days and no time limit shown for the 2 Step Prime $100K selection. Its Terms ban a long list of strategies, and its pages give different statements on refunds. Read the Prime rules and the refund policy before you buy.

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Frequently Asked Questions about FundingYourTrades

Simulated. The firm says clients are given demo accounts with simulated funds and that no real capital is deposited or traded.

The home page lists MatchTrader and Platform 5.

For the 2 Step Prime $100K selection, the home page shows no minimum trading days and no time limit. We could not see these figures for other models.

Yes. The Terms of Service say traders can hold positions over weekends, and the home page lists weekend/overnight holdings.

The pages differ. The home page advertises a "200% Refundable Fee", but section 2.1 of the Terms says registration fees are non-refundable and that no refunds are granted once the evaluation is initiated. The home page does not say when the 200% refund applies, and we could not load the refund policy page.

The home page names PrimeWorks International FZ-LLC, registered in Ras Al Khaimah, United Arab Emirates.