Fundedelite Review 2026

FundedElite sells simulated funded-trader programmes. Its site lists five challenge products: Catalyst, Flash Activation, Instant Funding, Lite Account and Free Retry. Flash Activation is a one-step evaluation, and the Lite Account page describes a one-step challenge (the help centre also lists "LITE 1-step" and "LITE-2 step" challenge articles); Instant Funding and Catalyst start without an evaluation.

Its Terms say all trading takes place in a simulated environment using fictitious capital, and that no real capital is placed into financial markets. The Terms also say Funded Elite is not a broker or a regulated financial services provider and does not operate under any financial services licence. They name the operator as Quantum SRL, a company incorporated in Italy, trading as Funded Elite.

The site advertises a profit split of up to 95%. On the Catalyst page the split starts at 80% and reaches 95% at the $1M stage, and the Flash Activation FAQ says traders keep 80%. The only prices visible in our saved copies of the site are those for Flash Activation; the pricing widgets for the other programmes were not captured in our saved copies.

Everything in this review comes from Fundedelite's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

Flash Activation costs $5 to start, and the account sizes run from $25K to $200K. After passing, you pay an activation fee based on account size: $159 for $25K, $329 for $50K, $499 for $100K and $989 for $200K. The FAQ says the activation fee must be paid within 29 days of passing, or the offer expires. Before the account is activated you must also complete KYC and sign the Live Trader Contract.

The Lite Account page calls it "the most affordable route to payouts and fulltime trading". We could not see its price, so we cannot check that statement. Several pages let you customise the rules: the Flash Activation page says you can choose your profit target, maximum loss limit and payout pace, and the Free Retry page says you can choose the profit target and maximum loss. We could not see how these choices change the price.

The help centre's "All Our challenges!" list also includes "LITE 1-step CHALLENGE", "LITE-2 step CHALLENGE", "1-Step Challenge + FREE RETRY", "2-Step Challenge + FREE RETRY" and "Additional info for 300K accounts". Our captures show only the titles, so we cannot confirm the 2-step rules or prices. The Lite Account page itself describes a one-step challenge with "No second phases".

The home page gives two different maximum account sizes: it says "Get funded with up to $400K" and, further down, "Select your preferred account type and size up to $300K in simulated funding". Separately, the Catalyst page describes scaling to a $1M account.

Flash Activation

The same page also says you can set your own target, starting from 6% and going as low as 2%. Once funded, the FAQ says you need 3 profitable trading days with at least 0.5% positive P&L, and that daily profits cannot exceed 30% of your total account profit.

Lite Account

The Lite Account page describes a one-step challenge with no minimum trading days and no time limit. It says you can set the profit target from 6% down to as low as 2%. The page we saw does not give the Lite Account's daily or maximum loss limits.

Catalyst

Catalyst starts with a $25,000 instant funded account, with no challenge or evaluation phase. The page says there is no time limit and that the profit target is adjustable from 5% to 10%; its calculator shows 8% as the default. The help centre has a Catalyst article on loss limits, but our capture shows only its title. We did not see Catalyst's drawdown rules.

Instant Funding

Instant Funding has no evaluation and no profit target before funding. The page says you can hold positions over weekends and trade during news events. The page we saw does not give its loss limits.

Free Retry

The Free Retry page says there are no consistency rules on that programme. If you fail a challenge while following the rules, you receive a free retry on an account of the same size. The home page says free retries are available on select account types. An FAQ box on the home page says "Free resets help you keep going if you break a rule", which differs from the Free Retry page's condition of following the rules.

Rules in the Terms

• Accounts with no trade for 30 or more consecutive days can be terminated.
• You must use a consistent trading method across all phases of the evaluation.
• Only one account per user is allowed unless the firm gives prior written approval.
• The firm may change programme parameters at any time; the Terms say changes do not affect services bought before the change is notified.

The Terms list prohibited trading practices. They include:

• Opening trades when major macroeconomic events are scheduled, or within 2 hours before a market closure of 2 hours or more (which the Terms call gap trading).
• Ultra-short-cycle trades (scalping without documented logic) designed to exploit the demo environment.
• Hedging across accounts with opposite positions on the same or highly correlated instruments.
• Copy trading between accounts, your own or third-party, unless expressly authorised.
• Third-party EAs, scripts, bots or AI tools that manipulate, abuse or give an unfair advantage.
• Latency arbitrage and exploiting price feed delays or errors.
• More than 2,000 server requests per day.
• Hyper-aggressive position sizing, excessive "all-in" trades, or one-direction exposure without documented risk logic.
• Strategies that spread profit across several days without spreading market risk in proportion.
• Letting a third party trade your account, or trading for someone else.

The Terms also have an anti-gamification policy: approaches that rely on luck rather than technical or fundamental analysis are a breach. Breaches can lead to removal of trades, forfeiture of pending payouts, termination of accounts, a permanent ban and no refund.

Where the pages disagree

The Free Retry page says news trading is allowed "with no restrictions around major economic events", and the Instant Funding page says "No restrictions on strategy". This conflicts with the Terms, which ban opening trades when major macroeconomic events are scheduled. The Terms say they govern the entire relationship between the trader and the firm.

The help centre lists "Copy trading", "EAs (Expert Advisors)", "News Trading", "Weekend Holding", "Grid Trading" and "Martingale" under "What is allowed with us?". Its "What is prohibited with us?" list includes "Weekend Trading", "Hedging", "Latency Arbitrage", "HFT and High-Frequency Scalping", "Account Rolling", "Server Spamming" and "Gambling". Our captures show only these titles, not the answers, so we cannot say what conditions apply. The Terms limit copy trading between accounts and the use of some EAs, as listed above.

The Terms say the firm may require a video interview at any stage, including while a payout is pending, and that failing to attend within five business days leads to denial of pending payouts and cancellation of all accounts. It may also hold risk interviews to check the logic behind a trader's method.

The pages give different payout timings, depending on the programme and the page.

The home page says payouts are "typically processed within 3 days" and shows "24hrs" as the average payout processing time. An FAQ box on the same page says you can submit a payout request twice a week and be paid by wire or crypto within 48 hours. The Flash Activation page also mentions "instant payouts", and the home page says "Profits delivered instantly, with on-demand withdrawals anytime you request". We could not see the help-centre article on payouts, so we cannot say which of these applies to which account.

The Terms say payouts go only to verified account holders who have completed KYC and any required interviews, and only to accounts in the same name as the registered user. The firm may delay or withhold a payout if it suspects a breach of the Terms.

Catalyst scaling

On Catalyst, each approved payout unlocks a new account at double the size, and the split rises as the account grows. The page's ladder runs $25K, $50K, $100K, $200K, $400K, $800K and $1M, and the final $1M account has a 95% split. The page describes every step as a doubling, but its own ladder ends with a step from $800K to $1M. Its calculator shows the $50,000 stage with an 85% split. If you fail a stage, you can buy one reset per stage, from $50K up to $1M, once you have taken your first payout.

The Terms say details of any scaling plan are published on the website and may be updated at the firm's discretion.

The home page lists two platforms: MetaTrader 5 and Match-Trader. The Terms say platform availability may change and may vary by location.

The site's risk warning refers to trading forex and CFDs. The Instant Funding page says spreads start from as low as 0.01. The site menu also has a Futures section. We did not capture it, and this review does not cover futures. The help centre has articles on tradable instruments and commissions, leverage, and swap-free accounts. Our captures show only their titles, so we cannot report the instrument list, commissions or leverage.

The Terms name the operator as Quantum SRL, incorporated in Italy, with a registered office at Via Maira 13, Latina 04100, and VAT number (P.IVA) 03095010595. The Terms are governed by Italian law, with disputes under the exclusive jurisdiction of the Tribunale di Latina. The contact page lists support@fundedelite.com and two further addresses: 124 City Road, Hoxton, London, and Rodney Bay, Gros-Islet, Saint Lucia. The Terms give SupportJP@fundedelite.com as their contact email.

The About page says the firm's journey began in 2023. It names Christian Habibi (Co-Founder & CEO) and Artur S. Deshko (Co-Founder & COO); the same page also calls them co-CEOs.

• Accounts are simulated: the Terms say the evaluation uses a demo account with fictitious capital, and the funded "Elite Account" is also a simulated account.
• You must be at least 18, or the age of majority where you live if higher.
• Services are not available in "Forbidden Territories", which include any jurisdiction under EU, UN Security Council or other applicable sanctions; the firm can update the list at any time.
• Using a VPN or proxy to get round geographic restrictions is a fundamental breach.
• Identity checks are done through a KYC provider, currently Veriff.
• Refunds: the evaluation fee is non-refundable once you start trading; if you have not traded and have not breached the Terms, you may request a refund within 14 days of purchase, at the firm's discretion.
• The Terms say the fee may be refunded after passing and reaching funded status where the website specifies this for the programme.

The help centre has an article on restricted countries. We could not see its content, so we do not list the countries.

• Traders who want to pay little up front: Flash Activation costs $5 to start, with the activation fee due only after passing.
• Traders who want to skip an evaluation: Instant Funding and Catalyst start funded from day one.
• Traders who want a set scaling path: Catalyst moves to a larger account after each approved payout ($25K doubling to $800K, then $1M).
• It is less suited to traders who trade around scheduled macroeconomic releases or copy trades between accounts, because the Terms restrict both.

MyPropGenius Rating: Not yet rated — no Transparency Index score yet

The rating measures how openly Fundedelite discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.