Two-step, one-step and instant-funding accounts on MT5 and DXtrade, with no time limits
Checked 8 October 2026
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Audacity Capital sells three routes to a funded account: the Ability Challenge (two steps), Ability One (one step) and FTP (Instant Funding), which has no evaluation. Its homepage says the firm was founded in 2012. Trading is on MetaTrader 5 and DXtrade, and the help centre says there are no monthly fees, just a one-time fee per account.
The site footer says all trading-related activities are operated through AudaCity Global LTD, which it says is licensed under an International Brokerage and Clearing House Licence issued by the Union of Comoros. The footer also names a Dubai company as payment facilitator and lists a UK office in London.
The firm's pages often disagree with each other: on maximum account sizes, news-trading rules, inactivity, payout timing and whether funded accounts are simulated or live. We point these out below and say which page we relied on.
Everything in this review comes from Audacity Capital's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 90% 1 Firm's wording: “Up to 90% Profit Sharing” |
|---|---|
| Cheapest account | $49 (list price; the firm also shows promotional prices) 1 |
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 1 |
| Markets | Forex, Indices, Commodities, Metals, Crypto 12 |
| Platforms | DXtrade, MetaTrader 5 1 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) | |
| US traders | Accepted (check any conditions on the linked page) 1 |
| Restricted countries named | Iran, North Korea, Syria, Venezuela 12 Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The help centre lists these account sizes, in US dollars.
| Programme | Type | Account sizes |
|---|---|---|
| Ability Challenge | Two-step evaluation | $5,000, $10,000, $25,000, $50,000, $100,000, $200,000 |
| Ability One | One-step evaluation | $5,000, $10,000, $25,000, $50,000, $100,000 |
| FTP (Instant Funding) | No evaluation | $5,000, $10,000, $25,000, $50,000 |
Other pages give different limits. The Ability One page says you can purchase up to $200K. The homepage says account sizes go up to $240,000 on the Ability Challenge and up to $60,000 on the Instant Funded Program. The help centre caps each programme at $200k per trader, and says accounts from different programmes cannot be combined to reach a total of 400K under one programme. We used the help centre's size list.
Ability Challenge prices, as shown in US dollars in the site's price table:
| Account | List price | Promotional price shown |
|---|---|---|
| $5K | $49 | $42 |
| $10K | $79 | $68 |
| $25K | $195 | $168 |
| $50K | $329 | $283 |
| $100K | $549 | $472 |
| $200K | $1,049 | $902 |
An anniversary promotion was running when we checked, so the lower price is the one the table offered at that time. Our saved pages show prices for the Ability Challenge only, so we could not see Ability One or FTP prices. The Funded Trader Program page says the FTP entry fee is from $199.
Fees are one-time payments. The help centre lists card payments, PayPal and cryptocurrency as payment methods. The terms say fees are set in pounds and euros and converted for other currencies.
| Rule | Ability Challenge phase 1 | Ability Challenge phase 2 (Verification) | Ability One | FTP (Instant Funding) |
|---|---|---|---|---|
| Profit target | 10% | 5% | 10% | 10% to qualify for a payout |
| Daily drawdown | 7.5% (static) | 5% (static) | 3% (static) | 5% (trailing) |
| Maximum drawdown | 15% | 10% | 6% (static) | 10% (static) |
| Minimum trading days | 4 | 4 | 3 (one summary table on the Funded Trader Program page says 4) | 5, at least 3 of them profitable |
| Time limit | Unlimited | Unlimited | Unlimited | Unlimited |
Funded stage. The homepage table gives the Ability Challenge live account a 5% daily and 10% maximum loss limit with no minimum trading days. The help centre says the Ability One 3% daily and 6% maximum limits apply in both the challenge and funded phases, with no minimum trading days once funded.
How the drawdowns work. On the Ability programmes, the daily limit is set at rollover from the higher of balance or equity and does not move during the day. The maximum drawdown is measured from the initial balance. On FTP, the daily floor is 95% of the highest equity reached that day and only moves up; it resets at 00:00 MT5 server time. The FTP maximum drawdown is 10% of the starting balance and does not move.
The Funded Trader Program page's FAQ describes the Ability Challenge daily drawdown differently, saying the threshold moves up with new equity highs during the day. We used the Trading Guidelines and the Ability Challenge help page, which describe it as fixed for the day. The Instant Funding page calls FTP's daily limit trailing, but the page also says FTP has a static drawdown that never trails your balance.
Leverage. The Trading Guidelines give these ratios:
| Account | Forex | Metals | Indices | Energy | Crypto |
|---|---|---|---|---|---|
| Ability Challenge, Verification and Live | 1:100 | 1:50 | 1:100 | 1:25 | 1:2 |
| Funded Trader Program | 1:30 | 1:30 | 1:30 | 1:60 | 1:2 |
The Funded Trader Program page instead gives 1:100 on all assets for the Ability Challenge and 1:30 on all assets for FTP; we used the Trading Guidelines table.
Other rules. A stop loss is not mandatory. Each position is capped at 10 lots, though you may open several positions. The Trading Guidelines instead say you can open any lot size; we used the more specific 10-lot cap from the General help page. The help centre says there is no consistency rule, and that the consistency rule applies only to free competition accounts. The terms still contain a consistency clause for passing the minimum trading days, with an example of failing the Ability Challenge.
Inactivity. The help centre says Ability, Ability One and FTP accounts are disabled after six months without trading. The terms say one month without trading on a funded account leads to termination.
News. The Trading Guidelines say you may trade during news, but must not open, close (including by take profit or stop loss) or add to positions within 3 minutes before or after a high-impact news release or speech. They say this applies to all programmes. The Funded Trader Program terms are stricter: they say the trader may not trade major events such as NFP, interest rate decisions and central bank speeches, and that all exposure must be cleared 30 minutes before. The programme pages simply say news trading is allowed. We could not tell from the pages which rule the firm applies to FTP accounts, so check with the firm before trading news.
Scalping. The Trading Guidelines say scalping is permitted, but trades of two minutes or less, or trades that look like arbitrage, may lead to action by the Risk Team. The Funded Trader Program page says each trade must stay open for at least two minutes.
Prohibited strategies. The Trading Guidelines list fourteen prohibited practices:
EAs and copy trading. Only EAs you have built yourself are allowed. Copy trading is allowed between your own accounts, and from an external account only if it is yours; third-party copying is not permitted.
Instruments on FTP. The Funded Trader Program terms say the trader may trade majors and minor crosses but not exotics, plus gold (XAUUSD) and the NAS100, DOW30, SP500 and GER30 indices. The Instant Funding page instead lists major, minor and exotic pairs. We could not tell which is current.
Ability Challenge. You can request the first payout 14 days after your first trade on the Ability Live account, then every two weeks. The split is 75% if profit is below 10%, and 85% if you withdraw over 10% profit within 30 days. The help centre says you qualify for up to 90% once you have doubled the account twice and consistently made over 10%.
Ability One. The first payout is also 14 days after the first funded trade, then bi-weekly. The split starts at 75% and rises to 85% if profits reach 10% or more; the firm says consistent performance under its scaling plan can raise it to 90%.
Fee refund (Ability programmes only). The help centre says refunds apply only to the Ability Challenge and Ability One. The fee is paid back with the first payout from the live account, provided that payout is larger than the fee and the account has followed all rules.
FTP (Instant Funding). A payout is processed when you reach a 10% profit milestone. The account then goes to the risk team for a review that normally takes 1 to 3 working days, during which you must not trade. The profit is credited to your dashboard wallet and you receive a new account at double the size. The split depends on account size, stage and whether the target took more or less than 30 days:
| FTP account | Stages | Target in more than 30 days | Target in less than 30 days |
|---|---|---|---|
| $5K | 1–5 / 6–8 / 9–10 | 50% / 60% / 70% | 60% / 70% / 80% |
| $10K | 1–4 / 5–7 / 8–9 | 50% / 60% / 70% | 60% / 70% / 80% |
| $25K | 1–2 / 3–5 / 6–7 | 50% / 60% / 70% | 60% / 70% / 80% |
| $50K | 1–5 / 6 | 60% / 70% | 70% / 80% |
A shorter FTP answer on the General help page gives only 60% (under 30 days) and 50% (over 30 days); we used the detailed FTP table.
Scaling. On the Ability Challenge and Ability One, the help centre says the balance doubles if you make 2.5% or more a month for three months in a row, with a review every three months and at least one approved withdrawal. On FTP, the account doubles each time you hit the profit target. The firm says accounts can scale up to $2 million.
Payout timing and methods. The homepage says payouts reach your dashboard wallet the same day upon approval, and the General help page says within one business day of approval. Getting the money out of the firm takes longer: the General help page says withdrawal requests are typically processed within 3 to 5 business days after review, while the Getting Started page says processing takes up to 2 to 3 working days. Withdrawal methods are bank transfer (SWIFT/SEPA), PayPal, USDC on the ETH network and Rise. The minimum withdrawal is $20, and KYC is required for the first withdrawal. No payout is made on a breached account, even if it is in profit.
All three programmes run on MetaTrader 5 and DXtrade, with mobile apps for both. US residents may only take part through DXtrade. The homepage FAQ gives a link to an MT5 WebTerminal, but the General help page says an MT5 web terminal is currently not available.
The General help page says forex is traded as spot and commodities and indices as CFDs. The Trading Assets page lists forex, metals, indices and digital assets (crypto), and the leverage table includes energy and crypto. The Instant Funding page says FTP gives access to forex, indices and gold. The Trading Assets page shows a $3 commission per lot per side on forex pairs, while the FTP help page says FTP accounts are commission-free and swap-free.
Free trial. The free trial is a demo account of $5,000 to $200,000 on MT5 or DXtrade, with no card or ID needed. Passing it does not lead to a funded account. The free trial page says there is no time limit, but the General help page says trial accounts are valid for 30 days, after which you can open a new one.
Operator. The site footer says AudaCity Global LTD (registration number 15850) operates all trading-related activities and is licensed under an International Brokerage and Clearing House Licence (L15850/WL) issued by the Union of Comoros, with a registered office in Anjouan. It names AudaCity International FZCO in Dubai as payment facilitator, Propmetry Limited in Cyprus as an additional payment partner, and a UK office at 25 Cabot Square, London. The Funded Trader Program terms say AudaCity itself does not carry out regulated activities and is not required to be authorised by the Financial Conduct Authority.
Simulated or live? The Ability Challenge terms, in a section headed Demo Challenge, say the services are simulated trading and the funds are fictitious, while the General help page says that once you reach the Live phase you trade live funds. The Ability One page says the evaluation is on a simulated account and that you move to a live funded account once you pass. On FTP the pages conflict: the Instant Funding page says FTP runs in a simulated trading environment, while the Funded Trader Program terms describe trading in a live environment, and the free trial page lists FTP as a live account. The Funded Trader Program page says that, depending on your account, you trade either a simulated funded account or a live one.
Who can join. The help centre says services are not available to residents of the United States (except via DXtrade), Syria, Iran, North Korea and Venezuela, and that you must be at least 18.
Refunds and termination. Apart from the Ability fee refund paid with a first payout, the Ability Challenge and Funded Trader Program terms say there is no refund once the account has been purchased, and the help centre says fees become non-refundable once you start trading. The terms let the firm withdraw any trader from its programmes at any time without explanation, and say the joining fee is then not refunded. Breached accounts are not reset; you need to buy a new evaluation. The terms also prohibit reputationally damaging language about the firm without a valid basis, including negative reviews, and say this may lead to termination of participation.
Audacity Capital may suit traders who want no deadline and a choice between a two-step, one-step or no-evaluation route. The Ability Challenge's first phase allows a 15% maximum drawdown, against 6% on Ability One, and the Ability fees can come back with the first payout.
It is less suited to traders who rely on news straddles, very short trades of two minutes or less, high-frequency trading, third-party EAs, grid or martingale methods. Traders who want a fixed 90% split from the first payout should note that the Ability programmes start at 75% and FTP at 50% to 70%, depending on account size and how quickly the target is reached.
MyPropGenius Rating:
The rating measures how openly Audacity Capital discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The homepage names the entities and jurisdictions (AudaCity Global LTD, Comoros, reg. 15850, with a stated brokerage licence L15850/WL; AudaCity International FZCO, Dubai). But its pages also say 'we do not offer brokerage' and that it carries out no regulated activities, and mention both simulated and live funded accounts. The About page names one person, CEO Karim Yousfi; no founders or team are listed. We did not find a separate refund page. Its pages give only an aggregate claim and describe payout certificates as a feature. The firm says it was founded in 2012, but the earliest Internet Archive copy of audacity.capital is from 6 Dec 2021; we used the later date, giving about 4.8 years.
Its Transparency Index score is 55/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with Audacity Capital. Links to its website are not affiliate links.
Audacity Capital offers three routes to funding with no time limits, one-time fees and a fee refund on the two Ability evaluations. The headline 90% split is conditional, FTP splits run from 50% to 80%, and the prohibited-strategy list is long. The firm's own pages contradict each other on news trading, inactivity, payout timing and whether funded accounts are live, so check the current rules with the firm before you buy.
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Find my matchOn both Ability programmes the split starts at 75%. It rises to 85% when you withdraw over 10% profit within 30 days on the Ability Challenge, or reach 10% or more profit on Ability One, and can reach 90% under conditions such as doubling the account. FTP splits range from 50% to 80% depending on account size, stage and speed.
The price table lists $49 for a $5K account up to $1,049 for $200K, with lower promotional prices shown when we checked. The fee is one-time.
No. The help centre says all three programmes have unlimited trading days.
The firm says US residents may only take part through the DXtrade platform where permitted.
With limits. The Trading Guidelines bar opening, closing or adding to trades within 3 minutes of high-impact news on all programmes, and the Funded Trader Program terms require exposure to be cleared 30 minutes before major events.
On the Ability Challenge and Ability One, the fee is refunded with the first payout if the payout exceeds the fee and all rules were followed. Otherwise the Ability Challenge terms say fees are not refunded once the account is purchased, and the help centre says fees are non-refundable once trading starts.