Atlas Funded sells simulated trading accounts in two markets. Its help centre says: “CFD/Forex trades forex, indices and metals on MT5, TradeLocker or Match-Trader. Futures trades CME contracts on Volumetrica.” The firm says all trading is simulated. Balances, positions and profit are simulated, and payouts are real money paid by Atlas based on that simulated performance.
For CFD/forex it offers two instant programmes (Instant Zero and Instant Funded), 1-Step and 2-Step evaluations in Standard and Pro versions, and Access, where you pay $5 to start and the rest only if you pass. For futures it offers Atlas Standard and Atlas Apex (one-phase evaluations) and Atlas Direct (funded from day one). Atlas Live is a futures tier you earn after four paid payouts; it is not sold.
The help centre is detailed and each page says “Last reviewed 27 September 2026”. Other Atlas pages give different figures on several points, including the profit split and payout timing. We use the help centre figures in this review, because they are set out per programme and the firm says they are “read from the Atlas risk engine”. The Terms, last updated 4 October 2026, say they are “the source of truth for the terms it covers” and take precedence over older copies. The help centre says the figures on your account’s Statistics page and your signed funded trader agreement apply if they differ from it. We list the conflicts in a separate section below. The checkout shows the targets and limits for the exact account you are buying.
Everything in this review comes from Atlas Funded's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 100% source Firm's wording: “The futures tier you earn. After your 4th paid payout, your account moves to Atlas Live with a 100% split.” |
|---|---|
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source source |
| Markets | Forex, Futures, Indices, Commodities, Metals source source |
| Platforms | MetaTrader 5, Match-Trader, TradeSea, TradeLocker, Volumetrica source source source source |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
Instant programmes have no profit target and trade under funded rules from day one. Evaluation programmes require a profit target in one phase (1-Step, Access) or two (2-Step). The help centre lists these CFD/forex programmes:
| Programme | Phases | Target | Max drawdown | Daily loss | Consistency | Split | First payout |
|---|---|---|---|---|---|---|---|
| Instant Zero | Funded from day one | None | 4% trailing, end of day | None | None | 90% | 28 days |
| Instant Funded | Funded from day one | None | 5% trailing, end of day | 3% | 20% | 90% | 28 days |
| 1-Step | 1 | 10% | 7% static | 4% | None | 90% | 14 days |
| 1-Step Pro | 1 | 8% | 6% static | None | None | 90% | 14 days |
| 2-Step | 2 | 8% / 5% | 10% static | 5% | None | 90% | 14 days |
| 2-Step Pro | 2 | 7% / 4% | 8% static | None | None | 90% | 14 days |
| Access (Pay Later) | 1 | 3% | 10% trailing, equity (evaluation); 6% trailing, equity (funded) | 5% (evaluation); 3% (funded) | 40% | 90% | 28 days |
Instant Zero, 1-Step and 2-Step come in sizes from $5K to $200K. Instant Funded goes from $5K to $400K. CFD accounts have leverage of up to 1:100.
The Pro versions of 1-Step and 2-Step have no daily loss limit and no minimum days in the evaluation. The Standard versions need 3 evaluation days. There is no time limit on evaluations.
The help centre does not quote prices. It says the checkout always shows the current price. On the homepage pricing card we saw these one-time prices for the 1-Step (Standard) account: $61 ($5K), $97 ($10K), $186 ($25K), $284 ($50K), $478 ($100K) and $867 ($200K). The card was running a limited-time offer and showed a lower promotional price next to each figure. For the $50K account it listed a 10% target, a $2,000 daily loss limit, a $3,500 maximum loss and 3 minimum trading days. We did not capture prices for the other CFD programmes.
Futures accounts trade CME futures, such as the E-mini and Micro contracts, on Volumetrica. They come in $25K, $50K, $100K and $150K sizes and have their own rules and payout terms. The help centre compares them as follows:
| Atlas Standard | Atlas Apex | Atlas Direct | Atlas Live | |
|---|---|---|---|---|
| How you get it | Pass one phase | Pass one phase | Funded from day one | Earned after 4 paid payouts |
| Profit target | 6% (8% on $25K) | 6% (8% on $25K) | None | None |
| Drawdown | EOD trailing, 3.33–6% | EOD trailing, 3–5% | EOD trailing, 2.33–4% | Trailing equity, 2.33–4% |
| Daily loss | 2% lockout | None | None | None |
| Evaluation minimum days | 2 | 1 | — | — |
| Consistency | 50% to pass, 40% funded | None | 20% | 20% |
| Profit split | 90% | 90% | 90% | 100% |
| Payouts | Every 7 days | Every 7 days | Every 14 days | Every 7 days |
| Payout cap | 50% of profit, up to $1,500–$3,000 | 50% of profit, up to $2,000–$4,000 | 50% of profit, up to $1,000–$2,500 | First payout only, $4,000–$8,000 |
Ranges run from the $25K account to the $150K account.
On the futures sales pages we saw one-time prices of $139 ($25K), $199 ($50K), $299 ($100K) and $429 ($150K) for Atlas Apex, and $269, $429, $579 and $729 for the same sizes of Atlas Direct. As on the CFD card, a lower promotional price was shown next to each figure during a limited-time offer. Atlas Standard prices were not in our capture.
The maximum drawdown is static on the 1-Step and 2-Step families. It trails once a day on the Instant programmes, and trails equity in real time on Access. After a payout, the drawdown is re-anchored to the new balance on every programme except 1-Step Pro and 2-Step Pro, where it stays where it started.
The help centre says that where a programme has a daily loss limit, the daily floor is set from your equity at 00:00 UTC. Going below either floor closes the account.
These rules apply to funded accounts, not evaluations:
Evaluation accounts can trade the news freely. The help centre says 30 days without opening a trade closes an account on every programme except Instant Zero.
Only Instant Funded (20%) and Access funded accounts (40%) have a consistency rule. It limits your best day as a share of the cycle’s profit. If you are over the limit, the payout waits; the account is not breached.
The help centre says Expert Advisors and algorithmic trading are allowed on every programme, as is holding positions overnight and over the weekend. The Trading Rules page adds that opening new positions on Saturday or Sunday is not permitted unless stated for a specific instrument. Copying trades and hedging between your own Atlas accounts are listed as permitted.
The help centre sets these rules for futures accounts:
The Trading Rules page lists practices that close an account, including:
On funded accounts, risk on any single instrument in a day may not exceed 50% of the daily loss limit. The Terms also prohibit “Sub-three-minute trading as a strategy”. VPN use is permitted, but you must tell Atlas in advance if you will trade from a location that may look inconsistent with your registered location.
| Programme | First payout opens | Then every | Qualifying days per cycle | Profit threshold |
|---|---|---|---|---|
| Instant Zero, Instant Funded | 28 days | 14 days | 5 (each ≥ 1%) | $100 |
| Access | 28 days | 14 days | 3 (each ≥ 0.5%) | $100 |
| 1-Step, 2-Step | 14 days | 14 days | 5 (each ≥ 0.5%) | $100 |
| 1-Step Pro, 2-Step Pro | 14 days | 14 days | 3 (any) | $50 |
Requesting a payout closes all open positions and pauses the account until the payout is paid or rejected. Your first payout needs identity verification (KYC). Payout methods are Rise, USDT on Ethereum (ERC20), or Atlas Balance. Atlas Balance is in-platform credit and cannot be withdrawn.
Add-ons are priced as a percentage on top of the challenge price and are not refunded:
| Add-on | Price | Programmes | What it changes |
|---|---|---|---|
| On-Demand Payout | +20% | 1-Step, 2-Step | First payout once funded, at a 50% split |
| Weekly Payout | +20% | Instant Zero, Instant Funded, Access, 1-Step Pro, 2-Step Pro | First payout after 14 days, then every 7 days |
| Daily Payouts | +25% | 1-Step Pro, 2-Step Pro | A payout every day, with a 2% buffer and caps on the first three payouts |
| No Minimum Trading Days | +20% | 1-Step, 2-Step, Instant Zero, Instant Funded, Access | No minimum days to pass; on Instant and Access, from the 4th payout |
| 100% Profit Split | +20% | All programmes | Split of 100% instead of 90% |
The help centre says a first Atlas Protector trigger lowers the split to 50% for the life of the account, even with the 100% add-on; the Trading Rules page says for that payout cycle (see the conflicts section below).
On Standard, Apex and Direct, each payout is the lower of 50% of the cycle’s profit or the cap for your account size. Your balance must stay at least $100 above the starting balance after the payout. Your 4th paid payout moves the account to Atlas Live, with a 100% split and no caps after its first payout.
The firm’s pages give different payout times; see the conflicts section below. The help centre’s Payout Reward Guarantee page says first payouts are processed within 24 working hours and later ones within 48. Working hours are 9:00 AM to 5:00 PM BST, Monday to Friday. If Atlas misses that time it says it credits $1,000: $500 with the delayed payout and $500 with your next one. The guarantee does not apply to giveaway or collaborator accounts. The help centre says your fee is refunded as Atlas Balance when your 3rd consecutive payout on that account is paid.
CFD/forex accounts run on MetaTrader 5, TradeLocker or Match-Trader. You choose the platform at checkout, and the help centre says the rules are the same on all three. CFD/forex programmes cover forex, indices, metals and more, traded in lots. Futures accounts trade CME contracts on Volumetrica. The futures sales pages also list TradeSea as a platform option; the help centre names only Volumetrica.
The homepage also mentions predictions and crypto (“Forex, futures, predictions and crypto, priced live below”), but the help centre pages we saw describe only the CFD/forex and futures programmes.
Atlas Funded’s pages disagree with each other on several points. The help centre pages were last reviewed on 27 September 2026, the Trading Rules page says “Last updated July 2026” and the Terms say “Last updated 4 October 2026”. The Terms say the figures shown live on the pricing table and in your dashboard are the ones that apply.
| Topic | Help centre | Other Atlas pages |
|---|---|---|
| Standard CFD split | 90% on every programme, 100% with an add-on | Terms, Trading Rules and Models page: 80% by default |
| Payout speed | First payout within 24 working hours, later ones within 48; payout methods page says the agreement allows 1 to 5 business days | Homepage and Trading Rules: within 24 hours or $1,000; Terms: 1 to 5 business days |
| CFD payout cycle | First payout after 14 or 28 days by programme, then every 14 days | Trading Rules: 28 days, then every 14; Terms: 30 days, then every 30 |
| Consistency | None on 1-Step; 20% Instant Funded; 40% Access funded | Trading Rules: 25% on 1-Step funded |
| Evaluation minimum days | 3 on Standard 1-Step and 2-Step, none on Pro | Evaluations page: “No Minimum Trading Days”; Terms: five profitable days unless your model states otherwise |
| Expert Advisors | Allowed on every programme | Terms: “Some Expert Advisors are permitted; ask before you rely on one.” |
| Resets | Offered for 7 days after a breach, including Instant Zero | Trading Rules: 14 days; resets do not apply to Instant Zero |
| Fee refund | As Atlas Balance with the 3rd consecutive payout | Trading Rules: 3rd to 5th funded payout by programme; futures sales page: with your first payout |
| Futures news and holding | Funded news window; flat by 4:45 PM ET, no overnight or weekend holding | Futures sales page: “no restricted windows” and weekend holding allowed |
| Atlas Protector | All positions closed; split drops to 50% for the life of the account; applies to funded accounts on every programme | Trading Rules: split cut to 50% for that payout cycle; on Instant Zero 50% of positions are closed; Instant Funded instead has a hard floating-loss breach |
| Short-trade rule | Funded accounts only; trades under 3 minutes | Trading Rules: minimum 3-minute hold on all account types at all stages, evaluation and funded (its summary box says under 2 minutes) |
| Instant Funded drawdown | 5% trailing, end of day | Trading Rules: intraday trailing that locks at breakeven |
| Daily loss reference | Equity at 00:00 UTC | Trading Rules: previous day’s highest equity or balance, whichever is higher |
| Inactivity | 30 days, on every programme except Instant Zero | Trading Rules: one trade in any 30-day window on all accounts at all stages |
| Instant Zero daily loss | Programme pages: none | Help centre rules summary and FAQ: only 1-Step Pro and 2-Step Pro have no daily limit |
| Payout details | Weekly add-on: 14 then 7 days; 1-Step qualifying day ≥ 0.5%; Daily Payouts capped at 3% each for the first three | Trading Rules and Terms: Weekly add-on 21 then 7 days; Trading Rules: One Step qualifying day ≥ 1%; Daily Payout caps 2%, 3%, 4% |
| Other futures rules | Apex: EOD trailing drawdown, 1 minimum day; Standard paid every 7 days; Direct consistency 20% | Futures sales page: Apex card shows a static drawdown and no minimum days; Standard and Direct paid bi-weekly; Direct consistency 20% rising to 30% |
The Terms, the most recently updated page, say: “This page is the source of truth for the terms it covers.” The help centre says your account’s Statistics page and your signed funded trader agreement apply if they differ from it.
The Terms say Atlas Funded is a trading name of ATLAS VANQUISH FZCO, a company registered in Dubai Digital Park, Dubai Silicon Oasis. They say the simulated trading services are provided by Atlas Funded LTD, a Saint Lucia corporation (company number 2025-00597). The Terms are governed by the laws of the United Arab Emirates.
The Terms say Atlas provides simulated trading only and is not a broker or financial adviser. They say it does not accept client deposits and carries out no regulated activity. You must be at least 18, and each person may hold one Atlas profile. The Terms say MT5 services are not intended for United States citizens or residents. Our captures did not include a list of restricted countries.
Atlas Funded may suit traders who want to choose between CFD/forex and futures accounts under one login, or between instant funding, one- and two-step evaluations and the $5 Access start. Traders who want no daily loss limit can look at Instant Zero, 1-Step Pro or 2-Step Pro on CFDs, or Atlas Apex and Direct on futures.
It may suit fewer traders who rely on very short trades or news trading on funded accounts, or who want to hold futures positions overnight.
MyPropGenius Rating:
The rating measures how openly Atlas Funded discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
Check the current rules and prices on the firm's own website before you buy.
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Atlas Funded offers a wide range of simulated CFD/forex and futures programmes, and its help centre sets out the rules for each in detail. The main problem we found is that its own pages give different figures for the profit split, payout timing and several other rules. Read the help centre, the Terms and the rules shown at checkout for your account, and treat the help centre and Terms as the pages to check first.
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Find My MatchYes. Atlas says you never trade real capital on live markets. Balances, positions and profit are simulated, and payouts are paid by Atlas based on your simulated performance.
Its pages disagree. The help centre says 90% on every CFD programme, or 100% with a paid add-on. The Terms and the Models page say 80% by default. On futures, Standard, Apex and Direct pay 90%, and Atlas Live, reached after four paid payouts, pays 100%.
In evaluations, yes. On funded accounts, profit on trades opened or closed within 5 minutes of a high-impact release is deducted, and positions opened inside the window are closed. The help centre applies a similar window to funded futures accounts.
The pages differ. The homepage says payouts are sent within 24 hours. The help centre’s guarantee page says 24 working hours for a first payout and 48 for later ones. The Terms say 1 to 5 business days once approved.
No. The only clock is inactivity: you must open a trade at least once every 30 days.
On CFD/forex accounts, yes: the help centre says overnight and weekend holding is allowed on every programme. On futures, the help centre says every position must be closed by 4:45 PM New York time each day.