Ment Funding review 2026

Ment Funding sells one-step evaluations in three programmes: Forex, Futures and Equities. The refund policy describes the fee as a one-time fee for an attempt at the 1-Step Evaluation, and says there are no refunds. Its Terms of Service say the services are provided through the Prop Account Group of Companies.

The Forex programme has a 10% profit target, a 5% daily loss limit and a 6% maximum loss, with no time limit. The default profit split is 75% on Forex and Futures and 80% on Equities, and a 90% split is sold as a checkout add-on. The firm says it has been funding traders since 2021, and its home page states: “Not a single refused payout since 2021.”

The home page headline lists “No consistency rule” and “No time limits”, but the Futures rules on the same page include a 33% consistency rule and a 90-day evaluation window. Rules differ by programme, so we set them out separately below.

Everything in this review comes from Ment Funding's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.

The table summarises the main evaluation rules for each programme, as stated on the home page.

Prices

The account card we saved showed two figures, $9,750 and $8,600, next to the Forex rules. The page did not label which account size these belong to or which is the current price, so we do not list prices. The fee is a one-time fee per attempt. On Equities, the 90% split add-on is described as costing “about 15% more”. The Terms say prices and availability are subject to change without notice.

Account sizes and delivery

The FAQ says the maximum Forex account bought directly is $2,000,000, with scaling to $5,000,000 based on performance. Credentials are emailed within 15 to 30 minutes of payment. Funded accounts are issued 24 to 48 business hours after KYC and the trader agreement are complete. The home page also showed “Registration coming soon” beside the account button; it did not say which programme this applies to.

Forex

• Maximum loss is fixed at 6% below the starting balance and does not trail. After the first payout it locks at the starting balance.
• The 5% daily loss limit is calculated from the previous day’s balance, which resets at 5 PM EST. In the page’s example, a $100,000 prior-day balance means a breach if equity reaches $95,000.
• There are no minimum or maximum trading days.
• There is no daily profit cap, except on the $2M tier, which has a 2.5% daily cap.
• Funded accounts follow the evaluation rules without a profit target. Funded accounts above $1 million must meet a 35% consistency requirement before a withdrawal.
• Leverage is up to 1:20 on forex and metals, 1:10 on indices, 1:5 on oil and 1:2 on crypto, and may be lower depending on market conditions.
• Positions close by 3:45 PM EST on Friday unless you buy a weekend-holding add-on at checkout.
• You must open or close at least one trade every 30 days, or the account is breached. This rule appears in all three programmes.

Futures

• The evaluation runs for at most 90 calendar days from the first trade. A 365-day window is a checkout add-on on the $400K account. Once funded, there is no time limit.
• No single trading day can be more than 33% of total profit. This applies on every account size, in the evaluation and before each payout.
• The 3% daily loss limit is recalculated at 5 PM EST. Exceeding it ends the account.
• Only the active front-month contract may be traded. Position size is capped by account balance and exchange margin.
• Trading runs from the 17:00 CST open to 15:55 CST, when open positions auto-close. Weekend holds are not allowed.

Equities

• Static accounts keep the 6% maximum loss fixed below the starting balance. On Trailing accounts it follows the closed balance until you have made 6%, then locks at the starting balance.
• The daily loss limit trails intraday against the day’s high-water mark. A breach ends the account.
• There is a 3% daily profit cap. Reaching it closes open trades and pauses the account until the next session; this is a soft breach, not a fail.
• You need at least three separate days of 0.5% or more, in the evaluation and once funded, before a payout.
• Every position must be held for at least one minute. Profit on faster trades is forfeited.
• Trading is limited to 09:30–15:55 ET, with no pre-market or after-hours trading. Holding through an announced corporate action (earnings, dividends, splits or mergers) is a hard breach.
• The same page tells traders to flatten before 15:55, but also says overnight and weekend holds are fine under the swing program.
• Buying power is 2:1. Short selling is allowed, with an overnight borrow cost.

The home page says “EAs, hedging, scalping, any strategy - all permitted.” The FAQ adds that hedging must be within a single account. The Terms of Service set out several limits, listed below.

• Prohibited trading includes exploiting errors or latency in pricing or platforms, using non-public or insider information, and front-running trades placed elsewhere.
• Using any third-party or off-the-shelf strategy, or one marketed to pass challenge accounts, is prohibited.
• Using one strategy to pass and a different one in the funded account is prohibited, as is arbitraging an account against another account.
• Opening a position within 3 minutes before or after a news event is prohibited. The firm may close the position and remove its P&L, reduce leverage or breach the account.
• “All-in” trading, excessive leverage and gambling-like trading, such as consistently placing trades before news releases, are prohibited.
• Copy trading is allowed only between accounts you own. Group trading, signal services and passing services are not allowed, nor are EAs that facilitate copy trading.
• Hedging within one account is allowed, but opposite trades across accounts and group hedging are prohibited.
• Traders are limited to one active account per assessment level unless the firm approves otherwise in writing.
• The firm reserves the right to change leverage, margin, position limits and other risk controls at any time, without prior notice.

On news, the pages differ: the Futures rules on the home page say there is “no news lockout on the futures program”, while the Terms, which state they apply to all Ment Funding services, ban opening positions within 3 minutes of a news event. Until the firm clarifies this, we would treat the Terms as the stricter rule.

The firm’s worked example: an account grown from $100,000 to $120,000 requests a $16,000 withdrawal. At 75% the trader receives $12,000; with the 90% add-on, $14,400. The balance drops to $104,000 and the maximum drawdown locks at $100,000. On Equities the same example gives $12,800 at the standard 80% split. The firm warns that a full withdrawal leaves the balance on the drawdown line and forfeits the account. Withdrawals are requested with the Withdraw Profits button in the trader dashboard.

After a hard breach, the FAQ says profits up to the most recent payout cycle remain payable, subject to standard cycle rules. The Terms say that, generally, profits in breached accounts are forfeited, but that methods of application vary and point to the FAQ; elsewhere they say the Terms govern where policies differ. The Terms also allow the firm to reject or hold payouts to shared wallet addresses. The FAQ says traders are independent contractors and responsible for their own taxes.

Scaling (account doubling)

Once funded, the account closes and reopens at double the size when three conditions are met: the first withdrawal has been completed; in any rolling six months, three months show a gain above 2%; and total profits, including past payouts, reach 10% of the starting balance. The cap is $5M, and only accounts bought at up to $1M qualify; the $2M tier cannot be scaled.

• Forex is traded on DXtrade, MatchTrader, cTrader and GooeyPro; futures on Rithmic, ATAS or DXFutures; equities on GooeyPro.
• The Forex programme covers forex majors, minors and exotics, commodities (gold, silver, oil, gas) and indices such as US30, US500, NAS100 and GER40; the FAQ also lists leverage for crypto (up to 1:2).
• Futures cover index, currency, energy, metal and agricultural contracts across the CME exchanges, including micros and micro crypto.
• Equities are limited to S&P 100 stocks.
• Commissions match what the liquidity provider charges a retail account; equities cost $0.02 per share.
• Overnight positions may incur swap charges.
• The Terms say pricing and executions come from the brokers without alteration by the firm.

The Terms of Service name the Prop Account Group of Companies, including Prop Account (doing business as Dashboard Analytix), Prop Account LLC and Prop Account Cayman, as the company. For notices, the Terms list Prop Account LC in Camana Bay, Grand Cayman, and Prop Account LLC in Boca Raton, Florida. The contact page gives a headquarters in Pennsylvania and a registered address in Austin, Texas. Card payments appear on statements as dashboardanalytix.com.

On whether accounts are live or simulated, the Terms say the firm “does not provide you with the opportunity to invest actual currency” and that “No live trading is provided directly by the Company”. The same Terms say traders who pass are allocated capital to trade in a live account under a separate Trader Agreement, and the home page describes scaled accounts as live. We could not establish from these pages exactly how funded accounts are run.

• Allocation: the Terms allow a maximum of $1 million in active evaluation or funded plans per person. The FAQ says Forex accounts are sold directly up to $2,000,000. We report both.
• Refunds: there are no refunds on any service, and EU residents give up the right of withdrawal under the Consumer Rights Directive.
• Buyers deemed “high risk” by payment processors may be asked for documents within 24 hours, or lose access.
• Countries: the FAQ says most countries are accepted, with a small list of restricted jurisdictions, mainly those under international sanctions. We did not find the list on the pages we saved.
• Age: traders must be at least 18.
• Education: the Terms say the firm does not provide trader education.
• Support: the contact page says support is open 24/7 through Discord and email (support@mentfunding.com).

The home page also advertises a free-to-enter “East West” trading competition with a stated $3 million prize pool; results were shown as “Coming soon”. Using extra accounts in the competition leads to a permanent ban, according to the page.

Forex traders who want no time limit, no minimum trading days and a static 6% maximum loss. They need to accept the 3-minute news rule and a 75% default split.

Futures traders who can work within a 90-day evaluation, a 33% consistency rule and no weekend holds. Equities traders who want to trade S&P 100 stocks with payouts every 14 days, and who can hold each trade for at least a minute.

It is not a fit for anyone who wants a refund option, or who plans to use signal services, passing services or off-the-shelf strategies.

MyPropGenius Rating: 3.1/5 — its Transparency Index score of 63/100 ÷ 20, rounded down

The rating measures how openly Ment Funding discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.