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FundYourFX review 2026

Simulated instant funding and one- and two-phase evaluations, $5K to $200K accounts

MyPropGenius rating ★ 3.3/5 (Transparency Index ÷ 20)

At a glance

  • Profit split: up to 95%
  • Account types: 1-Step, 2-Step, Instant funding
  • Transparency Index: 66/100 (Good)

Checked 8 October 2026

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Up to 95%
Profit split (via growth plan)
$5K–$200K
Account sizes
Up to $6M
Scaled simulated capital
1:100
Leverage (all plans)

Overview

FundYourFX sells simulated trading accounts through four main programmes: Instant Funding (Classic or Pro), a 1-Step evaluation, a 2-Step evaluation and Pay After Pass. Its terms also list a time-boxed Nitro Challenge.

The firm states that all accounts are virtual demo accounts and that it is not a broker. Account sizes run from $5,000 to $200,000, and the firm says accounts can scale to $6,000,000 of simulated capital.

Its terms name the operator as FYFX Capital Limited, a company incorporated in Hong Kong. The site says its services are not available to residents of Hong Kong, North Korea or Iran.

Everything in this review comes from FundYourFX's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

Key highlights

Pros

  • Static maximum drawdown on standard programmes, per the terms
  • No evaluation time limit advertised on the 1-Step, 2-Step and Pay After Pass pages
  • One-time entry fee; the firm says there are no subscriptions or renewals
  • Entry fee eligible for a refund after two successful payouts
  • Approved payouts typically processed within 24 hours, with a $150 minimum
  • Growth plan up to 30× the starting balance, to a $6M maximum

Cons

  • Starting profit split is 50% on Instant Funding Classic and 70% on Pay After Pass; 95% is reached through the growth plan
  • Trades must be held at least 60 seconds and a stop loss set within 3 minutes
  • Maximum risk of 1% of the initial balance per trade idea
  • Payouts require total profit of at least 4× your best day, despite "No Consistency Rule" marketing
  • "100% Refundable" applies only after two successful payouts
  • Hedging, grid, martingale, copy trading and third-party bots or signals are prohibited

Verified facts at a glance

Highest profit splitUp to 95% 1
Firm's wording: “We offer a dynamic Reward sharing structure, starting at 50% and going up to 95%.”
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) 1234
PlatformsMatch-Trader, Platform 5 12
Allowed / offered on at least one account type
  • Holding over the weekend 1
  • No time limit 1
  • EAs / trading bots 12
  • Scaling plan 1
  • Static drawdown 1
  • Payouts within 24 hours 12
  • Free retake or reset 12
  • No minimum trading days 1
Rules can differ between account types — check the linked page for the account you want.
Not allowed, or rules that apply (firm says so)
  • Copy trading 1
  • High-frequency trading 1
  • Scalping 12
Restricted countries namedHong Kong, Iran, North Korea 12
Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page.

Programmes and prices

FundYourFX says it charges a single, one-time entry fee per programme, and that fees vary by programme and account size. Its fees FAQ says there are no subscriptions, renewals or inactivity penalties.

When we checked, the site carried a sale banner ending 10 October, including on the programme pages, so most prices on show were promotional. Where a page showed the price before the promotion next to the sale price, we list the pre-sale figure for the 50K account. Check the checkout for current prices.

ProgrammeStagesProfit targetDaily / max drawdownProfit split shown50K price shown
Instant Funding ClassicNone (no evaluation)$150 payout target (not an evaluation target)4% / 6% static50% (rising to 95%)$829 one-time fee before the sale
Instant Funding ProNone (no evaluation)No evaluation target5% / 8% staticNot shown in our capturesNot shown in our captures
1-Step EvaluationOne phase10%4% / 6% (Classic, static)80–95% (as shown on the page)$284 before the sale
2-Step EvaluationTwo phases8% (Phase 1), 5% (Phase 2)Page shows 4% / 8%; terms: Classic 4% / 8%, Pro 5% / 10% (static)Up to 95%$295 before the sale (page does not label Classic or Pro)
Pay After PassOne phase12%4% / 6% static70% (rising to 95%)$34 entry fee shown; rest due after passing

On the Pay After Pass page, the 100K account showed a $56 entry fee, "then $504 after you pass". Other sizes shown there were 25K ($19) and 200K ($110). The remaining balance is due only after you complete the evaluation.

The Nitro Challenge is described in the terms as a single-phase challenge with 6, 12 or 24-hour trading windows. The terms set fixed maximum losses of 0.4%, 0.9% and 1.35% for Nitro Lightning, Elite and Fast. We did not capture a Nitro price.

The 2-Step page shows 4% / 8%, which matches the Classic limits in the terms; the 2-Step Pro and Instant Funding Pro limits above come from the terms. The 1-Step page shows the split as 80–95% and the 2-Step page as up to 95%, while the terms describe the split structure overall as starting at 50% and going up to 95%. We used the programme pages for the split figures.

Trading rules

The terms say standard programmes use a static maximum drawdown measured from the initial simulated account balance. Under the terms, a daily drawdown breach on Instant Funding is a Soft Breach.

The trading day resets at 22:00 UTC. The help centre says this time is fixed and does not follow daylight saving changes. At the reset, the daily loss allowance resets to full.

The 1-Step, 2-Step and Pay After Pass pages advertise no time limit and unlimited trading days. The Instant Funding page says there are no minimum trading days on Instant Funding Classic.

The general trading rules FAQ sets these rules:

  • Maximum risk of 1% of the initial account balance per trade or trade idea, including spreads, commissions and slippage.
  • A stop loss must be placed within 3 minutes of opening any trade.
  • Trades must be held for at least 60 seconds between opening and closing.
  • A position cannot be closed and re-opened within 15 seconds.
  • A maximum of 2 trades per instrument per direction; exceeding this is a hard breach.
  • Leverage is 1:100 on all plans, regardless of account type or size.

The site advertises "No Consistency Rule". However, the same FAQ says that to unlock a payout, total accumulated profit must be at least 4× your highest-profit trading day; there is no breach if you have not reached it, and you keep trading until you qualify.

The FAQ and the terms both say overnight and weekend holding is allowed.

Restrictions and prohibited strategies

News. The terms permit news trading with restrictions: no new positions within 5 minutes before or after a high-impact news event, and placing both BUY STOP and SELL STOP orders around a news event is prohibited. The FAQ words the window differently: no trades may be modified 5 minutes before or after high-impact news, though existing trades may be held.

EAs. The terms permit automated trading, including Expert Advisors. They list commercially available "prop firm passing" tools and third-party bots or signals among prohibited practices. The FAQ says other EAs are allowed as long as they follow the risk rules.

Prohibited strategies. The FAQ lists HFT, arbitrage, tick scalping, grid and martingale strategies as prohibited. The terms say any trade opened and closed within 60 seconds is a violation, and that grid trading is not permitted on any programme.

Hedging. The FAQ says hedging is not allowed under any circumstances, within one account or across accounts.

Copy trading. The FAQ says copy trading is not allowed, including copying trades across multiple accounts and copying signals. The terms prohibit copy trading between FundYourFX accounts owned by different people and copy trading from accounts at a different firm.

Accounts. The FAQ says multiple aliases or identities are prohibited and only one user account is permitted per IP address.

Payouts and scaling

The terms set the payout schedule by programme:

  • Instant Funding Classic and Pro: weekly.
  • 1-Step Classic and 2-Step Pro: weekly.
  • Pay After Pass and 2-Step Classic: bi-weekly.

The firm says approved payouts are typically processed within 24 hours, and verification or compliance review may extend this to 5 business days. First payouts may take longer because of a one-time verification. You must complete identity verification (KYC) before your first payout. The terms say all payouts are discretionary and not guaranteed.

Payouts are made by bank transfer or crypto (BTC, ETH, USDT or USDC). The minimum payout is $150. FundYourFX says it does not charge a withdrawal fee, but bank or blockchain network fees may apply. The general trading rules FAQ says there is no profit cap at any stage.

Refunds. The programme pages advertise a "100% Refundable" fee. The refund policy sets the condition: the fee becomes eligible for a refund only after two successful payouts. Otherwise fees are non-refundable.

Growth plan. The FAQ says the account balance increases every 3 payouts. The growth plan page says the balance steps up with no extra fee, up to 30× the starting account size, with maximum growth reached after 15 payouts, and a maximum account size of $6,000,000. The site shows a scaling cap of $1.5M for the 50K Instant Funding Classic account. All capital is simulated.

Platforms and markets

The site names two trading platforms, MatchTrader and Platform 5, plus TraderWaves, a journal and analytics tool included for every trader. It says Platform 5 supports EAs and automation.

The terms say all instruments available on Match Trader are open for trading, including major, minor and exotic forex pairs, global stock indices, commodities (precious metals, energy, agricultural products) and major cryptocurrencies.

The firm says it does not add overnight holding fees on top of the standard market swap.

Company and terms

The site footer names FYFX Capital Limited with Hong Kong company number 75280952-000. The terms give an address at Unit 2A, 17/F Glenealy Tower, No.1 Glenealy Central, Hong Kong. The investor relations page says the firm was founded in 2021 and is based in Hong Kong.

The terms describe FundYourFX as a technology company providing simulated trading assessments, and say it is not a licensed financial adviser or a licensed brokerage. The site says it does not provide investment, financial, tax or trading advice, and that all references to "funded" mean virtual funding only.

Services are not available to residents of Hong Kong, North Korea or Iran.

Who it suits

FundYourFX may suit traders of forex, indices, commodities or crypto who want a choice between instant funding and one- or two-phase evaluations, with static drawdowns and no evaluation time limit on the 1-Step, 2-Step and Pay After Pass pages. It suits short-term traders less well: trades must be held for at least 60 seconds, a stop loss is required within 3 minutes, risk is capped at 1% per trade idea, and hedging, grid, martingale and copy trading are banned.

MyPropGenius Rating

MyPropGenius Rating: 3.3/5 — its Transparency Index score of 66/100 ÷ 20, rounded down

The rating measures how openly FundYourFX discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

Is FundYourFX legit?

The footer and Terms give the entity, Hong Kong company number and registered address, say the firm is not a licensed broker or adviser, and state that all accounts are simulated demo accounts and 'funding' means virtual funding. A dedicated refund page says fees are non-refundable except that the fee becomes refundable after two successful payouts, and the Terms and FAQ agree. The homepage shows a live 'Recent Payouts' feed of individual payouts marked 'Verified on the Blockchain', timed minutes to hours before we checked on 10 Oct 2026, and the Payouts page says each crypto payout can be checked on a block explorer.

Its Transparency Index score is 66/100 (Good). We do not verify payouts or test accounts; this is what the firm’s own pages show.

Ready to look at FundYourFX?

Check the current rules and prices on the firm's own website before you buy.

We have no commercial relationship with FundYourFX. Links to its website are not affiliate links.

Our verdict

FundYourFX offers instant funding alongside one- and two-phase evaluations on simulated accounts, with static drawdowns, a one-time fee and a growth plan to $6M. Its rulebook is strict on execution: a 60-second minimum hold, a stop loss within 3 minutes, 1% maximum risk per trade idea and a 4× best-day condition before payouts. Read the programme-specific split, payout schedule and refund condition before buying.

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Frequently asked questions about FundYourFX

No. The firm says all accounts are virtual demo accounts in a simulated environment, and that it is not a broker.

Up to 95%, reached through the growth plan. Programme pages show a starting split of 50% on Instant Funding Classic and 70% on Pay After Pass, an 80–95% range on the 1-Step page and up to 95% on the 2-Step page.

The firm says approved payouts are typically processed within 24 hours; verification or compliance review can extend this to 5 business days. The minimum payout is $150.

Only after two successful payouts, according to the refund policy. Otherwise fees are non-refundable.

The terms allow news trading, but no new positions may be opened within 5 minutes before or after high-impact news, and placing both BUY STOP and SELL STOP orders around a news event is prohibited. The help centre adds that no trades may be modified in that window, though existing trades may be held. EAs are permitted, but prop-firm passing tools and third-party bots or signals are prohibited, and EAs must follow the risk rules.

The site says services are not available to residents of Hong Kong, North Korea or Iran.