OneFunded sells simulated trading evaluations (“Challenges”) and Instant Funding accounts. Its Terms and Conditions describe three Challenges — Flash (one phase), Core (two phases) and Value (two phases) — plus Instant Funding, which has no evaluation, and an Entry Challenge offered only to residents of India. All trading is simulated: the firm says no real money is involved and all results are virtual.
The Terms say the website is operated by Brynex Tech Limited, a UK company (number 15918986), and that the provider is not registered or regulated by the FCA. Funded traders receive 80% of simulated profits as standard, or 90% with a paid add-on, on a 14-day payout cycle. Trading is offered on MT5, TradeLocker and cTrader.
Everything in this review comes from OneFunded's own web pages, saved on 11 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 80% source Firm's wording: “As a OneFunded Trader, you can receive 80% of the profits made on your demo account as real payouts. If you purchase the 90/10 Profit Split Add-on, your share increases t…” |
|---|---|
| Cheapest account | $29 (list price) source |
| Account types | 1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source |
| Markets | Forex, Crypto, Stocks, Indices, Commodities, Metals source |
| Platforms | MetaTrader 5, TradeLocker, cTrader source |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) | |
| Restricted countries named | Afghanistan, Belarus, Central African Republic, Cuba, DR Congo, Eritrea, Guinea-Bissau, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Yemen, Zimbabwe source Countries the firm names. Its list may also refer to sanctions lists or other countries — check the linked page. |
The prices below are the access fees set out in section 14.1 of OneFunded’s Terms and Conditions. We give these list prices only. The Terms call each one an “access fee” per account size; the pages we saved do not describe any monthly charge. The Terms also say fees may change at the provider’s discretion and do not include taxes unless stated.
| Programme | Structure | $5K | $10K | $25K | $50K | $100K | $200K |
|---|---|---|---|---|---|---|---|
| Flash Challenge | One phase | $56 | $98 | $159 | $279 | $499 | $1,049 |
| Core Challenge | Two phases | $35 | $65 | $139 | $259 | $469 | $999 |
| Value Challenge | Two phases | $29 | $59 | $99 | $199 | $349 | Not listed |
| Instant Funding | No evaluation | $79 | $139 | $249 | Not listed | Not listed | Not listed |
The Terms describe the Value Challenge as “offered at the lowest price point and subject to stricter trading discipline rules”. For Instant Funding, the Terms say the account’s loss limits, profit split and payout terms are set out in a separate service agreement. We did not see that agreement.
The Entry Challenge is a two-phase Regional Offer available only to residents of India, and it runs on MT5 only. Its access fee of $1 covers the evaluation only; a separate Activation Fee of $59 ($5K), $99 ($10K), $199 ($25K), $329 ($50K) or $599 ($100K) is payable only if you choose to activate a funded account after passing. Add-ons are not available for the Entry Challenge.
The help centre says the fee for Core, Flash and Value Challenges is 100% refundable, reimbursed with your third payout as a funded trader; the Instant account fee is not refundable. If you fail the Challenge, the fee is not refunded. The Entry Challenge access fee is non-refundable. Paid add-ons include a 90/10 Profit Split Add-on and a Weekly Payout Add-on. The Terms say add-on pricing is shown at purchase and that add-ons are non-refundable except as per the Refund Policy. We did not see add-on prices. The firm says it does not offer a free trial.
The Terms and Conditions give these evaluation targets and limits for each Challenge; the percentages are the same for every account size within a Challenge, except where shown.
| Challenge | Profit target | Max daily loss | Max drawdown | Min trading days | Evaluation consistency cap |
|---|---|---|---|---|---|
| Flash (one phase) | 10% | 4% | 6% | 1 day ($5K–$50K); 5 days ($100K, $200K) | 50% |
| Core (two phases) | Phase 1: 8%; Phase 2: 5% | 5% | 10% | 3 days per phase | Off ($5K–$50K); 50% ($100K, $200K) |
| Value (two phases) | Phase 1: 8%; Phase 2: 6% | 4% | 8% | 4 | Off ($5K–$50K); 40% ($100K) |
| Entry (India only, two phases) | 6% each phase | 4% | 8% | No minimum | Off |
A help-centre article lists the same daily loss limits (Value 4%, Core 5%, Flash 4%) and overall loss limits (Value 8%, Core 10%, Flash 6%). The help centre says the minimum active trading days requirement applies to all Challenges except the Flash Challenge at $5K to $50K. The Terms list 1 day for those Flash sizes. An older help article (updated 01.28.2026) says each Evaluation phase has a minimum number of trading days. The home page says there are “no minimum trading days”, which does not match the minimums in the Terms. We used the Terms.
The help centre says there is no set time limit on a Challenge. The Terms say participants aim to reach the targets “within a specified timeframe” but do not state one.
The consistency rule compares your best single UTC day with your total profit from profitable days; losing days are not counted. Going over the cap does not breach the account; you keep trading until the ratio falls within the cap. The help page says new limits apply to $5K–$50K Challenges bought from 26 June 2026, while older purchases and $100K and $200K accounts keep the old limits. There is no per-trade profit limit during the evaluation.
You must place at least one trade every 60 days during the evaluation and every 30 days on a funded account, or the account is closed without a refund.
OneFunded says it uses equity-based drawdown, so floating losses count and open positions can trigger a breach. The daily limit includes realised and floating losses, commissions and swaps, and resets at 00:00 UTC.
The two help pages on the daily limit do not agree on its base. The “Daily Drawdown Limit” page (updated 05.12.2026) measures it as a percentage of start-of-day equity. The “How Is Drawdown Calculated?” page (updated 08.26.2026) says the daily allowance is fixed to the initial account balance and is subtracted from start-of-day equity. We used the more recently updated page.
The maximum drawdown is measured from the initial account balance, includes floating losses and never resets. Breaching it permanently closes the account.
The combined floating loss on one trade idea must not exceed 3% of equity on accounts below $100K, 2% on $100K and $200K Challenges, and 1% on Instant accounts. Positions on correlated instruments in the same direction, such as NAS100, US30 and SPX500 buys, may count as one trade idea. On all accounts except Instant, the first two breaches are warnings and the third a final warning; on Instant accounts a breach may be a hard breach.
The help centre keeps an “Archived Rules” section for Challenges purchased before 05/12/2026. It includes a mandatory stop-loss rule (a stop-loss within five minutes of opening each trade). It also includes a Position Sizing Consistency Rule limiting risk per trade idea to 3% of the initial balance. A Max Margin Utilization rule for purchases before 08/27/2026 uses a 50% total margin threshold. The current Risk Rules list also has pages titled “Is Stop Loss required?” and “Is there a position size or margin limit?”, which we did not capture, so we cannot say how these rules apply to newer purchases.
The help-centre news page (updated 05.12.2026) permits trading during high-impact news in both the evaluation and funded stages, and allows opening, modifying and closing positions in the window from five minutes before to five minutes after a release. It adds that trading which appears to exploit news spikes, and pending orders triggered in that window, may be reviewed. Section 13.14 of the Terms says the opposite for the Challenge: during the same window you may keep open positions but may not close, modify or partially close them. We could not resolve this; check with the firm before trading news.
EAs need pre-approval. EAs that place trades automatically are not allowed; assistant EAs for lot size or risk calculations are allowed. The Terms also prohibit software, AI, ultra-high-speed tools or mass data entry used to gain an unfair advantage.
Copy trading is permitted only between OneFunded accounts registered to the same person, and copied trades are assessed together for risk. The Terms prohibit hedging across accounts and simultaneously entering opposite positions to manipulate test trading. The Terms also say customers may not create or manage more than one account; they do not define “account” in that clause.
The Terms list data freezing, gap billing, delayed or slow data feeds, arbitrage, tick scalping and exploiting platform errors as prohibited. The Terms also bar using the same strategy alone or with other customers. You may trade from several devices and IP addresses, but if they are linked to another user’s account the account may be terminated, and the firm may ask for proof if your IP region changes.
The help centre says you can hold trades overnight and at weekends, and that overnight positions may incur swap fees. The page does not limit this to particular programmes.
Funded traders receive 80% of simulated profits; the paid 90/10 Profit Split Add-on raises this to 90%. The home page advertises “up to 90%”.
The first payout is available 14 days after you open your first position on the funded account, once you have at least $100 in profit and meet the consistency cap. After that, payouts can be requested every 14 days, or every 7 days with the Weekly Payout Add-on. The minimum payout is $100 and the maximum is $10,000, for all payment methods. Payout methods are Rise, crypto (USDT TRC20) and bank transfer. All trades must be closed before you request a payout, and the account is set to view-only until the payout is completed. If a funded account is breached, it is no longer eligible for payouts and its simulated profits are forfeited.
The consistency rule page gives a funded-stage cap of 50% for Core, Value and Flash under the new limits (30% under the old limits) and 15% for Instant accounts. The same page also says the funded phase “must be ≤ 30%*”, depending on challenge type and purchase date. The first-payout article (updated 01.30.2026) gives a single figure of 30%. The page’s dated updates (26 June and 20 August 2026) suggest 50% for $5K–$50K Challenges bought from 26 June and 30% for $100K–$200K accounts and older purchases, but it does not say so in one place; check your dashboard.
To scale, you need three consecutive profitable payout cycles with at least 6% net profit each, and then submit an application, which the firm says it reviews within 48 hours at no fee. There are five levels, from One Step (+20% account size) to One Leap (+40%). The firm says accounts can grow up to $1M; its own example for a $200,000 account reaches $737,100 after the fifth level.
OneFunded supports MT5, TradeLocker and cTrader. cTrader is not available to clients from the United States, and MT5 is unavailable in the United States and Turkey; where cTrader is unavailable, you can use TradeLocker. TradeLocker works in web browsers and has iOS and Android apps. The help centre publishes demo logins so you can view instruments and spreads before buying.
Leverage is 1:100 on FX, 1:30 on commodities and indices and 1:2 on crypto; stocks are 1:2 on TradeLocker and MT5 and on EU stocks on cTrader, and 1:100 on US stocks on cTrader. The firm says it does not impose strict lot size limits, but sharp increases in position size can lead to a review.
The help centre says there are over 250 instruments, including 55+ forex pairs, 15+ cryptocurrencies, 150+ “American and European stock market indexes” and 15+ global indices and metals. The home page instead lists 40+ currency pairs and 150+ US and EU stocks. The figures differ between the two pages.
The Terms say the onefunded.com website is operated by Brynex Tech Limited, registered in the UK with company number 15918986, at 71-75 Shelton Street, Covent Garden, London. The site footer also names OneFunded Capital Ltd., with a registered address in Gros-Islet, Saint Lucia, as responsible for certain services to clients who trade via MT5. The Terms state that the provider is not authorised or regulated by the FCA and that the FSCS and Financial Ombudsman Service do not cover the services. The pages we saved do not state the regulatory status of OneFunded Capital Ltd. The Terms are governed by the laws of England and Wales.
The firm says it is not a broker and does not hold client funds. You must be 18 or older. After passing, you complete KYC and sign a contract, and the firm says the funded account is activated within 2 business days after its risk team’s review.
The Terms list these prohibited jurisdictions, “including but not limited to”: Afghanistan, Belarus, Central African Republic, Crimea and Occupied Parts of Ukraine, Cuba, Democratic Republic of the Congo, Eritrea, Guinea-Bissau, Iran and Iraq. The list continues with ISIL (Da’esh), Lebanon, Libya, Mali, Myanmar, North Korea, Russia, South Sudan, Sudan, Somalia, Syria, Taliban, Yemen and Zimbabwe. The help-centre list is shorter: it does not include Libya, Mali, Myanmar or ISIL (Da’esh), and it says “Taliban-controlled regions” where the Terms say “Taliban”. We used the Terms.
OneFunded may suit traders who want a choice between a one-phase Challenge (Flash) and two-phase Challenges (Core and Value), with no set time limit. Traders who rely on fully automated EAs should note that EAs which place trades automatically are not allowed. Those who hold positions through losses should note that drawdown is equity-based and that floating losses count. News traders should first resolve the conflict between the help centre and the Terms.
MyPropGenius Rating:
The rating measures how openly OneFunded discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
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OneFunded publishes its Challenge fees, targets and loss limits in its Terms and Conditions, and its help centre covers payouts, risk rules and platforms in detail. The standard split is 80%, with 90% available through a paid add-on, and payouts are capped at $10,000 per request. Several pages disagree — on news trading, the daily drawdown base and the funded consistency cap — so confirm the rules for your programme and purchase date before you buy.
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Find My MatchIts Terms state that the provider, Brynex Tech Limited, is not authorised or regulated by the FCA, and that the services are simulated trading for educational purposes. The pages we saved do not state the regulatory status of OneFunded Capital Ltd., the Saint Lucia company named in the footer.
80% of simulated profits as standard, or 90% if you buy the 90/10 Profit Split Add-on.
For Core, Flash and Value Challenges, the help centre says the fee is refunded with your third payout as a funded trader. Instant account fees are not refundable, and failed Challenges are not refunded.
Only with pre-approval, and EAs that place trades automatically are not allowed. Assistant EAs for lot size or risk calculations are allowed.
The first payout is available 14 days after your first funded trade, then every 14 days (every 7 days with the Weekly Payout Add-on). Each payout must be between $100 and $10,000.
MT5, TradeLocker and cTrader. cTrader is not available to US clients, and MT5 is not available in the United States or Turkey.