AquaFunded Review 2026

AquaFunded is a prop trading firm based in UK, offering Forex, Indices, Crypto trading through their 2-Step + Instant evaluation program. With profit splits up to 80% and account sizes ranging from $10K–$200K, they've established themselves as a notable player in the prop trading space.

In this review, we'll analyze their rules, fees, payout process, and overall trader experience to help you decide if AquaFunded is the right fit for your trading style.

AquaFunded uses a 2-Step + Instant evaluation to assess trader competency. You'll need to hit profit targets while staying within daily and maximum drawdown limits.

Challenge Rules

The evaluation typically requires reaching an 8-10% profit target in Phase 1, followed by a 5% target in Phase 2 (for 2-step programs). Daily drawdown limits are usually 4-5%, with maximum drawdown at 8-12%.

Operating from the United Kingdom, AquaFunded benefits from proximity to one of the world's largest financial centres. UK-based firms often maintain high operational standards influenced by the surrounding regulatory environment. Instant funding with excellent support. With account sizes ranging from $10K–$200K and a starting price of competitive rates, the firm targets traders looking for a two-phase evaluation with accessible entry points.

The firm has established itself in the competitive prop trading landscape by offering 80% profit splits across their funded accounts. In this review, we break down exactly what AquaFunded offers, how their rules compare to competitors, and whether the firm deserves a spot in your shortlist.

AquaFunded follows the industry-standard 2-step challenge model. Phase 1 requires you to hit a higher profit target to demonstrate your ability to generate returns, while Phase 2 has a reduced target to confirm your consistency. Both phases share the same drawdown rules, and you'll need to pass both without resetting to qualify for a funded account.

Account sizes range from $10K–$200K, with challenge fees starting at competitive rates. As with most prop firms, larger account sizes come with proportionally higher fees but maintain the same percentage-based trading rules and profit targets.

Before committing to a challenge, we recommend reviewing the specific profit target and maximum drawdown rules for your chosen account size. Understanding these numbers relative to your average monthly return will help you assess the realistic probability of passing.

In addition to traditional forex and indices, AquaFunded offers cryptocurrency trading pairs. This gives you the opportunity to diversify across asset classes and take advantage of crypto market volatility alongside conventional instruments.

Like all prop firms, AquaFunded enforces risk management rules designed to protect their capital. These typically include a maximum daily loss limit, an overall drawdown limit, and potentially minimum trading day requirements. The specifics of these rules significantly affect your probability of passing and your experience on a funded account.

We recommend checking AquaFunded's current rule documentation directly, as firms occasionally update their terms. Pay particular attention to whether the drawdown is calculated on a static or trailing basis, whether positions can be held overnight and over weekends, and whether there are any restrictions on trading during high-impact news events.

AquaFunded offers a 80% profit split on funded accounts. This places them competitively within the current market, where most firms offer between 75% and 90% to the trader. The profit split determines how much of your trading profits you keep after each payout cycle.

Payout frequency and processing times are equally important considerations. Look for firms that offer bi-weekly or even on-demand payouts, and verify the withdrawal methods available in your region. The most reliable firms process payouts within 1–3 business days and support multiple payment methods including bank transfers and cryptocurrency.

Traders particularly appreciate AquaFunded for instant funding option, excellent customer support and fast payouts (24hrs). These strengths make the firm a viable option for traders who prioritise these qualities in their prop firm selection.

On the other hand, potential drawbacks include strict drawdown rules during evaluation and challenge fee required upfront. These are worth considering carefully depending on your specific needs and trading situation.

AquaFunded is likely a good fit if you're looking for a firm with 2-step + instant evaluations, trade forex, indices, crypto, and want to start with a reasonable entry fee. As always, we recommend comparing at least 2–3 firms before making your final decision — use our matching quiz for personalised recommendations based on your specific needs.

AquaFunded offers a functional prop trading program that may suit certain trader profiles. With a 4.6/10 MyPropGenius score, the firm ranks well within our database of 200+ prop firms.

Our rating reflects the overall package — challenge structure, pricing, rules, payout reliability, and trader feedback. No single rating tells the whole story, which is why we encourage reading through the specific sections above to decide if AquaFunded's strengths align with what matters most to your trading.