1-Step evaluations, instant INSTA accounts and a Prediction Markets challenge
Checked 8 October 2026
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Lux Trading Firm sells three products on its website: a 1-Step Evaluation, Instant Funding (called INSTA in its rules) and Prediction Markets. The 1-Step Evaluation comes in $100,000, $400,000 and $1,000,000 sizes for one-time fees of £199, £449 and £999, refunded in full after you pass. Instant Funding comes in $100,000 and $400,000 sizes for £299 and £699; there is no evaluation stage and the fee is not refunded. Prediction Markets is a separate 1-Step challenge on event contracts, with accounts from £5,000 to £50,000.
The rules page says evaluation and INSTA accounts start on a demo account, and the Terms of Use describe a simulated account in which trades are not made in live markets. After passing the 1-Step Evaluation you keep 80% of the profits, and the firm says funded accounts can scale up to $10,000,000.
The site still hosts an older Trading Rules page for an earlier programme, the Lux Career Trading Program, with a 75% split and a 29-day minimum on the Evaluation Account. This review uses the current Rules of Engagement page, which covers the 1-Step and INSTA accounts, and mentions the older page only where we say so.
Everything in this review comes from Lux Trading Firm's own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.
| Highest profit split | Up to 80% 1 Firm's wording: “keep 80% of the profits you generate.” |
|---|---|
| Account types | 1-Step evaluation, Instant funding (no evaluation) 12 |
| Markets | Forex, Crypto, Stocks, Indices, Commodities, Metals 1 |
| Platforms | MetaTrader 4, Match-Trader, Trader Evolution, TradingView 1234 |
| Allowed / offered on at least one account type |
Rules can differ between account types — check the linked page for the account you want. |
| Not allowed, or rules that apply (firm says so) |
|
You pass a single evaluation stage on a demo account and then receive a funded account. The fee is one-time and is refunded in full after you pass; the rules page says the fee is otherwise non-refundable.
| 1-Step account | One-time fee | Evaluation profit target | Max loss (static) | Balance floor |
|---|---|---|---|---|
| $100,000 | £199 | 10% ($10,000) | 6% ($6,000) | $94,000 |
| $400,000 | £449 | 12% ($48,000) | 6% ($24,000) | $376,000 |
| $1,000,000 | £999 | 15% ($150,000) | 6% ($60,000) | $940,000 |
Retrying is paid: the rules page gives £139 as the reset fee for a 100K 1-Step account.
An INSTA account lets you receive profits without passing an evaluation stage, but it also starts on a demo account. Both sizes have a 12% profit target. When you reach it, you receive 80% of the profit target; the homepage gives this as a one-time payment of $9,600 on the 100k and $38,400 on the 400k account.
| INSTA account | Fee | Reset fee | Profit target | Max loss (static) |
|---|---|---|---|---|
| $100,000 | £299 | £209 | 12% ($12,000) | 6% ($6,000) |
| $400,000 | £699 | £549 | 12% ($48,000) | 6% ($24,000) |
The Instant Funding page labels these prices "New exclusive offer". INSTA fees are not refunded whether you pass or fail, and INSTA accounts do not scale.
This is a 1-Step challenge in which you buy and sell YES/NO contracts on real-world events in sports, politics, economics and more.
| Prediction Markets account | Fee |
|---|---|
| £5,000 | £45 |
| £10,000 | £85 |
| £20,000 | £170 |
| £50,000 | £350 |
The page shows the same figures in US dollars and euros. We did not find a statement on whether the Instant Funding or Prediction Markets fees are one-time or recurring. The site advertises a 7-day free trial, and the Prediction Markets page has a free-trial button.
The Terms of Use say the firm accepts payment by credit and debit card, and that prices and availability may change without notice.
The current rules page applies a 6% static drawdown to all accounts, fixed at 6% of the starting balance. There is no minimum or maximum number of trading days. The Terms and Conditions, however, state that "Daily Loss Limit, Max Trailing Drawdown, stop loss and position limits apply"; our saved text does not show which product this refers to, and the rules page gives no daily loss figure for 1-Step or INSTA accounts.
Lux requires consistent risk allocation across all trades in each stage, with a maximum permissible risk of 5% of RRC (the page's term). Each position is subject to a maximum realised profit of 5% of the profit target in each stage.
Every trade must have a stop loss. You may move it to break even or into profit once the trade has moved in your favour, but no stop-loss adjustments are allowed within 30 seconds before or after a news event.
You may hold up to 5 evaluation accounts at the same time and up to 5 INSTA accounts. You cannot execute or have open similar trades at the same time (same symbol or side, or closely correlated instruments).
Copy trading and trade-mirroring tools are allowed, and the product pages describe connecting an account you hold with any broker or prop firm and copying its trades to your Lux account on MatchTrader.
The rules page says all funded stage accounts are executed on an A-Book model.
The Prediction Markets page shows a 10% profit target ("Profit Target: £500 (10%)") and a 4% trailing drawdown based on your highest closed account balance. The target must be reached through fully closed positions, there is no time limit, and risk per trade is limited to 1% ("Max. Allocation Per Trade: £50 (1% Max Risk)"). Entries are only permitted when the contract price is between 10¢ and 90¢.
We did not find a statement on weekend holding on the current rules page. The older Trading Rules page, for the earlier Lux Career Trading Program, says self-developed EAs, news trading and holding trades over the weekend are allowed and bans third-party EAs. We have not applied those older rules to the current products.
On 1-Step funded accounts there are no fixed payout cycles: you can request a withdrawal at any time once your account balance is in profit, and all positions must be closed when you do. On INSTA accounts you may request a withdrawal once the account hits its profit target, no rules have been broken and there are no open positions. The rules page says "At Lux Trading we have instant withdrawals." We did not find payout methods or minimums for these accounts on the current pages.
Each time a trader earns 10% on a funded account, the account size is scaled up, up to $10,000,000. The 1-Step page shows paths to $10,000,000 of 3, 4 or 6 stages depending on the starting account. Its stage table lists the first funded stage of the $100,000 account with a $10,000 target, a $6,000 maximum loss and an 80% split. INSTA accounts do not scale. The Terms and Conditions say results for stage 3 and up are calculated on the first weekend of each month for the previous month, and scaling is only possible after that calculation.
Prediction Markets payouts can be requested every 10 days: the first exactly 10 days after the funded account is created, then every 10 days from the last approved withdrawal, with all positions closed. The page says withdrawals are "guarded by our consistency rules" and "structured around a scaling schedule based on your funding history and payout cycles", and it lists "Max. Earn Per Contract: £100 (2% Max Cap)". Funds are released to a bank or cryptocurrency destination. The page lists profit splits of 70% and 80% to the trader; our saved text does not show which payouts each applies to. A single trader's total Prediction Markets allocation is capped; the page's example is five 10,000 accounts or one 50,000 account.
The firm says its fee covers MT4, TradingView and Trader Evolution, and the Terms and Conditions add that platform choice may be limited by account type or size. Copied trades from an outside account go to your Lux account on MatchTrader.
The product pages say you can trade any asset class, and the firm's July 2026 symbol list groups instruments into forex, indices, commodities, metals, cryptocurrencies and stocks.
The older Trading Rules page names the MT5 and Lux Trader platforms for the earlier programme. The current product pages we saved do not name them.
Pages across the site name Lux Trading Firm Ltd (UK company registration number 13160991, 128 City Road, London) and Lux Trading Firm ME L.L.C-FZ (registration number 2311235.01, Emaar Square 4, Dubai). The firm states that it is not a broker and does not accept deposits, that its only activities are prop trading and professional training, and that it is consequently not required to be authorised by the regulatory authority.
The site also describes itself as an "Officially regulated member of TPA", and the About page says "We are regulated by TPA"; it does not explain TPA in the text we saved.
The pages describe accounts differently. For funded accounts, the homepage says "We exclusively trade REAL money in all our professional stage accounts" and the 1-Step page says accounts after the evaluation are "Fully Funded with real capital". The Terms and Conditions say the firm will provide "a live account, backed by our capital", but the same Terms also say the capital in a funded account is notional, that the firm may act as the direct counterparty to certain trades, and that there is an inherent potential conflict of interest. For INSTA accounts, the risk desk may at its discretion move an account to an A-book live account. The Terms of Use describe a simulated account evaluated "across two steps", which does not match the 1-Step structure on the rules and product pages. Where they differ, we treat the Terms and Conditions and the rules page as the more specific texts.
You must be at least 18. Traders with permanent residency in a sanctioned country are refused international wire, PayPal and Wise transactions; crypto transactions are exempt. We did not find a published list of restricted countries. Once you have been sent your account credentials, the Terms and Conditions say you are no longer entitled to a refund.
The About page says the firm is backing traders in 160 countries; this is the firm's own figure.
The 1-Step Evaluation may suit traders who want one evaluation stage, a fee refunded after passing, no minimum trading days and a static drawdown, and who accept a mandatory stop loss, consistent risk sizing and a 5% cap on each position's realised profit.
INSTA pays 80% of a 12% target without an evaluation, but the fee is not refunded and the account does not scale.
Prediction Markets is a lower-cost, manual-only product for event contracts with a 4% trailing drawdown.
MyPropGenius Rating:
The rating measures how openly Lux Trading Firm discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.
The pages give the UK company, number and address (matching UK Companies House), say Lux is not a broker, and the Terms describe simulated accounts. Refund wording conflicts across the firm's pages: most promise a 100% fee refund on passing the Evaluation, the trading-rules page says 50% on passing (with the rest later), and the T&C say no refund once credentials are sent. We did not find payout proof of any kind on the firm's pages we read: no payout list, certificates, totals or payout testimonials. We count operating history from 27 Jan 2021, when UK Companies House records the incorporation of the company the site names, so over five years.
Its Transparency Index score is 53/100 (Mixed). We do not verify payouts or test accounts; this is what the firm’s own pages show.
Check the current rules and prices on the firm's own website before you buy.
We have no commercial relationship with Lux Trading Firm. Links to its website are not affiliate links.
Lux Trading Firm's 1-Step Evaluation charges a one-time fee of £199 to £999 that is refunded after passing, with a 6% static drawdown, no minimum trading days and an 80% split once funded. The trade-offs are strict risk rules: a stop loss on every trade, consistent risk sizing and a 5% cap on each position's realised profit. Because some site pages conflict, read the current rules page and the Terms and Conditions before buying.
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Find my matchThe rules page lists one-time fees of £199 ($100,000), £449 ($400,000) and £999 ($1,000,000). The fee is refunded in full after you pass.
80% of profits on a funded 1-Step account. INSTA accounts pay 80% of the 12% profit target. The Prediction Markets page lists splits of 70% and 80% to the trader.
No for 1-Step and INSTA accounts: the current rules page says "We do not have any minimum or maximum number of trading days." The Prediction Markets page does not state a minimum, but its first payout is 10 days after the funded account is created.
Yes on 1-Step and INSTA accounts: the rules page allows copy trading and trade-mirroring tools. Copy trading in any form is banned on Prediction Markets.
On a funded 1-Step account, at any time once the balance is in profit, with all positions closed. On Prediction Markets, every 10 days, starting 10 days after the funded account is created, subject to the page's consistency rules and payout scaling schedule.
Evaluation and INSTA accounts start on a demo account. For funded accounts the pages differ: the homepage says "We exclusively trade REAL money in all our professional stage accounts" and the Terms and Conditions say the firm will provide "a live account, backed by our capital", but the same Terms also say the capital in a funded account is notional and that the firm may act as counterparty to certain trades.