FXIFY Futures review 2026

FXIFY Futures sells simulated futures trading accounts through fxifyfutures.com. Its FAQ says it offers two programmes, the Flex Plan and the Direct Plan. Flex is described as “a one-step evaluation pathway”. Direct is described as “an instant simulated funding pathway”, so there is no evaluation to pass. Both are bought for a one-time fee, according to the FAQ.

The site says “Flex and Direct both come with a 90% split.” On Flex, a paid add-on at checkout takes the split to 100%. The site lists NinjaTrader, Tradovate and TradingView as platforms, and uses an end-of-day (EOD) trailing drawdown.

The site’s pages, including its FAQ pages, name the operator as FXIFY Futures Limited, at an address in Dublin, Ireland. This review is based on the firm’s homepage, How It Works page, FAQ pages and terms. The terms page appears to be written for other FXIFY products, so where it disagrees with the futures FAQ pages we follow the FAQ pages and say so.

Everything in this review comes from FXIFY Futures' own web pages, saved on 7–9 October 2026. Rules and prices change, so check the firm's site before you buy.

Flex is a one-step evaluation. You must reach the profit target within 30 days while meeting a 50% consistency rule, with no minimum trading days. Direct skips the evaluation: the How It Works page lists “Evaluation Required No, funded on purchase”. The FAQ says “your simulated funded account is issued immediately after completing KYC verification and contract signing.”

The FAQ says each account requires “a single one-time payment” and that “There are no recurring subscription fees or activation charges.” The trading-plans FAQ also says that when you buy several accounts at the same time, “additional tier discounts apply”, and its list includes a discount on the first account. We could not tell from our captures whether the prices below are before or after those discounts, so check the price at checkout.

Flex (one-step evaluation)

Direct (instant simulated funding)

The How It Works page lists further contract limits (for example “Max Contracts 2 minis / 20 micros”), but our captures do not tie them to a programme or account size in the page’s own wording, so we leave them out. The FAQ says traders may hold up to 5 active accounts in total.

Flex

• Evaluation: reach a 6% profit target within 30 days, with no minimum trading days. If you exceed the maximum drawdown or the evaluation duration ends, the account is marked as failed.
• Daily loss limit: 2% on every size. The FAQ says hitting it “sets your account to read-only for the remainder of the trading day”.
• Maximum loss: an EOD trailing drawdown based on the closing balance (amounts in the table above). After each withdrawal on a funded account, the maximum drawdown locks at the starting balance.
• Consistency: in the evaluation, no single day can make up more than 50% of total evaluation profits. On the simulated funded account the limit is 40% of total cycle profits.

Direct

• No evaluation. You can request a payout once the account balance reaches the profit goal for your size.
• Daily loss limit: none on $25K; $1,000, $2,000 and $2,500 on the larger sizes (see table).
• Maximum loss: EOD trailing, based on the end-of-day balance. It locks permanently at the starting balance once you take a payout.
• Consistency: “A 25% consistency rule applies throughout the Direct plan.”

Both programmes

• Consistency breaches: if one day exceeds the threshold, “you do not fail your account”. You keep trading until that day falls back within the limit.
• Daily loss limit: the homepage lists “Daily Loss Limit Soft breach” without naming a programme.
• Overnight: the How It Works page lists “Hold Overnight No”.
• Inactivity: the How It Works page lists “Inactivity Rule 1 trade every 3 weeks”.
• Price limits: the FAQ “prohibits trading when a product is within 2% of a CME price limit”, and this “applies to all FXIFY Futures accounts, not just during evaluations.”

Add-ons are for Flex only: “Add-ons are not available for Direct accounts.” They “can only be selected at checkout” and cannot be added later. The add-ons FAQ describes three:

• Profit split: adds 10% to the split, so Flex traders keep 100%. It “costs 15% of the selected account’s fee.”
• Daily loss limit removal: removes the daily loss limit on Flex.
• Maximum loss: increases the Maximum Loss Limit allowance by $250.

A bundle of all three costs 35% of the account fee.

Resets are for Flex evaluations only. A reset gives a new Flex evaluation account with the same specifications, and the FAQ says “You can reset your Flex account as many times as needed.” Reset fees are $89, $149 and $209 for the $50K, $100K and $150K accounts. Resets are not available once in the simulated funded stage, and not at all on Direct.

The standard split is 90% to the trader on both programmes. On Flex, the paid add-on above raises it to 100%. The site says payouts “are processed within 2 business days” and that “Every one is sent through Rise.”

On Flex, the consistency rule must be met before a payout request, and the calculation resets after each request. On Direct you may withdraw any amount between the $500 minimum and your size’s cap. Any profit you leave in a Direct account acts as a drawdown buffer.

We did not find a scaling plan on the pages we hold.

The price-limit FAQ states the CME price-limit rule, and the How It Works page lists the overnight and inactivity items above. The FAQ for Flex says “Expert Advisors (EAs) and copy trading permitted by default.”, and the How It Works page lists “Copy Trading / EAs Allowed”.

The terms page also contains a list of trading practices written in capitals. In our capture it includes:

• gap trading by opening trades “WHEN MAJOR GLOBAL NEWS, MACROECONOMIC EVENT OR CORPORATE REPORTS OR EARNINGS” are due, or “2 HOURS OR LESS BEFORE A RELEVANT FINANCIAL MARKET IS CLOSED FOR 2 HOURS OR LONGER”;
• using “ANY SOFTWARE, ARTIFICIAL INTELLIGENCE, ULTRA-HIGH SPEED, OR MASS DATA ENTRY WHICH MIGHT MANIPULATE, ABUSE” the service;
• trading on an external or slow data feed;
• entering opposite positions, including between connected accounts;
• “OVEREXPOSURE, ONE-SIDED BETS, ACCOUNT ROLLING, STATISTICAL ARBITRAGE”.

The terms also refer to allowing “access to and trading on your FXIFY Challenge and Verification accounts by any third party”. As noted below, the terms page appears to cover other FXIFY products. We could not confirm from our captures how these clauses apply to Flex and Direct, so read them before using an EA, a copier or a news strategy.

The site lists “Platforms NinjaTrader, Tradovate, TradingView”. The FAQ says “Level 1 data is available for free on the platform” and that traders “can upgrade to Level 2 data for a $39 monthly fee”.

On markets, the price-limit FAQ gives equity index futures “such as ES, MES, NQ, MNQ, RTY, M2K, YM, and MYM” as examples. The facts table shows futures (contracts on indices), based on these examples; we did not find a full product list. The terms also mention “other instruments on other financial markets”, but that wording sits on the terms page discussed below.

Account purchases can be paid by PayPal and by Visa, MasterCard and American Express debit and credit cards, according to the payment-methods FAQ.

The terms name the provider as “FXIFY FUTURES LIMITED, with its registered office at SUITE 302, 2 PEMBROKE STREET UPPER, DUBLIN, Dublin 2, Ireland” (company no. 769468). The same name and address appear on the futures FAQ pages. The terms state: “NONE OF THE SERVICES PROVIDED TO YOU BY THE PROVIDER CAN BE CONSIDERED INVESTMENT SERVICES”. The introduction FAQ says the firm is “supported by a top-tier broker and one of the industry's leading CFD prop firms, FXIFY.” This is the firm’s own statement; we have not checked it.

Accounts are simulated. The terms say “any trading that you perform through the Services is not real.” The FAQ describes Direct as instant simulated funding and the Flex funded stage as a “Simulated Funded Stage”. The How It Works page also says “Reach the objectives on the sim funded account and progress to live funding”. We could not see the conditions for that step.

The homepage states “Over $35 million verified payouts”. It does not say, in our capture, whether this figure covers FXIFY Futures alone.

Terms versus FAQ. The terms page refers to “Paid Monthly Trading Contests, FXIFY Challenge, and Verification products”. It says “We operate as subscription service provider” and that cards are “billed with the specified amount every month”. It also refers to an inactivity period of “two (2) months”. The futures FAQ and How It Works pages instead describe Flex and Direct, “a simple one-time payment model” and “Inactivity Rule 1 trade every 3 weeks”. Where they differ, we have used the futures FAQ and How It Works pages.

Restricted countries. The prohibited-countries FAQ says listed countries “are currently prohibited from trading with FXIFY Futures” and that the list “is subject to change”. Our capture includes only its A–D and E–K lines: Afghanistan, Albania, Algeria, Angola, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Ecuador, Ethiopia, Ghana, Gibraltar, Haiti, Hong Kong, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kenya and Kosovo. The terms carry a separate “Restricted Jurisdictions” list, which includes, for example, Zimbabwe, Vietnam and Russia. Check both lists, and the full FAQ page, before buying.

On the firm’s stated terms, Flex may suit futures traders who want a low one-time entry fee and no minimum trading days, and who can work within a 30-day limit, a 2% daily loss limit and a 50% consistency rule. Direct may suit traders who want a simulated funded account straight away and payouts on request, and who accept higher fees, a 25% consistency rule and no resets.

Traders who hold positions overnight should note that the site lists “Hold Overnight No”. Traders who rely on EAs, copiers or news trading should read the terms’ clauses first.

MyPropGenius Rating: 2.8/5 — its Transparency Index score of 57/100 ÷ 20, rounded down

The rating measures how openly FXIFY Futures discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.