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FunderPro Review 2026

CFD prop firm with one- and two-phase simulated challenges and an Instant Program on MT5, cTrader and TradeLocker

★ 3.2/5

At a glance

  • Profit split: up to 90%
  • Account types: 1-Step, 2-Step, Instant funding
  • Transparency Index: 65/100 (Good)

Checked 8 October 2026

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Up to 90%
Profit split
From $29
Lowest checkout price (Classic)
$5K–$200K
Challenge account sizes
Up to $5M
Stated scaling ceiling

Overview

FunderPro sells simulated evaluations for CFD traders in three challenge types: One Phase, Classic (two phases) and Pro (two phases, with daily or weekly rewards). It also runs an Instant Program that skips the evaluation. Challenge account sizes run from $5K to $200K. Instant accounts run from $5K to $100K. Trading is on MT5, cTrader and TradeLocker.

The firm advertises a profit split of up to 90%. Its rewards page says Pro Funded Traders who choose weekly rewards get a 90% split for free; otherwise it gives 60% to 80%, with an add-on to raise it to 90%.

The firm states that all trading activity takes place in a simulated environment and that allocated funds are fictitious. Its Challenge Terms and General Terms of Use name FunderPro Ltd, a company registered in Malta (registration no. C 104558), while the website footer says FunderPro Saint Lucia Ltd provides the simulated trading services advertised on the site. The home page claims "$22,000,000+ paid to traders"; this is the firm's own figure, which we have not verified. The footer also states that only 7.35% of traders who purchase a challenge pass to the funded phase, based on the firm's data since its inception.

Everything in this review comes from FunderPro's own web pages, saved on 7–8 October 2026. Rules and prices change, so check the firm's site before you buy.

Key Highlights

✅ Pros

  • Unlimited challenge duration shown in the Classic table and the checkout configuration
  • Pro with daily rewards lets you request a reward whenever the account is at least 1% in profit
  • Pro with weekly rewards gets a 90% split without paying for an add-on, according to the rewards page
  • News trading allowed in all challenge phases
  • The home and Challenge pages say Classic has no consistency rule
  • Three platforms: MT5, cTrader and TradeLocker

❌ Cons

  • Funded accounts cannot enter trades within 2 minutes of high-impact news without the paid Swing add-on
  • Instant accounts use a 6% trailing drawdown and a 15% best-day consistency rule
  • Pro challenge fees are not credited back after the first reward; Classic and One Phase fees only after passing and claiming a first reward
  • The help centre and the Challenge Terms conflict on HFT and on when the 20% margin rule applies
  • Combined starting allocation across funded accounts capped at $200,000 per client unless the firm decides otherwise
  • Prices differ between pages (a $5K Classic at $69 on the Challenge page; Classic "from $29" at checkout)

Verified Facts at a Glance

Highest profit splitUp to 90% source
Firm's wording: “Pro Funded Traders that choose weekly rewards get 90% profit split for free.”
Account types1-Step evaluation, 2-Step evaluation, Instant funding (no evaluation) source source source
MarketsForex, Crypto, Indices, Commodities, Metals source source
PlatformsMetaTrader 5, TradeLocker, cTrader source
Allowed / offered on at least one account type
Rules can differ between account types — check the linked page for the account you want.

Programmes and Prices

The checkout page describes the challenge fee as a "ONE-TIME 100% REFUNDABLE FEE"; the refund conditions the help centre attaches are set out under Payouts below. Starting prices on the checkout page were: One Phase from $69, Classic from $29, and Pro (weekly or daily rewards) from $75. The Challenge page showed a $5K Classic challenge at $69, and the home page a $100K Classic challenge at $539. The $69 price for a $5K Classic account does not match the "from $29" Classic price on the checkout page, and the home page calls One Phase the "Cheapest base price"; check the price at checkout.

The home page lists the Instant Program as starting from $79. The Instant checkout page showed $799 for a $100K account.

Optional challenge add-ons on the checkout page were First Reward in 7 Days, Swing Account (hold over weekends and news) and 90% Performance Reward; with the $100K size shown, they cost +$80.85, +$53.90 and +$107.80. Instant add-ons were Swing Account (+$239.70), Second Chance, described as one free reset on a breach (+$199.75), and 90% Performance Reward (+$319.60), again at the $100K size shown. The help centre describes Second Chance as available "For a limited time".

Limits by programme

ProgrammePhasesProfit targetMax daily lossMax overall lossLeverage
One Phase1Not stated on a labelled page we saved (see Trading Rules)3%Not stated on a labelled page we savedForex 1:50; metals, oil, indices 1:10; crypto 1:2
Classic210% (Phase 1), 5% (Phase 2)5%10%Forex 1:100; metals, oil, indices 1:30; crypto 1:2
Pro210% (Phase 1), 8% (Phase 2)5%Not stated on the pages we savedForex 1:100; metals, oil, indices 1:30; crypto 1:2
InstantNoneNone (no evaluation)3% of balance6%, trailing (see Trading Rules)Up to 1:30

Several of these figures sit on different pages: the Classic figures come from the home and Challenge page tables, the Pro targets from the Trading Rules page, the daily limits from the FAQ, and the Instant figures from the Instant checkout page and Instant Account Terms.

Trading Rules by Programme

To pass an evaluation, the profit target must be reached in realised profit while flat on all positions. The FAQ says the daily drawdown is balance based for all accounts and is calculated at the start of the day (5:00 p.m. EST).

Classic

Classic has a 10% Phase 1 target and a 5% Phase 2 target, a 5% daily and 10% overall drawdown, and a minimum of four trading days in each phase. The table shows unlimited challenge duration, no consistency rule and weekend holding only with an add-on, and lists news trading and holding as allowed (for funded accounts, see the news rule under Restrictions). The funded stage of the Classic table shows an 80% profit split with bi-weekly rewards.

One Phase

One Phase has a 3% daily drawdown in both the challenge and the funded account. The firm says it "Can be completed in 3 days". The challenge checkout page we saved was loaded with type=classic in its address and showed $539 for $100K, the same as the home page's $100K Classic price; it showed a 10% profit target, one minimum trading day, a 3% daily loss limit, a 6% maximum loss, 1:50 leverage, a 40% consistency rule, an 80/20 split and bi-weekly rewards. These conditions match the One Phase figures rather than the Classic table (5% daily and 10% overall drawdown, four minimum days, 1:100 forex leverage, no consistency rule), and the page text did not label the selected type, so we treat these checkout figures as indicative only.

Pro

Pro has a 10% target in Phase 1 and 8% in Phase 2, and a 5% daily drawdown. The help centre describes a challenge consistency rule that limits how much of total profit can come from a single day; the home page says Classic has "No Consistency Rule". We did not capture the consistency threshold or overall drawdown for Pro.

Instant Program

Under the Instant Account Terms, equity must not fall below 94% of the initial balance; this floor trails upwards with performance until it reaches the initial balance, where it stays fixed. The Instant checkout page also shows a 3% maximum daily loss on balance. To be eligible for a reward, an Instant account needs a profit of at least 0.5% on at least five separate trading days, and the best day must be no more than 15% of the profit requested. The home page advertises "No Trailing Drawdown", but the Instant Account Terms apply a trailing drawdown to Instant accounts.

All programmes

Under the Challenge Terms, an account with no closed position for more than 30 consecutive calendar days is disabled and terminated without a refund. The Instant Account Terms have a similar 30-day inactivity rule. The Challenge Terms cap the combined allocation across all of one client's funded accounts at $200,000, unless the company decides otherwise.

Restrictions and Prohibited Strategies

  • News: the Challenge Terms allow trading through high-impact news in all challenge phases, but on funded accounts entering a trade within two minutes before or after a high-impact release is prohibited unless the Swing Account add-on is active.
  • Weekends and market closures: the help centre says traders must follow position-closure requirements before extended market closures unless trading on a Swing Account.
  • For the Instant Program, the help centre says its drawdown model allows overnight and weekend holding.
  • Expert advisers: the help centre says EAs and bots are allowed if used ethically; the Challenge Terms ban third-party EAs built for tick scalping, rollover scalping or high-frequency trading and require users of third-party EAs to own the source code.
  • Copy trading: allowed only between your own accounts, according to the help centre.
  • The Instant Account Terms prohibit copy trading or signal replication without the company's prior written authorisation.
  • Hedging: allowed within one account; holding opposite positions in different accounts is prohibited.
  • Arbitrage trading (including latency, hedge, reverse and rollover-scalping arbitrage) and gap trading (taking advantage of market closures and re-openings) are prohibited under the Challenge Terms.
  • The Instant Account Terms also prohibit grid trading, tick scalping and account cycling.
  • Martingale: the help centre says it is allowed, "but caution is key".
  • Lot sizes: the Challenge Terms say abrupt, unjustified changes in lot size may be treated as reckless or gambling behaviour.
  • VPNs: the help centre answers "Yes, with country limits" on VPN and VPS use, while the Terms prohibit using a VPN to conceal your location.

Where the help centre and the Terms differ

The help centre says "HFT is allowed with limits", but the Challenge Terms prohibit high-frequency trading; we follow the Terms. The Challenge Terms treat using more than 20% of available margin per asset class as excessive, without limiting this to funded accounts. The help centre says there is no margin cap or maximum lot size during challenges and that the 20% limit applies on funded accounts.

Payouts and Scaling

AccountReward frequencyMinimum / triggerSplit
Pro (daily rewards)Any time, including several times a dayAccount at least 1% above initial balance60% to 80% range given on the rewards page; 90% with paid add-on
Pro (weekly rewards)WeeklyNot stated on the pages we saved90% without add-on
Classic and One PhaseBi-weekly (first reward after 7 days with paid add-on)$100 minimum80% in the Classic table; 90% with paid add-on
InstantBi-weekly$100 minimum per payout; KYC approval first80/20; 90% with paid add-on

The rewards page does not say which accounts sit at 60% and which at 80%; it says an add-on boosts rewards to 90%. The Instant Account Terms require KYC approval before the first reward request.

On speed, the firm says rewards are typically paid within 1 working day, with an average payment time of 8 hours. The home page words it as an aim: to process funded account rewards within 1 working day from approval.

Fee credit and refunds

According to the help centre, if you pass a Classic or One Phase challenge, are offered a funded account and claim at least one reward, the challenge fee is added to that reward or credited to you. The same article says a withdrawal needs at least $100 in profit and that processing may take up to seven business days. Pro challenge fees are not eligible for this credit. After an upgrade, only the extra amount paid is creditable. No refund is given after a failed challenge. The help centre says a challenge bought by mistake can be fully refunded if you request it within 14 days of purchase and have not placed any trades. These conditions are narrower than the "100% REFUNDABLE" wording on the checkout page.

Scaling

The help centre says you can manage up to $200K in combined starting capital, with scaling potential up to $5M. The scaling plan has its own help article, which we did not capture, so we cannot describe its conditions.

Platforms and Markets

The Trading Platforms page lists MetaTrader 5, cTrader and TradeLocker. The Instant checkout page lists all three platforms. The leverage tables cover forex, metals, oil, indices and crypto. The Spreads page publishes read-only logins for TradeLocker, cTrader and MT5 so anyone can check real-time spreads.

The footer states that MT5 services on the site are not intended for U.S. citizens or residents. The help centre lists funderprofutures.com as a second official domain; we did not review the futures offer. The firm says its support team is available 24/7 via live chat.

Company and Terms

The Challenge Terms and the General Terms of Use name FunderPro Ltd, registered in Malta with registered address at Cali House, San Gwann, as the contracting company. The Challenge Terms and the Instant Account Terms are governed by the laws of Malta. The footer says FunderPro Saint Lucia Ltd, a Saint Lucia corporation, provides the simulated trading services advertised on the website. The footer also states that the Malta company provides simulated trading, does not provide investment services under Maltese law, is not a broker and does not accept deposits.

The Challenge Terms state that trading during the evaluation is simulated, using fictional funds. The Instant Account Terms say no real money is deposited and no live-market execution is provided.

You must be 18 or older. Availability depends on your country of residence; the Terms refer to a list of prohibited jurisdictions in the FAQ, which we did not capture. Identity checks (KYC) take place after you pass a challenge and before the funded stage. The Challenge Terms also describe an "Activation-Fee Account Type", where a further fee is paid after passing; they list One Phase, Classic, Pro-Daily Rewards and Pro-Weekly Rewards as Standard Account Types that need no activation fee. Even after a pass and KYC, the Challenge Terms say a funded agreement is offered at the company's sole discretion.

Who It Suits

  • Traders who want to request rewards often: Pro with daily rewards allows a request whenever the account is at least 1% in profit.
  • Traders who do not want a consistency rule in the evaluation: Classic is the challenge the firm describes as having none.
  • Traders who want to skip an evaluation and accept a 6% trailing floor and a 15% best-day rule: the Instant Program.
  • News traders should note that funded accounts need the Swing add-on to trade around high-impact releases.

Affiliate Disclosure

MyPropGenius has an affiliate relationship with FunderPro: we earn a commission if you buy through our link. This does not change the review or the firm's Transparency Index score, which use the same published rules as every other firm.

MyPropGenius Rating

MyPropGenius Rating: 3.2/5 — its Transparency Index score of 65/100 ÷ 20, rounded down

The rating measures how openly FunderPro discloses its rules, pricing, payouts and ownership (our Transparency Index methodology). It does not measure how likely you are to pass or be paid.

Is FunderPro legit?

The footer gives both entities with registration numbers, addresses and jurisdictions, and states the company is not a broker and provides no investment services under Malta's Investment Services Act. The site states that all trading is simulated and funds are fictitious. A help-centre refund article sets out a full refund within 14 days if no trades were placed, no refund after failing a challenge, and rules on crediting the fee, and the Terms give the same 14-day deadline. Its own pages give aggregate payout totals and the Rewards page invites readers to see who got paid recently, but we did not find individual dated payout records on the pages we saved on 10 Oct 2026.

Its Transparency Index score is 65/100 (Good). We do not verify payouts or test accounts; this is what the firm’s own pages show.

Ready to look at FunderPro?

Check the current rules and prices on the firm's own website before you buy.

Ad: MyPropGenius has an affiliate relationship with FunderPro. We earn a commission if you buy through our links. It does not affect the firm's score, which comes from the Transparency Index.

⚖️ Our Verdict

FunderPro offers three simulated challenge types and an Instant Program on MT5, cTrader and TradeLocker, with rewards from bi-weekly up to on-demand for Pro daily-reward accounts. The rules differ a lot by programme: Classic is described as having no consistency rule, Instant accounts carry a trailing drawdown, and funded accounts need the Swing add-on for news trading. Read the Challenge Terms alongside the help centre, because they disagree on HFT and the 20% margin rule, and confirm prices at checkout.

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Frequently Asked Questions about FunderPro

Simulated. The firm states that all trading activity takes place in a simulated environment and that allocated funds are fictitious.

The Classic funded table shows 80%, and the rewards page gives a range of 60% to 80%. Pro accounts on weekly rewards get 90% without an add-on, per the rewards page; on other accounts a paid add-on raises the split to 90%.

Pro accounts with daily rewards can request a reward whenever they are at least 1% in profit. One Phase and Classic funded accounts claim bi-weekly with a $100 minimum.

Yes in all challenges. On funded accounts, the Terms prohibit entering trades two minutes either side of high-impact news unless you have the Swing Account add-on.

The Classic table and the checkout configuration we saved show unlimited duration.

The help centre says a challenge bought by mistake can be fully refunded if you request it within 14 days of purchase and have not placed any trades. There is no refund after a failed challenge.