Funded Trading Plus Review 2026

What Is Funded Trading Plus?

Funded Trading Plus (FTP) is a UK-based proprietary trading firm that evolved from Trade Room Plus, a trading education company that has been active since 2013. This educational heritage distinguishes FTP from the majority of prop firms that launched purely as evaluation-fee businesses — FTP's founders were professional traders and educators long before they built their prop firm offering.

The firm launched its prop trading division in 2021 and has since issued over 211,000 accounts across 180+ countries. FTP offers one of the most comprehensive programme selections in the industry, with one-phase, two-phase, and instant funding options. Its instant funding programme — the Master Trader plan — allows traders to bypass evaluation entirely and receive immediate access to a funded account.

FTP's standout features are its trading freedom (nearly all strategies permitted), scalable profit splits that reach 100%, weekly payout availability with just a $50 minimum, and scaling to $2.5 million. The firm operates through GooeyTrade, a professional technology provider that manages the trading infrastructure, and works with regulated broker partners including Eightcap and ThinkMarkets.

Company Background and Reputation

Funded Trading Plus operates as FTP London Ltd, registered in the United Kingdom, with additional registration in Saint Lucia. The UK registration, combined with the parent company's decade-plus history in trading education, provides a stronger foundation than most prop firms launched in the 2021-2023 wave.

Its Trustpilot rating of 4.7/5 across 2,100+ reviews is exceptional, with over 90% of reviews being 5-star. This places FTP alongside FXIFY (4.7) and just below FTMO (4.8) and The5ers (4.9) in the Trustpilot rankings.

Traders consistently praise three aspects: transparent rules with no hidden conditions, responsive 24/7 customer support via email and live chat, and the freedom to trade however they choose without strategy restrictions. The firm's educational roots show in its communication style — rules are explained clearly, and the support team handles questions with genuine trading knowledge rather than scripted responses.

Negative feedback, where it exists, typically focuses on the premium pricing of instant funding accounts, lack of published spread data, and occasional DXtrade platform performance issues. These are relatively minor complaints compared to the payout disputes, hidden rules, and transparency problems that dominate negative reviews at lesser firms.

The firm's "5-Star Promise" marketing aligns with its operational reality — a rarity in the prop firm space where marketing claims and trader experiences frequently diverge.

The Evaluation Process

FTP offers multiple evaluation pathways designed for different experience levels and preferences.

1-Phase Experienced Programme

A single-step evaluation for confident traders: - Profit target: 10% - Daily drawdown: 4% (trailing from balance) - Maximum drawdown: 6% (trailing) or up to 10% with add-ons - Minimum trading days: 3 (can be removed with add-on) - Time limit: None - Account sizes: $12,500 – $200,000

The 1-Phase Experienced plan is FTP's most popular evaluation option, combining a straightforward single target with generous drawdown limits. The DRIVE add-on enhances this further with 10% max drawdown, 90% profit split, and 20% off the base fee.

2-Phase Advanced Programme

A two-step evaluation with balanced targets: - Phase 1 profit target: 8% - Phase 2 profit target: 4% - Daily drawdown: 4% - Maximum drawdown: 8% (static — does not trail) - Minimum trading days: 3 per phase - Time limit: None - Account sizes: $25,000 – $200,000

The static drawdown on the Advanced programme is a meaningful advantage. Unlike trailing drawdowns that move with your peak equity, the static drawdown remains fixed at 8% below your initial balance. This means early profits create genuine buffer rather than raising the floor beneath you.

2-Phase Premium Programme

An enhanced two-step with the most generous drawdown limits: - Phase 1 profit target: 8% - Phase 2 profit target: 4% - Daily drawdown: 4% - Maximum drawdown: 10% (static) - Minimum trading days: 3 per phase - Time limit: None - Account sizes: $25,000 – $200,000

The 10% static drawdown provides maximum breathing room during the evaluation, making this the most forgiving two-step challenge in FTP's lineup.

2-Phase Prestige Programme

A premium evaluation tier with enhanced conditions and higher fees.

Master Trader Programme (Instant Funding)

FTP's flagship offering for experienced traders who want to skip evaluation entirely: - No evaluation phase — immediate access to funded account - No profit targets — simply trade profitably - Daily drawdown: 3% – 6% (varies by configuration) - Maximum drawdown: 6% - Minimum trading days: None - Account sizes: $5,000 – $100,000 - Profit split: 70% – 90% (varies by configuration)

The Instant Funding programme eliminates the evaluation barrier entirely but comes with significantly higher fees (up to $4,500 for a $100,000 account) and non-refundable pricing. The tighter drawdown limits (particularly the 3% daily on some configurations) demand disciplined risk management from day one.

Trading Rules and Conditions

FTP's rule set is among the most permissive in the industry.

Risk Management Rules

• Daily drawdown: 3% – 4% depending on programme. Calculated from start-of-day balance. Includes unrealised losses.

• Maximum drawdown: 6% – 10% depending on programme. Static on 2-Phase programmes (fixed from initial balance), trailing on 1-Phase and Instant (follows peak equity).

• Smart Drawdown (Instant Funding): On Instant Funding accounts, the drawdown "locks" once your account reaches a certain profit threshold, converting from trailing to static. This protects accumulated profits by preventing the drawdown floor from retreating.

• No profit targets on funded accounts: Once funded, there are no mandatory profit targets. You simply need to maintain your account above the drawdown limits. The $50 minimum withdrawal is the only earnings threshold.

Trading Freedoms

FTP permits virtually every trading approach:

• Scalping: Allowed with no minimum hold time
• News trading: Allowed on all challenge programmes (restricted on Instant Funding)
• Overnight holding: Allowed on all programmes
• Weekend holding: Allowed on challenge programmes. Prohibited on Instant Funding unless the weekend holding add-on is purchased
• Expert Advisors (EAs): Fully permitted
• Hedging: Allowed
• Swing trading: Fully supported with no restrictions on holding duration
• Algorithmic trading: Permitted

This breadth of strategy permission makes FTP one of the most flexible firms for traders with unconventional or automated approaches.

Prohibited Activities

• Account management by third parties
• Exploitative or manipulative trading strategies
• Coordinated trading across accounts designed to offset risk artificially

Mandatory Stop-Loss (Advanced Programme)

One notable restriction: the Advanced 2-Phase programme requires a mandatory stop-loss on every position. This is a meaningful constraint for traders who use mental stops or dynamic exit strategies. Other programmes do not have this requirement.

Platforms and Instruments

FTP supports five trading platforms — the widest selection of any prop firm reviewed:

• MetaTrader 4 (MT4): Available for non-US traders. Full EA support and indicator library.
• MetaTrader 5 (MT5): Available for non-US traders. Enhanced charting and backtesting.
• cTrader: Advanced order types, algorithmic trading. $25 platform fee applies.
• Match-Trader: TradingView integration, web-based, beginner-friendly.
• DXtrade: Available for US traders. Web-based but has received criticism for performance limitations.

US traders are restricted to Match-Trader and DXtrade due to MetaTrader licensing restrictions. While DXtrade is functional, multiple reviews note performance issues that can impact execution quality.

The instrument range covers 50+ assets across four markets: - Forex: Major, minor, and select exotic pairs - Indices: Major global equity indices - Commodities: Gold, Silver, Oil, Natural Gas - Cryptocurrencies: Major crypto pairs

Commissions are straightforward: $7 round-turn on forex and commodities, zero commission on indices and cryptocurrencies. However, FTP does not publish minimum or average spread data on its website, making total trading cost estimation difficult.

Pricing and Fees

FTP's pricing reflects its premium positioning:

1-Phase Experienced

2-Phase Advanced

2-Phase Premium

Master (Instant Funding)

Note: Instant Funding fees are non-refundable. Challenge fees are refundable upon reaching 10% profit.

Available add-ons include higher profit split (+10%), weekend holding permission, minimum trading day removal, and the DRIVE package (enhanced drawdown, split, and discount bundle).

FTP runs periodic promotional sales with codes offering 10-20% off challenge and instant accounts.

Profit Split and Payouts

Profit Split Structure

FTP's profit split scales with performance milestones — one of the most rewarding progression systems in the industry:

• Starting split: 80%
• At 10% profit (within 3 months): Increases to 90%
• At 20% cumulative profit: Increases to 90% (if not already reached via time milestone)
• At 30% cumulative profit: Increases to 100%
• Add-on option: Start at 90% immediately (+10% split add-on purchased at checkout)

Reaching 100% profit split is achievable through sustained performance, making FTP one of the few firms where traders can eventually keep every penny they earn.

Payout Schedule

• Frequency: Weekly payouts available
• Minimum withdrawal: $50
• Processing time: 24-48 hours typically
• Account must be flat: No open positions at time of withdrawal request

The $50 minimum and weekly availability make FTP's payout system one of the most accessible in the industry. There are no mandatory waiting periods beyond the standard processing time, and no minimum number of trading days required between withdrawals.

Payout Methods

• Visa/Mastercard debit/credit cards
• Bank wire transfer
• Cryptocurrency

Payout Reliability

FTP has maintained a strong payout reputation since its 2021 launch. The 4.7 Trustpilot score with 90%+ 5-star reviews includes minimal payout-related complaints — a significant differentiator in an industry where payout disputes are the most common source of negative feedback.

The firm lacks third-party payout verification (no public payout certificates or independent audit), which is a transparency gap. However, the volume of positive payout-related reviews provides reasonable confidence in the system's reliability.

Scaling Plan

FTP's scaling plan rewards consistent profitability with progressive account growth:

• Milestone: Achieve 10% profit on current funded balance
• Scale-up: Account size increases by a percentage at each milestone (varies by programme — typically 10-25% per milestone on challenges, doubling on Instant Funding)
• Maximum allocation: $2,500,000
• No time requirements: Scale at your own pace
• No consistency rules: No minimum profitable days or best-day limitations

Instant Funding scaling example (starting at $80,000): - $80,000 → $160,000 → $320,000 → $640,000 → $1,280,000

Challenge programme scaling: - More gradual, with 10-25% increments per milestone - Each 10% profit milestone triggers the next scale-up - Accumulated profits must be left as collateral until milestones are reached

The absence of consistency rules or minimum time requirements makes FTP's scaling more accessible than competitors like Apex (30% consistency rule) or FundedNext (benchmark day requirements). You simply need to reach 10% profit — how you get there is entirely up to you.

Pros

• Instant funding option: Bypass evaluation entirely with the Master programme — immediate access to a funded account with no targets to hit.
• 100% profit split achievable: Performance milestones progressively increase your split from 80% to 100%. Genuine 100%, not marketing.
• Five platform options: MT4, MT5, cTrader, Match-Trader, and DXtrade — the widest platform selection among major prop firms.
• Weekly payouts with $50 minimum: The most frequent standard payout cycle and lowest minimum withdrawal in the industry.
• Maximum trading freedom: EAs, news trading, overnight/weekend holding, scalping, hedging, and algorithmic strategies all permitted.
• Static drawdown on 2-Phase programmes: Fixed drawdown that does not trail peak equity — significantly more forgiving.
• Smart Drawdown on Instant Funding: Drawdown locks at starting balance once profit threshold is reached, protecting accumulated gains.
• No consistency rules or best-day limits: Scale and withdraw based purely on profitability, not profit distribution patterns.
• Educational heritage: Built by professional traders and educators with a decade of industry experience (Trade Room Plus since 2013).
• 4.7 Trustpilot rating: 90%+ 5-star reviews with minimal payout complaints.
• Scaling to $2.5M: One of the highest maximum allocations available from a single programme.

Cons

• Instant Funding pricing is premium: $4,500 for a $100,000 account makes it one of the most expensive instant funding options. Fees are non-refundable.
• No published spread data: FTP does not disclose minimum or average spreads, making total trading cost estimation difficult.
• DXtrade performance issues: US traders are largely restricted to DXtrade or Match-Trader, and DXtrade has received criticism for execution quality.
• cTrader platform fee: Additional $25 charge for cTrader access.
• Mandatory stop-loss on Advanced programme: The forced stop-loss requirement may conflict with certain trading strategies.
• Lower leverage: 1:30 maximum across all programmes is lower than competitors offering 1:50 or 1:100.
• Weekend holding restrictions on Instant Funding: Not permitted without a paid add-on.
• News trading restricted on Instant Funding: Another limitation requiring an add-on to unlock.
• No futures: CFDs only — no direct futures market access.
• Scaling collateral requirement: Profits must be left in the account as collateral until scaling milestones are reached, limiting withdrawal flexibility during the scaling process.
• No third-party payout verification: While reviews are positive, there are no independent payout audits or certificates.

Who Should Use Funded Trading Plus?

FTP is ideal for: - Experienced traders who want instant funding without any evaluation process - Traders seeking 100% profit split through achievable performance milestones - Swing traders who need weekend and overnight holding capability - EA and algorithmic traders who want maximum strategy permission - Those who value frequent payouts (weekly) with low minimums ($50) - Traders who prefer static drawdown mechanics (2-Phase programmes) - UK-based traders who value a domestically registered firm

FTP is not ideal for: - Budget-conscious traders (Instant Funding pricing is premium) - Futures traders (CFDs only) - US traders who prefer MetaTrader platforms (restricted to DXtrade/Match-Trader) - Traders who need detailed spread transparency before committing - Those seeking the cheapest evaluation fees (other firms offer lower prices) - High-leverage traders (1:30 maximum)

Red Flags to Watch

1. Instant Funding cost vs value: At $4,500 for a $100,000 account with a 6% drawdown, you are paying a significant premium for immediate access. A single bad week could consume the entire drawdown, leaving you $4,500 out of pocket with no evaluation fee refund. Only commit to Instant Funding if you have a proven strategy with a strong track record.

2. Spread opacity: The lack of published spread data means you cannot calculate exact trading costs before purchasing. While commissions are disclosed ($7 round-turn on forex), the spread component remains unknown until you are actively trading.

3. Scaling collateral trap: During the scaling process, profits must remain in the account as collateral. This means you cannot withdraw all of your earnings while simultaneously scaling — you must choose between accessing profits and growing your account size.

4. Add-on dependency: Several desirable features (higher profit split, weekend holding on Instant, news trading on Instant, minimum day removal) require paid add-ons that increase the total cost. The base product may feel restrictive without these upgrades.

5. US platform limitations: American traders are limited to DXtrade and Match-Trader. If DXtrade's performance issues affect your execution, your options are constrained.

The Verdict

Funded Trading Plus is the prop firm built by people who actually understand trading. The decade of experience behind Trade Room Plus shows in every aspect of FTP's design — from the clear, honest rules to the trading freedom that respects how real traders actually operate.

The instant funding option is FTP's defining feature. While other firms offer it, none combine it with FTP's breadth of trading permissions, weekly payouts, Smart Drawdown protection, and scaling to $2.5 million. For experienced traders who are confident in their edge and want to bypass the evaluation grind, the Master Trader programme offers arguably the best instant funding experience in the industry.

The challenge programmes are equally strong. Static drawdown on the 2-Phase options, no consistency rules anywhere, and a profit split that genuinely reaches 100% through achievable milestones create a system where profitable traders are systematically rewarded rather than systematically constrained.

The weaknesses are real but manageable. The premium pricing on instant funding is the cost of skipping evaluation at a reputable firm. The spread opacity, while frustrating, has not generated significant complaints about unfair execution. The DXtrade issues primarily affect US traders, who can alternatively use Match-Trader.

FTP sits in the rare category of prop firms that do what they promise. The rules stated before purchase are the rules applied during trading. The profit split progression works as described. The payouts arrive on schedule. In an industry where this should be the minimum expectation but is instead the exception, FTP deserves recognition for getting the fundamentals right.

Bottom line: Funded Trading Plus is the prop firm for traders who want to be treated like professionals from day one — whether that means instant funding, 100% profit splits, or the freedom to trade any strategy without restrictions. The pricing is premium, but the experience matches the price tag.