Finotive Funding Review 2026

Finotive Funding is a prop trading firm based in Cyprus, offering Forex, Indices, Crypto trading through their 1,2-Step + Instant evaluation program. With profit splits up to 100% and account sizes ranging from $5K–$200K, they've established themselves as a notable player in the prop trading space.

In this review, we'll analyze their rules, fees, payout process, and overall trader experience to help you decide if Finotive Funding is the right fit for your trading style.

Finotive Funding uses a 1,2-Step + Instant evaluation to assess trader competency. You'll need to hit profit targets while staying within daily and maximum drawdown limits.

Challenge Rules

The evaluation typically requires reaching an 8-10% profit target in Phase 1, followed by a 5% target in Phase 2 (for 2-step programs). Daily drawdown limits are usually 4-5%, with maximum drawdown at 8-12%.

Operating from Cyprus, Finotive Funding serves traders globally through their online platform. Up to 100% profit split with salary option. With account sizes ranging from $5K–$200K and a starting price of competitive rates, the firm targets traders looking for a two-phase evaluation with accessible entry points.

The firm has established itself in the competitive prop trading landscape by offering 100% profit splits across their funded accounts. In this review, we break down exactly what Finotive Funding offers, how their rules compare to competitors, and whether the firm deserves a spot in your shortlist.

Finotive Funding follows the industry-standard 2-step challenge model. Phase 1 requires you to hit a higher profit target to demonstrate your ability to generate returns, while Phase 2 has a reduced target to confirm your consistency. Both phases share the same drawdown rules, and you'll need to pass both without resetting to qualify for a funded account.

Account sizes range from $5K–$200K, with challenge fees starting at competitive rates. As with most prop firms, larger account sizes come with proportionally higher fees but maintain the same percentage-based trading rules and profit targets.

Before committing to a challenge, we recommend reviewing the specific profit target and maximum drawdown rules for your chosen account size. Understanding these numbers relative to your average monthly return will help you assess the realistic probability of passing.

In addition to traditional forex and indices, Finotive Funding offers cryptocurrency trading pairs. This gives you the opportunity to diversify across asset classes and take advantage of crypto market volatility alongside conventional instruments.

Like all prop firms, Finotive Funding enforces risk management rules designed to protect their capital. These typically include a maximum daily loss limit, an overall drawdown limit, and potentially minimum trading day requirements. The specifics of these rules significantly affect your probability of passing and your experience on a funded account.

We recommend checking Finotive Funding's current rule documentation directly, as firms occasionally update their terms. Pay particular attention to whether the drawdown is calculated on a static or trailing basis, whether positions can be held overnight and over weekends, and whether there are any restrictions on trading during high-impact news events.

Finotive Funding offers a 100% profit split on funded accounts. This places them competitively within the current market, where most firms offer between 75% and 90% to the trader. The profit split determines how much of your trading profits you keep after each payout cycle.

Payout frequency and processing times are equally important considerations. Look for firms that offer bi-weekly or even on-demand payouts, and verify the withdrawal methods available in your region. The most reliable firms process payouts within 1–3 business days and support multiple payment methods including bank transfers and cryptocurrency.

Traders particularly appreciate Finotive Funding for up to 100% profit split, $500 monthly salary option and no time limits. These strengths make the firm a viable option for traders who prioritise these qualities in their prop firm selection.

On the other hand, potential drawbacks include strict drawdown rules during evaluation and challenge fee required upfront. These are worth considering carefully depending on your specific needs and trading situation.

Finotive Funding is likely a good fit if you're looking for a firm with 1,2-step + instant evaluations, trade forex, indices, crypto, and want to start with a reasonable entry fee. As always, we recommend comparing at least 2–3 firms before making your final decision — use our matching quiz for personalised recommendations based on your specific needs.

Finotive Funding offers a functional prop trading program that may suit certain trader profiles. With a 4.4/10 MyPropGenius score, the firm ranks well within our database of 200+ prop firms.

Our rating reflects the overall package — challenge structure, pricing, rules, payout reliability, and trader feedback. No single rating tells the whole story, which is why we encourage reading through the specific sections above to decide if Finotive Funding's strengths align with what matters most to your trading.